Consolidated Balance Sheets (Parenthetical) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Statement of Financial Position [Abstract]
Fixed maturities, available-for-sale, amortized cost	$ 87,980,160	$ 75,573,673
Equity securities, available-for-sale, cost	22,200,369	21,229,114
Premiums and fees receivable, allowance for doubtful accounts	$ 2,620,903	$ 1,902,581
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, shares issued	0	0
Common stock, no par value
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	2,037,135	2,043,359
Common stock, shares outstanding	2,037,135	2,043,359
Common stock, held by Company's subsidiary	291,676	291,676