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Bank Loans (Tables)
3 Months Ended
Mar. 31, 2013
Bank Loans [Abstract]  
Schedule Of Balance And Associated Percentage Of Each Major Loan Category In Loan Portfolio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

March 31, 2013

 

 

December 31, 2012

 

 

Balance

 

Percent

 

 

Balance

 

Percent

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consumer (1)

$

426,015 

 

 

47.5 

%

 

$

425,382 

 

 

51.6 

%

Commercial and industrial

 

370,817 

 

 

41.3 

 

 

 

300,034 

 

 

36.4 

 

Residential real estate

 

69,481 

 

 

7.7 

 

 

 

65,657 

 

 

8.0 

 

Home equity lines of credit

 

18,114 

 

 

2.0 

 

 

 

19,531 

 

 

2.4 

 

Commercial real estate

 

12,720 

 

 

1.4 

 

 

 

12,805 

 

 

1.5 

 

Construction and land

 

510 

 

 

0.1 

 

 

 

510 

 

 

0.1 

 

 

 

897,657 

 

 

100.0 

%

 

 

823,919 

 

 

100.0 

%

Unamortized loan fees, net of origination costs

 

(1,654)

 

 

 

 

 

 

(1,207)

 

 

 

 

Loans in process

 

50 

 

 

 

 

 

 

1,370 

 

 

 

 

Allowance for loan losses

 

(9,406)

 

 

 

 

 

 

(8,145)

 

 

 

 

 

$

886,647 

 

 

 

 

 

$

815,937 

 

 

 

 

 

(1)

Includes securities-based loans of $425.9 million and $425.3 million at March 31, 2013 and December 31, 2012, respectively.

Changes In The Allowance For Loan Losses For The Periods Presented

 

 

 

 

 

 

 

Three Months Ended March 31,

 

2013

 

2012

 

 

 

 

 

 

Allowance for loan losses, beginning of period

$

8,145 

 

$

5,300 

Provision for loan losses

 

1,720 

 

 

543 

Charge-offs:

 

 

 

 

 

Residential real estate

 

(484)

 

 

(109)

Recoveries

 

25 

 

 

47 

Allowance for loan losses, end of period

$

9,406 

 

$

5,781 

 

Schedule Of The Allowances For Loan Losses By Type

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

March 31, 2013

 

 

December 31, 2012

 

 

Balance

 

Percent (1)

 

 

Balance

 

Percent (1)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial and industrial

$

6,890 

 

 

41.3 

%

 

$

5,450 

 

 

36.4 

%

Consumer

 

639 

 

 

47.5 

 

 

 

647 

 

 

51.6 

 

Residential real estate

 

423 

 

 

7.7 

 

 

 

408 

 

 

8.0 

 

Commercial real estate

 

356 

 

 

1.4 

 

 

 

691 

 

 

1.5 

 

Home equity lines of credit

 

212 

 

 

2.0 

 

 

 

195 

 

 

2.4 

 

Construction and land

 

13 

 

 

0.1 

 

 

 

13 

 

 

0.1 

 

Qualitative

 

873 

 

 

 -

 

 

 

741 

 

 

 -

 

 

$

9,406 

 

 

100.0 

%

 

$

8,145 

 

 

100.0 

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(1) Loan category as a percentage of total loan portfolio.