Consolidated Statements Of Income (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011
Revenues:
Net premiums written	$ 23,241,570	$ 21,451,022	$ 42,908,990	$ 39,316,610
Investment income - interest and dividends	1,009,918	878,818	1,987,179	1,778,190
Net realized gain on investments	65,148	147,075	258,029	120,915
Other	1,763,689	1,242,298	3,340,401	2,525,518
Total Revenues	26,080,325	23,719,213	48,494,599	43,741,233
Operating Expenses:
Commissions to agents	12,650,817	13,293,828	23,842,944	24,173,414
Provision for claims	361,107	1,229,961	1,992,466	1,951,587
Salaries, employee benefits and payroll taxes	5,489,107	4,639,675	10,479,739	9,331,671
Office occupancy and operations	1,037,835	952,460	1,964,873	1,916,387
Business development	404,718	372,239	798,165	759,786
Filing fees, franchise and local taxes	181,330	118,146	533,252	332,259
Premium and retaliatory taxes	474,486	502,984	889,280	908,457
Professional and contract labor fees	706,690	411,557	1,107,227	720,081
Other	154,534	159,558	321,813	262,579
Total Operating Expenses	21,460,624	21,680,408	41,929,759	40,356,221
Income before Income Taxes	4,619,701	2,038,805	6,564,840	3,385,012
Provision for Income Taxes	1,247,000	444,000	1,760,000	771,000
Net Income	3,372,701	1,594,805	4,804,840	2,614,012
Less: Net Income Attributable to Redeemable Noncontrolling Interests	(23,213)		(23,213)
Net Income Attributable to the Company	$ 3,349,488	$ 1,594,805	$ 4,781,627	$ 2,614,012
Basic Earnings per Common Share	$ 1.60	$ 0.75	$ 2.28	$ 1.20
Weighted Average Shares Outstanding - Basic	2,098,666	2,134,164	2,099,751	2,184,323
Diluted Earnings per Common Share	$ 1.57	$ 0.74	$ 2.24	$ 1.19
Weighted Average Shares Outstanding - Diluted	2,132,732	2,155,116	2,131,164	2,201,398
Cash Dividends Paid per Common Share	$ 0.07	$ 0.07	$ 0.14	$ 0.14