Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Assets:
Cash and cash equivalents	$ 43,992	$ 18,694
Investments in securities:
Fixed maturity securities, available-for-sale, at fair value (amortized cost: September 30, 2019: $80,947; December 31, 2018: $87,714)	85,037	88,957
Equity securities, at fair value (cost: September 30, 2019: $32,332; December 31, 2018: $31,255)	55,785	48,489
Short-term investments	21,714	32,787
Other investments	12,689	12,436
Total investments	175,225	182,669
Premium and fees receivable	12,630	12,128
Accrued interest and dividends	1,161	946
Prepaid expenses and other receivables	6,676	7,288
Property, net	9,914	10,304
Goodwill and other intangible assets, net	10,401	10,780
Operating lease right-of-use assets	4,619	0
Other assets	1,496	1,459
Total Assets	266,114	244,268
Liabilities:
Reserve for claims	31,805	31,729
Accounts payable and accrued liabilities	27,530	27,735
Operating lease liabilities	4,622	0
Current income taxes payable	142	4,981
Deferred income taxes, net	6,125	4,184
Total liabilities	70,224	68,629
Commitments and Contingencies	0	0
Stockholders' Equity:
Preferred stock (1,000 authorized shares; no shares issued)	0	0
Common stock – no par value (10,000 authorized shares; 1,889 and 1,887 shares issued and outstanding as of September 30, 2019 and December 31, 2018, respectively, excluding in each period 292 shares of common stock held by the Company)	0	0
Retained earnings	192,695	174,690
Accumulated other comprehensive income	3,195	949
Total stockholders' equity	195,890	175,639
Total Liabilities and Stockholders’ Equity	$ 266,114	$ 244,268