<ARTICLE>                                            9
<CIK>                                        0000721161
<NAME>                                       SJNB FINANCIAL CORP
<MULTIPLIER>                                   1,000
<CURRENCY>                                     US DOLLARS

                                            
<PERIOD-TYPE>                                  3-MOS
<FISCAL-YEAR-END>                              DEC-31-2000
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<PERIOD-END>                                   SEP-30-2000
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