Income Taxes Schedule of Deferred Tax Assets and Liabilities (Details) - USD ($)	Dec. 31, 2015	Dec. 31, 2014
Deferred income tax assets:
Accrued benefits and retirement services	$ 3,262,719	$ 3,061,144
Postretirement benefit obligation	1,199,777	1,033,624
Other-than-temporary impairment of assets	428,614	323,089
Other	0	90,409
Allowance for doubtful accounts	59,108	40,183
Excess of book over tax depreciation	13,752	15,668
Reinsurance and commission payable	22,000	25,000
Deferred Tax Assets, Other	426,463	305,119
Total deferred income tax assets	5,412,433	4,894,236
Deferred income tax liabilities:
Deferred Tax Liabilities, Investments	6,073,431	6,781,994
Net unrealized gain on investments	3,322,336	2,871,114
Deferred Tax Liabilities, Property, Plant and Equipment	986,422	0
Deferred Tax Liabilities, Other	733,250	656,621
Total deferred income tax liabilities	11,115,439	10,309,729
Net deferred income tax liabilities	$ (5,703,006)	$ (5,415,493)