Schedule V (Details) (USD $)	12 Months Ended
	Dec. 31, 2014		Dec. 31, 2013		Dec. 31, 2012
Valuation Provision
Valuation and Qualifying Accounts Disclosure [Line Items]
Balance at Beginning of Period	$ 2,620,903		$ 1,902,581		$ 1,218,000
Additions Charged to Costs and Expenses	6,287,694		7,536,381		6,008,281
Additions Charge to Other Accounts - Describe	0		0		0
Deductions - Describe	(5,885,866)	[1]	(6,818,059)	[1]	(5,323,700)	[1]
Balance at End of Period	3,022,731		2,620,903		1,902,581
Reserves for Claims
Valuation and Qualifying Accounts Disclosure [Line Items]
Balance at Beginning of Period	35,360,000		39,078,000		37,996,000
Additions Charged to Costs and Expenses	5,229,716		(571,596)		6,072,115
Additions Charge to Other Accounts - Describe	0		0		0
Deductions - Describe	(3,912,716)	[2]	(3,146,404)	[2]	(4,990,115)	[2]
Balance at End of Period	$ 36,677,000		$ 35,360,000		$ 39,078,000

[1] Canceled premiums

[2] Payments of claims, net of recoveries