Consolidated Balance Sheets (Parenthetical) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Statement of Financial Position [Abstract]
Fixed maturities, available-for-sale, amortized cost	$ 86,681,267	$ 87,980,160
Equity securities, available-for-sale, cost	23,045,751	22,200,369
Premiums and fees receivable, allowance for doubtful accounts	$ 3,000,909	$ 2,620,903
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, shares issued	0	0
Common stock, no par value
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	2,036,831	2,037,135
Common stock, shares outstanding	2,036,831	2,037,135
Common stock, held by Company's subsidiary	291,676	291,676