Schedule II - Condensed Balance Sheets (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Condensed Financial Statements, Captions [Line Items]
Cash and cash equivalents	$ 15,826,515	$ 23,626,761	$ 20,810,018	$ 18,042,258
Available-for-sale, fixed maturity	109,048,290	91,445,413
Available for sale securities, equity securities	39,254,981	36,144,065
Short-term investments	2,576,993	7,926,373
Other investments	8,530,929	7,247,831
Premiums and fees receivable	8,544,183	8,750,224
Current income taxes recoverable	0	366,772
Accrued interest and dividends	1,063,837	1,006,698
Property, net	5,460,805	4,325,538
Total Assets	198,039,210	188,305,816	171,918,276
Accounts payable and accrued liabilities	18,290,819	20,324,190
Deferred income taxes, net	5,415,493	4,013,983
Total liabilities	60,475,504	59,698,173
Preferred stock (1,000,000 authorized shares; no shares issued)	0	0
Common stock - no par value (10,000,000 authorized shares; 2,023,270 and 2,037,135 shares issued and outstanding 2014 and 2013, respectively, excluding 291,676 shares for 2014 and 2013 of common stock held by the Company’s subsidiary)	1	1
Retained earnings	124,707,196	116,714,749
Accumulated other comprehensive income	12,856,509	11,347,404	8,818,430	7,509,165
Total stockholders’ equity	137,563,706	128,062,154	114,638,890	106,512,184
Total Liabilities and Stockholders’ Equity	198,039,210	188,305,816
Parent Company
Condensed Financial Statements, Captions [Line Items]
Cash and cash equivalents	7,942,481	7,210,956	9,414,297	4,447,183
Available-for-sale, fixed maturity	24,358,323	19,202,320
Available for sale securities, equity securities	2,529,982	2,265,136
Short-term investments	284,069	2,213,496
Investments in affiliated companies	96,395,352	90,570,724
Other investments	1,578,236	737,378
Premiums and fees receivable	56,428	135,669
Other receivables	2,220,330	1,456,037
Current income taxes recoverable	1,876,242	3,230,977
Accrued interest and dividends	128,221	103,571
Property, net	2,371,078	2,504,969
Total Assets	139,740,742	129,631,233
Accounts payable and accrued liabilities	2,074,347	1,558,095
Deferred income taxes, net	102,689	10,984
Total liabilities	2,177,036	1,569,079
Preferred stock (1,000,000 authorized shares; no shares issued)	0	0
Common stock - no par value (10,000,000 authorized shares; 2,023,270 and 2,037,135 shares issued and outstanding 2014 and 2013, respectively, excluding 291,676 shares for 2014 and 2013 of common stock held by the Company’s subsidiary)	1	1
Retained earnings	124,707,196	116,714,749
Accumulated other comprehensive income	12,856,509	11,347,404
Total stockholders’ equity	137,563,706	128,062,154
Total Liabilities and Stockholders’ Equity	$ 139,740,742	$ 129,631,233