Consolidated Statements Of Income (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Revenues:
Net premiums written	$ 24,962,041	$ 24,909,252
Investment income - interest and dividends	1,178,039	1,026,416
Net realized gain on investments	14,803	492,137
Other	2,146,926	2,026,269
Total Revenues	28,301,809	28,454,074
Operating Expenses:
Commissions to agents	14,596,539	15,456,278
Provision for claims	786,612	2,375,383
Salaries, employee benefits and payroll taxes	7,277,449	6,185,761
Office occupancy and operations	1,304,221	1,180,327
Business development	486,975	517,894
Filing fees, franchise and local taxes	216,643	189,600
Premium and retaliatory taxes	476,591	294,474
Professional and contract labor fees	584,107	688,058
Other	203,548	209,784
Total Operating Expenses	25,932,685	27,097,559
Income before Income Taxes	2,369,124	1,356,515
Provision for Income Taxes	643,000	371,000
Net Income	1,726,124	985,515
Net Loss Attributable to Redeemable Noncontrolling Interest	0	923
Net Income Attributable to the Company	$ 1,726,124	$ 986,438
Basic Earnings per Common Share	$ 0.86	$ 0.48
Weighted Average Shares Outstanding – Basic	2,012,738	2,037,164
Diluted Earnings per Common Share	$ 0.86	$ 0.48
Weighted Average Shares Outstanding – Diluted	2,018,504	2,043,759
Cash Dividends Paid per Common Share	$ 0.08	$ 0.08