XML 96 R41.htm IDEA: XBRL DOCUMENT

Bank Loans (Tables)

3 Months Ended

6 Months Ended

Mar. 31, 2013

Jun. 30, 2013

Bank Loans [Abstract]

Schedule Of Balance And Associated Percentage Of Each Major Loan Category In Loan Portfolio

The following table presents the balance and associated percentage of each major loan category in our loan portfolio at June 30, 2013 and December 31, 2012 (in thousands, except percentages):
	June 30, 2013							December 31, 2012
	Balance			Percent				Balance			Percent

Consumer⁽¹⁾	$	465,799			46.8	%		$	425,382			51.6	%
Commercial and industrial		429,524			43.1				300,034			36.4
Residential real estate		70,580			7.1				65,657			8.0
Home equity lines of credit		17,326			1.7				19,531			2.4
Commercial real estate		12,586			1.3				12,805			1.5
Construction and land		510			0.1				510			0.1
		996,325			100.0	%			823,919			100.0	%
Unamortized loan fees, net of origination costs		(1,618)							(1,207)
Loans in process		977							1,370
Allowance for loan losses		(10,919)							(8,145)
	$	984,765						$	815,937

⁽¹⁾	Includes securities-based loans of $465.7 million and $425.3 million at June 30, 2013 and December 31, 2012, respectively.

The following table presents the balance and associated percentage of each major loan category in our loan portfolio at June 30, 2013 and December 31, 2012 (in thousands, except percentages):
	June 30, 2013							December 31, 2012
	Balance			Percent				Balance			Percent

Consumer⁽¹⁾	$	465,799			46.8	%		$	425,382			51.6	%
Commercial and industrial		429,524			43.1				300,034			36.4
Residential real estate		70,580			7.1				65,657			8.0
Home equity lines of credit		17,326			1.7				19,531			2.4
Commercial real estate		12,586			1.3				12,805			1.5
Construction and land		510			0.1				510			0.1
		996,325			100.0	%			823,919			100.0	%
Unamortized loan fees, net of origination costs		(1,618)							(1,207)
Loans in process		977							1,370
Allowance for loan losses		(10,919)							(8,145)
	$	984,765						$	815,937

Changes In The Allowance For Loan Losses For The Periods Presented


	Three Months Ended June 30,						Six Months Ended June 30,
	2013			2012			2013			2012

Allowance for loan losses, beginning of period	$	9,406		$	5,781		$	8,145		$	5,300
Provision for loan losses		1,520			596			3,240			1,139
Charge-offs:
Residential real estate		(17)			(86)			(501)			(195)
Recoveries		10			1			35			48
Allowance for loan losses, end of period	$	10,919		$	6,292		$	10,919		$	6,292

Schedule Of The Allowances For Loan Losses By Type


	June 30, 2013							December 31, 2012
	Balance			Percent⁽¹⁾				Balance			Percent⁽¹⁾

Commercial and industrial	$	8,256			43.1	%		$	5,450			36.4	%
Consumer		699			46.8				647			51.6
Residential real estate		399			7.1				408			8.0
Commercial real estate		335			1.2				691			1.5
Home equity lines of credit		224			1.7				195			2.4
Construction and land		13			0.1				13			0.1
Qualitative		993			-				741			-
	$	10,919			100.0	%		$	8,145			100.0	%

(1) Loan category as a percentage of total loan portfolio.