Consolidated Balance Sheets (USD $)	Dec. 31, 2014	Dec. 31, 2013
Investments in securities:
Fixed maturities, available-for-sale, at fair value (amortized cost: 2014: $104,421,050; 2013: $87,980,160)	$ 109,048,290	$ 91,445,413
Equity securities, available-for-sale, at fair value (cost: 2014: $24,128,753; 2013: $22,200,369)	39,254,981	36,144,065
Short-term investments	2,576,993	7,926,373
Other investments	8,530,929	7,247,831
Total investments	159,411,193	142,763,682
Cash and cash equivalents	15,826,515	23,626,761
Premium and fees receivable	8,544,183	8,750,224
Accrued interest and dividends	1,063,837	1,006,698
Prepaid expenses and other assets	7,732,677	7,466,141
Property, net	5,460,805	4,325,538
Current income taxes recoverable	0	366,772
Total Assets	198,039,210	188,305,816
Liabilities:
Reserves for claims	36,677,000	35,360,000
Accounts payable and accrued liabilities	18,290,819	20,324,190
Current income taxes payable	92,192	0
Deferred income taxes, net	5,415,493	4,013,983
Total liabilities	60,475,504	59,698,173
Commitments and Contingencies	0	0
Redeemable Noncontrolling Interest	0	545,489
Stockholders' Equity:
Preferred stock (1,000,000 authorized shares; no shares issued)	0	0
Common stock - no par value (10,000,000 authorized shares; 2,023,270 and 2,037,135 shares issued and outstanding 2014 and 2013, respectively, excluding 291,676 shares for 2014 and 2013 of common stock held by the Company’s subsidiary)	1	1
Retained earnings	124,707,196	116,714,749
Accumulated other comprehensive income	12,856,509	11,347,404
Total stockholders’ equity	137,563,706	128,062,154
Total Liabilities and Stockholders’ Equity	$ 198,039,210	$ 188,305,816