Consolidated Statements Of Income (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Revenues:
Net premiums written	$ 109,963,556	$ 113,886,266	$ 102,331,102
Investment income – interest and dividends	4,259,501	3,894,608	3,980,411
Net realized gain on investments	268,294	195,800	1,066,239
Other	8,627,935	8,274,823	7,701,340
Total Revenues	123,119,286	126,251,497	115,079,092
Operating Expenses:
Commissions to agents	65,632,353	67,150,810	59,427,070
Provision (benefit) for claims	5,229,716	(571,596)	6,072,115
Salaries, employee benefits and payroll taxes	25,218,225	25,386,511	21,881,540
Office occupancy and operations	5,049,962	4,430,220	3,994,244
Business development	2,333,491	2,145,639	1,856,848
Filing fees, franchise and local taxes	817,909	681,935	846,168
Premium and retaliatory taxes	1,851,767	2,558,227	1,885,760
Professional and contract labor fees	2,676,483	2,171,606	2,420,387
Other	820,882	755,407	615,053
Total Operating Expenses	109,630,788	104,708,759	98,999,185
Income before Income Taxes	13,488,498	21,542,738	16,079,907
Provision for Income Taxes	3,816,000	6,746,000	4,889,000
Net Income	9,672,498	14,796,738	11,190,907
Net Income Attributable to Redeemable Noncontrolling Interest	(23,523)	(88,528)	(88,411)
Net Income Attributable to the Company	$ 9,648,975	$ 14,708,210	$ 11,102,496
Basic Earnings per Common Share	$ 4.75	$ 7.15	$ 5.33
Weighted Average Shares Outstanding – Basic	2,031,760	2,056,169	2,081,703
Diluted Earnings per Common Share	$ 4.74	$ 7.08	$ 5.24
Weighted Average Shares Outstanding – Diluted	2,037,534	2,076,628	2,116,793
Dividend declared per share	$ 0.32	$ 0.32	$ 0.29