Consolidated Statements Of Income (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Revenues:
Net premiums written	$ 24,909,252	$ 23,925,997
Investment income - interest and dividends	1,026,416	920,485
Net realized gain on investments	492,137	16,344
Other	2,026,269	1,985,447
Total Revenues	28,454,074	26,848,273
Operating Expenses:
Commissions to agents	15,456,278	13,489,431
Provision (benefit) for claims	2,375,383	(389,058)
Salaries, employee benefits and payroll taxes	6,185,761	6,150,750
Office occupancy and operations	1,180,327	1,074,233
Business development	517,894	428,733
Filing fees, franchise and local taxes	189,600	180,570
Premium and retaliatory taxes	294,474	440,523
Professional and contract labor fees	688,058	575,337
Other	209,784	146,336
Total Operating Expenses	27,097,559	22,096,855
Income before Income Taxes	1,356,515	4,751,418
Provision for Income Taxes	371,000	1,365,000
Net Income	985,515	3,386,418
Loss (Income) Attributable to Redeemable Noncontrolling Interest	923	(9,688)
Net Income Attributable to the Company	$ 986,438	$ 3,376,730
Basic Earnings per Common Share	$ 0.48	$ 1.65
Weighted Average Shares Outstanding – Basic	2,037,164	2,044,801
Diluted Earnings per Common Share	$ 0.48	$ 1.62
Weighted Average Shares Outstanding – Diluted	2,043,759	2,083,999
Cash Dividends Paid per Common Share	$ 0.08	$ 0.08