Consolidated Statements Of Income (USD $)	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010
Revenues:
Net premiums written	$ 81,529,333	$ 61,462,441
Investment income - interest and dividends	3,595,036	3,671,178
Net realized gain on investments	28,559	654,674
Other	5,532,228	5,521,062
Total Revenues	90,685,156	71,309,355
Operating Expenses
Commissions to agents	49,596,250	31,189,207
Provision for claims	3,342,427	4,435,066
Salaries, employee benefits and payroll taxes	18,552,504	17,695,956
Office occupancy and operations	3,722,803	3,935,563
Business development	1,706,834	1,544,588
Filing fees, franchise and local taxes	516,380	573,075
Premium and retaliatory taxes	1,729,830	1,279,400
Professional and contract labor fees	1,513,466	1,511,283
Other	505,726	529,591
Total Operating Expenses	81,186,220	62,693,729
Income before Income Taxes	9,498,936	8,615,626
Provision for Income Taxes	2,565,000	2,243,000
Net Income	$ 6,933,936	$ 6,372,626
Basic Earnings per Common Share	$ 3.22	$ 2.79
Weighted Average Shares Outstanding - Basic	2,151,350	2,284,657
Diluted Earnings per Common Share	$ 3.20	$ 2.78
Weighted Average Shares Outstanding - Diluted	2,169,636	2,289,847
Cash Dividends Paid per Common Share	$ 0.28	$ 0.28