Schedule V

12 Months Ended

Dec. 31, 2017

Valuation and Qualifying Accounts [Abstract]

Valuation and Qualifying Accounts

VALUATION AND QUALIFYING ACCOUNTS

FOR THE YEARS ENDED DECEMBER 31, 2017, 2016 AND 2015

Description	Balance at Beginning of Period		Additions Charged to Costs and Expenses		Additions Charge to Other Accounts – Describe		Deductions – Describe				Balance at End of Period
2017
Premiums Receivable:
Valuation Provision	$	372,172	$	5,783,429	$	—	$	(5,779,869	)	(a)	$	375,732
Reserves for Claims	$	35,305,000	$	3,311,080	$	—	$	(3,815,080	)	(b)	$	34,801,000
2016
Premiums Receivable:
Valuation Provision	$	3,552,779	$	2,679,300	$	—	$	(5,859,907	)	(a)	$	372,172
Reserves for Claims	$	37,788,000	$	242,953	$	—	$	(2,725,953	)	(b)	$	35,305,000
2015
Premiums Receivable:
Valuation Provision	$	3,022,731	$	6,267,911	$	—	$	(5,737,863	)	(a)	$	3,552,779
Reserves for Claims	$	36,677,000	$	4,478,494	$	—	$	(3,367,494	)	(b)	$	37,788,000

(a) Canceled premiums

(b) Payments of claims, net of recoveries