Schedule V (Details) (USD $)	12 Months Ended
	Dec. 31, 2013		Dec. 31, 2012		Dec. 31, 2011
Valuation Provision
Valuation and Qualifying Accounts Disclosure [Line Items]
Balance at Beginning of Period	$ 1,902,581		$ 1,218,000		$ 1,421,000
Additions Charged to Costs and Expenses	7,536,381		6,008,281		4,748,127
Additions Charge to Other Accounts - Describe	0		0		0
Deductions - Describe	(6,818,059)	[1]	(5,323,700)	[1]	(4,951,127)	[1]
Balance at End of Period	2,620,903		1,902,581		1,218,000
Reserves for claims
Valuation and Qualifying Accounts Disclosure [Line Items]
Balance at Beginning of Period	39,078,000		37,996,000		38,198,700
Additions Charged to Costs and Expenses	(571,596)		6,072,115		3,342,427
Additions Charge to Other Accounts - Describe	0		0		0
Deductions - Describe	(3,146,404)	[2]	(4,990,115)	[2]	(3,545,127)	[2]
Balance at End of Period	$ 35,360,000		$ 39,078,000		$ 37,996,000

[1] Canceled premiums

[2] Payments of claims, net of recoveries