Reserves for Claims Summary Of Transactions In Reserves For Claims (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]
Balance, beginning of period	$ 39,078,000	$ 37,996,000	$ 38,198,700
Provisions related to: Current year	7,239,628	7,650,959	6,845,338
Provisions related to: Prior years	(7,811,224)	(1,578,844)	(3,502,911)
Total provision charged to operations	(571,596)	6,072,115	3,342,427
Claims paid, net of recoveries, related to: Current year	(110,240)	(76,288)	(305,079)
Claims paid, net of recoveries, related to: Prior years	(3,036,164)	(4,913,827)	(3,240,048)
Total claims paid, net of recoveries	(3,146,404)	(4,990,115)	(3,545,127)
Balance, end of year	$ 35,360,000	$ 39,078,000	$ 37,996,000