Reserves for Claims Summary Of Transactions In Reserves For Claims (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]
Balance, beginning of period	$ 35,360,000	$ 39,078,000	$ 37,996,000
Provisions related to: Current year	6,860,335	7,239,628	7,650,959
Provisions related to: Prior years	(1,630,619)	(7,811,224)	(1,578,844)
Total provision charged to operations	5,229,716	(571,596)	6,072,115
Claims paid, net of recoveries, related to: Current year	(102,947)	(110,240)	(76,288)
Claims paid, net of recoveries, related to: Prior years	(3,809,769)	(3,036,164)	(4,913,827)
Total claims paid, net of recoveries	(3,912,716)	(3,146,404)	(4,990,115)
Balance, end of year	$ 36,677,000	$ 35,360,000	$ 39,078,000