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Bank Loans (Tables)
 9 Months Ended
Sep. 30, 2014
Bank Loans [Abstract]  
Schedule Of Balance And Associated Percentage Of Each Major Loan Category In Loan Portfolio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

September 30, 2014

 

 

December 31, 2013

 

 

Balance

 

Percent

 

 

Balance

 

Percent

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consumer (1)

$
638,811 

 

 
33.2 

%

 

$
552,333 

 

 
37.7 

%

Commercial and industrial

 
833,988 

 

 
43.5 

 

 

 
509,484 

 

 
34.8 

 

Residential real estate

 
418,806 

 

 
21.8 

 

 

 
372,789 

 

 
25.5 

 

Home equity lines of credit

 
13,776 

 

 
0.7 

 

 

 
16,327 

 

 
1.1 

 

Commercial real estate

 
15,970 

 

 
0.8 

 

 

 
12,284 

 

 
0.8 

 

Construction and land

 

 -

 

 

 -

 

 

 
490 

 

 
0.1 

 

 

 
1,921,351 

 

 
100.0 

%

 

 
1,463,707 

 

 
100.0 

%

Unamortized loan discount

 
(32,772)

 

 

 

 

 

 
(45,100)

 

 

 

 

Unamortized loan fees, net of origination costs

 
(1,251)

 

 

 

 

 

 
(1,920)

 

 

 

 

Loans in process

 
(1,155)

 

 

 

 

 

 
334 

 

 

 

 

Allowance for loan losses

 
(18,996)

 

 

 

 

 

 
(12,668)

 

 

 

 

 

$
1,867,177 

 

 

 

 

 

$
1,404,353 

 

 

 

 

(1)

Includes securities-based loans of $628.3 million and $508.9 million at September 30, 2014 and December 31, 2013, respectively.
Changes In The Allowance For Loan Losses For The Periods Presented

 

 

 

 

 

 

 

 

 

 

 

 

 

Three Months Ended September 30,

 

Nine Months Ended September 30,

 

2014

 

2013

 

2014

 

2013

 

 

 

 

 

 

 

 

 

 

 

 

Allowance for loan losses, beginning of period

$
17,104 

 

$
10,919 

 

$
12,668 

 

$
8,145 

Provision for loan losses

 
1,871 

 

 
2,297 

 

 
6,749 

 

 
5,537 

Charge-offs:

 

 

 

 

 

 

 

 

 

 

 

Residential real estate

 

 -

 

 

 -

 

 

 -

 

 
(501)

Commercial and industrial

 

 -

 

 

 -

 

 
(468)

 

 

 -

Commercial real estate

 

 -

 

 

 -

 

 

 -

 

 

 -

Other

 

 -

 

 

 -

 

 
(4)

 

 

 -

Total charge-offs

 

 -

 

 

 -

 

 
(472)

 

 
(501)

Recoveries

 
21 

 

 
17 

 

 
51 

 

 
52 

Allowance for loan losses, end of period

$
18,996 

 

$
13,233 

 

$
18,996 

 

$
13,233 

 

Schedule Of The Allowances For Loan Losses By Type

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

September 30, 2014

 

 

December 31, 2013

 

 

Balance

 

Percent (1)

 

 

Balance

 

Percent (1)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial and industrial

$
15,545 

 

 
43.5 

%

 

$
9,538 

 

 
37.7 

%

Consumer

 
1,001 

 

 
33.2 

 

 

 
892 

 

 
34.8 

 

Residential real estate

 
674 

 

 
21.8 

 

 

 
408 

 

 
25.5 

 

Home equity lines of credit

 
274 

 

 
0.7 

 

 

 
174 

 

 
1.1 

 

Commercial real estate

 
239 

 

 
0.8 

 

 

 
198 

 

 
0.8 

 

Construction and land

 

 -

 

 
0.0 

 

 

 
12 

 

 
0.1 

 

Qualitative

 
1,263 

 

 

 -

 

 

 
1,446 

 

 

 -

 

 

$
18,996 

 

 
100.0 

%

 

$
12,668 

 

 
100.0 

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(1) Loan category as a percentage of total loan portfolio.