Consolidated Statements Of Cash Flows (USD $)	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Operating Activities
Net income	$ 3,386,418	$ 1,432,139
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Depreciation	139,324	113,752
Amortization, net	161,803	101,242
Amortization related to postretirement benefits obligation	1,193	2,519
Share-based compensation expense related to stock options	17,737	17,690
Increase in allowance for doubtful accounts on premiums receivable	95,716	209,000
Net gain on disposals of property	0	(6,309)
Net realized gain on investments	(16,344)	(192,881)
Net earnings from other investments	(379,696)	(335,664)
(Benefit) provision for claims	(389,058)	1,631,359
Provision for deferred income taxes	799,000	339,000
Other	22,439	0
Changes in assets and liabilities:
Decrease (increase) in receivables	1,537,769	(542,066)
Decrease in other assets	214,586	175,361
Decrease in accounts payable and accrued liabilities	(2,547,550)	(1,816,646)
Decrease in current income taxes payable	(962,058)	(492,271)
Payments of claims, net of recoveries	(380,942)	(1,342,359)
Net cash provided by (used in) operating activities	1,700,337	(706,134)
Investing Activities
Purchases of available-for-sale securities	(9,601)	(7,207,882)
Purchases of short-term securities	(6,286,175)	(2,226,674)
Purchases of other investments	(321,231)	(1,917,500)
Proceeds from sales and maturities of available-for-sale securities	4,470,026	3,093,116
Proceeds from sales and maturities of short-term securities	14,326	7,767,468
Proceeds from sales and distributions of other investments	504,500	256,014
Proceeds from sales of other assets	4,832	0
Purchases of property	(273,381)	(32,537)
Proceeds from disposals of property	0	9,000
Net cash used in investing activities	(1,896,704)	(258,995)
Financing Activities
Repurchases of common stock	(114,958)	(509,711)
Exercise of options	166,585	45,062
Dividends paid	(163,677)	(147,097)
Net cash used in financing activities	(112,050)	(611,746)
Net Decrease in Cash and Cash Equivalents	(308,417)	(1,576,875)
Cash and Cash Equivalents, Beginning of Period	20,810,018	18,042,258
Cash and Cash Equivalents, End of Period	20,501,601	16,465,383
Cash Paid During the Year for:
Income taxes, payments, net	1,507,100	667,000
Non-cash net unrealized gain on investments, net of deferred tax provision of $(823,883) and $(625,887) for 2013 and 2012, respectively	$ (1,558,762)	$ (1,177,658)