Consolidated Statements Of Cash Flows (USD $)	6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011
Operating Activities
Net income	$ 4,804,840	$ 2,614,012
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	232,009	255,290
Amortization, net	201,824	165,255
Amortization related to postretirement benefits obligation	5,038	11,480
Share-based compensation expense related to stock options	36,947	106,053
Increase (decrease) in allowance for doubtful accounts on premiums receivable	481,000	(119,000)
Net gain on disposals of property	(16,782)
Net realized gain on investments	(258,029)	(120,915)
Net earnings from other investments	(694,906)	(159,071)
Provision for claims	1,992,466	1,951,587
Provision for deferred income taxes	957,000	909,000
Changes in assets and liabilities:
(Increase) decrease in receivables	(2,278,352)	1,881,960
Increase in other assets	(261,317)	(2,096,473)
Increase in current income taxes recoverable	(372,426)	(730,356)
(Decrease) increase in accounts payable and accrued liabilities	(222,017)	2,113,184
Decrease in current income taxes payable	(640,533)	(1,056,356)
Payments of claims, net of recoveries	(2,441,466)	(2,545,287)
Net cash provided by operating activities	1,525,296	3,180,363
Investing Activities
Purchases of available-for-sale securities	(10,435,418)	(3,553,734)
Purchases of short-term securities	(2,424,628)	(2,776,535)
Purchases of other investments	(2,265,523)	(225,315)
Purchase of subsidiary	(350,000)
Proceeds from sales and maturities of available-for-sale securities	4,947,338	5,412,268
Proceeds from sales and maturities of short-term securities	8,115,946	7,767,645
Proceeds from sales and distributions of other investments	995,592	249,324
Proceeds from sale of other assets	204,750
Purchases of property	(164,183)	(157,566)
Proceeds from disposals of property	34,364
Net cash (used in) provided by in investing activities	(1,341,762)	6,716,087
Financing Activities
Repurchases of common stock	(626,885)	(5,210,866)
Exercise of options	152,792	152,526
Dividends paid	(294,048)	(302,221)
Net cash used in financing activities	(768,141)	(5,360,561)
Net (Decrease) Increase in Cash and Cash Equivalents	(584,607)	4,535,889
Cash and Cash Equivalents, Beginning of Period	18,042,258	8,117,031
Cash and Cash Equivalents, End of Period	17,457,651	12,652,920
Cash Paid During the Year for:
Income taxes, payments, net	1,817,000	1,649,000
Non Cash Disclosures
Non cash net unrealized gain on investments, net of deferred tax provision of $(441,460) and $(557,803) for 2012 and 2011, respectively	(835,326)	(1,082,268)
Non cash intangible assets acquired from purchase of subsidiary	(1,481,900)
Non cash contingent liability from purchase of subsidiary	$ 691,250