Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Assets:
Cash and cash equivalents	$ 37,168	$ 13,723
Investments in securities:
Fixed maturity securities, available-for-sale, at fair value (amortized cost: December 31, 2021: $75,511; December 31, 2020: $112,037)	79,791	117,713
Equity securities, at fair value (cost: December 31, 2021: $29,478; December 31, 2020: $32,478)	76,853	64,919
Short-term investments	45,930	15,170
Other investments	20,298	15,493
Total investments	222,872	213,295
Premium and fees receivable	22,953	19,427
Accrued interest and dividends	817	1,038
Prepaid expenses and other receivables	11,721	9,418
Property, net	13,033	11,160
Goodwill and other intangible assets, net	15,951	9,771
Operating lease, right-of-use asset	5,202	3,533
Other assets	1,771	1,560
Total Assets	331,488	282,925
Liabilities:
Reserve for claims	36,754	33,584
Accounts payable and accrued liabilities	43,868	36,020
Operating lease, liabilities	5,329	3,669
Current income taxes payable	3,329	638
Deferred income taxes, net	13,121	8,592
Total liabilities	102,401	82,503
Commitments and Contingencies	0	0
Stockholders' Equity:
Preferred stock (1,000 authorized shares; no shares issued)	0	0
Common stock – no par value (10,000 authorized shares; 1,895 and 1,892 shares issued and outstanding as of December 31, 2021 and 2020, respectively, excluding in each period 292 shares of common stock held by the Company)	0	0
Retained earnings	225,861	196,096
Accumulated other comprehensive income	3,226	4,326
Total shareholders’ equity	229,087	200,422
Total Liabilities and Shareholders’ Equity	$ 331,488	$ 282,925