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Bank Loans (Tables)
3 Months Ended
Mar. 31, 2015
Bank Loans [Abstract]  
Schedule Of Balance And Associated Percentage Of Each Major Loan Category In Loan Portfolio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

March 31, 2015

 

 

December 31, 2014

 

 

Balance

 

Percent

 

 

Balance

 

Percent

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial and industrial

$

958,556 

 

 

41.5 

%

 

$

896,853 

 

 

42.4 

%

Consumer (1)

 

875,317 

 

 

37.9 

 

 

 

758,288 

 

 

35.8 

 

Residential real estate

 

442,305 

 

 

19.1 

 

 

 

432,646 

 

 

20.4 

 

Commercial real estate

 

21,515 

 

 

0.9 

 

 

 

15,902 

 

 

0.8 

 

Home equity lines of credit

 

12,862 

 

 

0.6 

 

 

 

12,945 

 

 

0.6 

 

Construction and land

 

 -

 

 

 -

 

 

 

 -

 

 

 -

 

 

 

2,310,555 

 

 

100.0 

%

 

 

2,116,634 

 

 

100.0 

%

Unamortized loan discount

 

(31,368)

 

 

 

 

 

 

(30,533)

 

 

 

 

Unamortized loan fees, net of origination costs

 

(1,998)

 

 

 

 

 

 

(1,631)

 

 

 

 

Loans in process

 

(693)

 

 

 

 

 

 

1,681 

 

 

 

 

Allowance for loan losses

 

(22,567)

 

 

 

 

 

 

(20,731)

 

 

 

 

 

$

2,253,929 

 

 

 

 

 

$

2,065,420 

 

 

 

 

(1)

Includes securities-based loans of $858.7 million and $732.8 million at March 31, 2015 and December 31, 2014, respectively.

Changes In The Allowance For Loan Losses For The Periods Presented

 

 

 

 

 

 

 

Three Months Ended March 31,

 

2015

 

2014

 

 

 

 

 

 

Allowance for loan losses, beginning of period

$

20,731 

 

$

12,668 

Provision for loan losses

 

1,846 

 

 

1,910 

Charge-offs:

 

 

 

 

 

Residential real estate

 

 -

 

 

 -

Commercial and industrial

 

(47)

 

 

(468)

Consumer

 

 -

 

 

 -

Other

 

 -

 

 

(4)

Total charge-offs

 

(47)

 

 

(472)

Recoveries

 

37 

 

 

25 

Allowance for loan losses, end of period

$

22,567 

 

$

14,131 

 

Schedule Of The Allowances For Loan Losses By Type

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

March 31, 2015

 

 

December 31, 2014

 

 

Balance

 

Percent (1)

 

 

Balance

 

Percent (1)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial and industrial

$

18,104 

 

 

41.5 

%

 

$

16,609 

 

 

42.4 

%

Consumer

 

1,392 

 

 

37.9 

 

 

 

1,255 

 

 

35.8 

 

Residential real estate

 

857 

 

 

19.1 

 

 

 

787 

 

 

20.4 

 

Home equity lines of credit

 

269 

 

 

0.6 

 

 

 

267 

 

 

0.8 

 

Commercial real estate

 

305 

 

 

0.9 

 

 

 

232 

 

 

0.6 

 

Construction and land

 

 -

 

 

0.0 

 

 

 

 -

 

 

0.0 

 

Qualitative

 

1,640 

 

 

 -

 

 

 

1,581 

 

 

 -

 

 

$

22,567 

 

 

100.0 

%

 

$

20,731 

 

 

100.0 

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(1) Loan category as a percentage of total loan portfolio.