Income Taxes Schedule of Deferred Tax Assets and Liabilities (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Deferred income tax assets:
Accrued benefits and retirement services	$ 3,074,164	$ 2,889,350
Allowance for doubtful accounts	883,426	641,920
Other-than-temporary impairment of assets	319,962	344,701
Excess of book over tax depreciation	171,504	143,184
Postretirement benefit obligation	24,914	52,791
Reinsurance and commission payable	21,953	19,087
Net operating loss carryforward	5,000	12,000
Other	256,309	410,052
Total deferred income tax assets	4,757,232	4,513,085
Deferred income tax liabilities:
Net unrealized gain on investments	5,976,215	4,687,264
Recorded reserves for claims, net of statutory premium reserves	2,467,798	399,217
Other	327,202	319,760
Total deferred income tax liabilities	8,771,215	5,406,241
Net deferred income tax liabilities	$ (4,013,983)	$ (893,156)