Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Assets:
Cash and cash equivalents	$ 13,723	$ 25,949
Investments in securities:
Fixed maturity securities, available-for-sale, at fair value (amortized cost: December 31, 2020: $112,037; December 31, 2019: $100,667)	117,713	104,638
Equity securities, at fair value (cost: December 31, 2020: $32,478; December 31, 2019: $33,570)	64,919	61,108
Short-term investments	15,170	13,134
Other investments	15,493	13,982
Total investments	213,295	192,862
Premium and fees receivable	19,427	12,523
Accrued interest and dividends	1,038	1,033
Prepaid expenses and other receivables	9,418	5,519
Property, net	11,160	9,776
Goodwill and other intangible assets, net	9,771	10,275
Operating lease, right-of-use asset	3,533	4,469
Other assets	1,560	1,487
Total Assets	282,925	263,893
Liabilities:
Reserve for claims	33,584	31,333
Accounts payable and accrued liabilities	36,020	28,318
Operating lease, liabilities	3,669	4,502
Current income taxes payable	638	1,340
Deferred income taxes, net	8,592	7,038
Total liabilities	82,503	72,531
Commitments and Contingencies	0	0
Stockholders' Equity:
Preferred stock (1,000 authorized shares; no shares issued)	0	0
Common stock – no par value (10,000 authorized shares; 1,892 and 1,889 shares issued and outstanding as of December 31, 2020 and 2019, respectively, excluding in each period 292 shares of common stock held by the Company)	0	0
Retained earnings	196,096	188,262
Accumulated other comprehensive income	4,326	3,100
Total shareholders’ equity	200,422	191,362
Total Liabilities and Shareholders’ Equity	$ 282,925	$ 263,893