Consolidated Statements Of Income (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Revenues:
Net premiums written	$ 113,886,266	$ 102,331,102	$ 81,529,333
Investment income – interest and dividends	3,894,608	3,980,411	3,595,036
Net realized gain on investments	195,800	1,066,239	28,559
Other	8,274,823	7,701,340	5,532,228
Total Revenues	126,251,497	115,079,092	90,685,156
Operating Expenses:
Commissions to agents	67,150,810	59,427,070	49,596,250
(Benefit) provision for claims	(571,596)	6,072,115	3,342,427
Salaries, employee benefits and payroll taxes	25,386,511	21,881,540	18,556,802
Office occupancy and operations	4,430,220	3,994,244	3,723,803
Business development	2,145,639	1,856,848	1,671,834
Filing fees, franchise and local taxes	681,935	846,168	516,380
Premium and retaliatory taxes	2,558,227	1,885,760	1,729,830
Professional and contract labor fees	2,171,606	2,420,387	1,507,368
Other	755,407	615,053	541,526
Total Operating Expenses	104,708,759	98,999,185	81,186,220
Income before Income Taxes	21,542,738	16,079,907	9,498,936
Provision for Income Taxes	6,746,000	4,889,000	2,565,000
Net Income	14,796,738	11,190,907	6,933,936
Less: Net Income Attributable to Redeemable Noncontrolling Interest	(88,528)	(88,411)	0
Net Income Attributable to the Company	$ 14,708,210	$ 11,102,496	$ 6,933,936
Basic Earnings per Common Share	$ 7.15	$ 5.33	$ 3.22
Weighted Average Shares Outstanding – Basic	2,056,169	2,081,703	2,151,350
Diluted Earnings per Common Share	$ 7.08	$ 5.24	$ 3.20
Weighted Average Shares Outstanding – Diluted	2,076,628	2,116,793	2,169,636
Dividend declared per share	$ 0.32	$ 0.29	$ 0.28