8-K

                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C.  20549


                                    FORM 8-K


                                 CURRENT REPORT


                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934


Date of Report (Date of earliest event reported)  April 8, 2002


                          ELECTRONIC CLEARING HOUSE, INC.
                        ---------------------------------
             (Exact name of registrant as specified in its charter)



  NEVADA                            0-15245                93-0946274
  ------                            ----------             -------------------
  (State or other jurisdiction      (Commission            (IRS Employer
  of incorporation)                 File Number)           Identification No.)


        28001 Dorothy Drive,  Agoura Hills, California         91301
        ---------------------------------------------------------------
        (Address of principal executive offices)             (Zip Code)


        Registrant's telephone number, including area code (818) 706-8999


        ---------------------------------------------------------------
         (Former name or former address, if changes since last report)



ITEM  5.     OTHER EVENTS

             On  April  8,  2002,  Mr.  Carl  W.  Schafer,  a  director of the
             Registrant,  announced  his  resignation  to  serve  on  the
             Registrant's  Board  of  Directors.  There  was  no  disagreement
             between  Mr. Schafer and the Registrant on any matter relating to
             the  Registrant's  operations,  policies  or  practices.


ITEM  7.     EXHIBITS


Exhibit
Number       Description  of  Document
- --------     -------------------------

 99.1        Press  release  issued  and  dated  April  12,  2002.



                                   SIGNATURES


Pursuant  to  the  requirements  of  the  Securities  Exchange  Act of 1934, the
Registrant  has  duly  caused  this  report  to  be  signed on its behalf by the
undersigned  hereunto  duly  authorized.


                                    ELECTRONIC CLEARING HOUSE, INC.
                                              (Registrant)



                                    By: /s/ Alice Cheung
                                       -----------------------------------
                                       Alice L. Cheung, Treasurer &
                                       Chief Financial Officer

Dated:  April 12, 2002

EX-99.1

                                                                    EXHIBIT 99.1

[GRAPHIC OMITTED]


FOR IMMEDIATE RELEASE
- ---------------------

                ELECTRONIC CLEARING HOUSE (ECHO) DIRECTOR RESIGNS
   Carl W. Schafer Steps Down from Board in Order to Pursue Personal Interests

Agoura Hills Calif., April 12, 2002 - Electronic Clearing House, Inc.
(NASDAQ:ECHO), a leading provider of electronic payment services, today
announced the resignation of Carl W. Schafer from the Board of Directors.

Mr. Schafer, a Director since July 1986, served as Chairman of the Audit
Committee, Member of the Executive Compensation Committee and Member of the
Nominating Committee.  A resident of Princeton, New Jersey, Mr. Schafer
simultaneously resigned as a director from two publicly traded firms, ECHO being
one, in his desire to restrict his involvement on West Coast boards and thereby
reduce his travel commitments and increase the time he could dedicate to family.

"I have derived great satisfaction serving on the Board of Electronic Clearing
House.  ECHO has a great management team and a great future and I am pleased to
have been a part of the team over the years", said Mr. Schafer.

"During his 16 years as a Director, Carl has been a tremendous asset to ECHO",
said Joel M. Barry, Chairman and CEO of Electronic Clearing House, Inc.  "We
acknowledge that much of ECHO's success today is directly attributable to Carl's
loyal service over the years.  While we respect his desire to make this change,
we will greatly miss him."

AboutECHO:
- ----------
Electronic Clearing House, Inc. provides a complete solution to the payment
processing needs of merchants, banks and collection agencies.  ECHO's services
include debit and credit card processing, check guarantee, check verification,
check conversion, check re-presentment, check collection, and inventory
tracking.  Customers include over 60,000 retail merchants and U-Haul dealers
across the nation.

Safe Harbor Statement Under the Private Securities Litigation Reform Act of
1995: Any statements set forth above that are not historical facts re
forward-looking statements that involve risks and uncertainties that could cause
actual results to differ materially from those in the forward-looking
statements.  Potential risks and uncertainties include, but are not limited to,
such factors as fluctuations in demand for the Company's products and services,
the introduction of new products and services, the Company's ability to maintain
customer and strategic business relationships, technological advancements,
impact of competitive products and services and pricing, growth in targeted
markets, the adequacy of the Company's liquidity and financial strength to
support its growth, and other information detailed from time to time in the
Company's filings with the United States Securities and Exchange Commission.

Media Contact:
- --------------
Donna Rehman, Corporate Secretary        Crocker Coulson, Partner
818-706-8999, ext. 3033                  Coffin Communications Group
Electronic Clearing House, Inc.          818-789-0100
Agoura Hills, Calif.                     E-MAIL: crocker.coulson@coffincg.com
                                                 -----------------------------
URL:http://www.echo-inc.com
- ---------------------------
E-MAIL: corp@ECHO-inc.com
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