EXHIBIT 99.1



      [GRAPHIC OMITTED]
            ECHO
Electronic Clearing House, Inc.


FOR IMMEDIATE RELEASE
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            ELECTRONIC CLEARING HOUSE, INC. ADDS TO LEADERSHIP TEAM
           WITH APPOINTMENT OF CHARLES J. HARRIS AS PRESIDENT AND COO


CAMARILLO,  CALIF.,  SEPTEMBER  1,  2005  -  Electronic  Clearing  House,  Inc.
(NASDAQ:ECHO),  a  leading  provider  of electronic payment processing services,
today  announced  that  Charles J. Harris will join the company as President and
Chief Operating Officer. Harris will oversee the Company's operations, sales and
business  development  activities.  Prior  to  joining the Company, he served in
executive, operational and sales leadership positions at prominent organizations
including  Paymentech  and  Electronic  Data  Systems.  His last position was as
President  of  Merchant  Link,  a  wholly-owned  subsidiary of Paymentech, which
supplies  electronic  payment  technologies  and  outsourced  services  to  the
point-of-sale  market.

"We are delighted that Chuck has accepted the position of President and COO with
ECHO,"  said  Joel  M. Barry, Chairman and CEO of Electronic Clearing House. "In
his  many years of service to other major payment services organizations, he has
demonstrated  a  deep  understanding  of the payment processing industry and the
ability  to effectively lead organizations and manage crucial merchant and agent
bank  relationships.  The  addition  of Chuck's leadership, strategic vision and
experience  to  the  ECHO  team  will  assist us greatly in achieving our growth
objectives."

"I am very pleased to be joining ECHO, an organization with an impressive record
of  growth  and  innovation,"  said  Harris. "ECHO, through its electronic check
conversion and merchant processing initiatives, is uniquely positioned to become
a  key  player  in the future development of the payment processing industry.  I
look forward to the opportunity to contribute to the Company's continuing growth
and build upon its impressive track record of delivering consistent value to its
clients  and  shareholders."

Mr.  Harris  holds  a  BA in Business Administration with an emphasis in Finance
from  the  University  of  Texas.

ABOUT  ECHO:
Electronic  Clearing House, Inc. (www.echo-inc.com) provides a complete solution
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to  the  payment  processing  needs of merchants, banks and collection agencies.
ECHO's services include debit and credit card processing, check guarantee, check
verification,  check  conversion,  check  re-presentment,  and check collection.



SAFE  HARBOR  STATEMENT  UNDER  THE  PRIVATE SECURITIES LITIGATION REFORM ACT OF
1995:  Any  statements  set  forth  above  that  are  not  historical  facts are
forward-looking statements that involve risks and uncertainties that could cause
actual  results  to  differ  materially  from  those  in  the  forward-looking
statements.  Potential  risks and uncertainties include, but are not limited to,
such  factors as fluctuations in demand for the Company's products and services,
the introduction of new products and services, the Company's ability to maintain
customer  and  strategic business relationships, technological advancements, the
impact  of  competitive  products  and  services and pricing, growth in targeted
markets,  the  adequacy  of  the  Company's  liquidity and financial strength to
support  its  growth,  and  other  information detailed from time to time in the
Company's  filings  with  the  United States Securities and Exchange Commission.

INVESTOR CONTACTS:

Donna Rehman, Corporate Secretary
Electronic Clearing House, Inc.
805-419-8533
Camarillo, Calif.
E-MAIL: corp@ECHO-inc.com
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URL: http://www.ECHO-inc.com
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Gary R. Craft, President
Financial DNA, LLC
415-661-9443
E-MAIL: gary@financialdna.com
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