Consolidated Balance Sheets (USD $)	Mar. 31, 2015	Dec. 31, 2014
Investments in securities:
Fixed maturities, available-for-sale, at fair value (amortized cost: 2015: $101,229,832; 2014: $104,421,050)	$ 106,134,445	$ 109,048,290
Equity securities, available-for-sale, at fair value (cost: 2015: $24,349,105; 2014: $24,128,753)	39,476,921	39,254,981
Short-term investments	4,400,330	2,576,993
Other investments	7,818,850	8,530,929
Total investments	157,830,546	159,411,193
Cash and cash equivalents	15,639,072	15,826,515
Premium and fees receivable	8,239,189	8,544,183
Accrued interest and dividends	1,313,255	1,063,837
Prepaid expenses and other assets	8,130,547	7,732,677
Property, net	5,844,301	5,460,805
Total Assets	196,996,910	198,039,210
Liabilities:
Reserves for claims	37,063,000	36,677,000
Accounts payable and accrued liabilities	15,480,067	18,290,819
Current income taxes payable	287,261	92,192
Deferred income taxes, net	5,812,694	5,415,493
Total liabilities	58,643,022	60,475,504
Commitments and Contingencies	0	0
Stockholders' Equity:
Preferred stock (1,000,000 authorized shares; no shares issued)	0	0
Common stock - no par value (10,000,000 authorized shares; 2,010,426 and 2,023,270 shares issued and outstanding 2015 and 2014, respectively, excluding 291,676 shares for 2015 and 2014 of common stock held by the Company's subsidiary)	1	1
Retained earnings	125,317,641	124,707,196
Accumulated other comprehensive income	13,036,246	12,856,509
Total stockholders' equity	138,353,888	137,563,706
Total Liabilities and Stockholders' Equity	$ 196,996,910	$ 198,039,210