Segment Reporting (Tables)

12 Months Ended

Dec. 31, 2011

Segment Information

Our segment information for 2011, 2010 and 2009 is as follows:

(Dollars in thousands)	Global Commercial Bank (1)			SVB Private Bank			SVB Capital (1)			Other Items			Total
Year ended December 31, 2011
Net interest income	$	445,466		$	20,466		$	10		$	60,335		$	526,277
(Provision for) reduction of loan losses		(13,494	)		7,393			—			—			(6,101	)
Noninterest income		150,116			516			27,358			204,342			382,332
Noninterest expense (2)		(358,712	)		(10,174	)		(13,079	)		(118,663	)		(500,628	)
Income before income tax expense (3)	$	223,376		$	18,201		$	14,289		$	146,014		$	401,880
Total average loans	$	5,099,516		$	658,175		$	—		$	57,380		$	5,815,071
Total average assets		5,603,935			658,797			226,423			12,181,344			18,670,499
Total average deposits		15,364,804			186,604			—			17,393			15,568,801
Year ended December 31, 2010
Net interest income	$	367,927		$	13,015		$	—		$	37,193		$	418,135
Provision for loan losses		(42,357	)		(2,271	)		—			—			(44,628	)
Noninterest income		136,531			496			19,491			91,012			247,530
Noninterest expense (2)		(307,508	)		(4,405	)		(15,652	)		(95,253	)		(422,818	)
Income before income tax expense (3)	$	154,593		$	6,835		$	3,839		$	32,952		$	198,219
Total average loans	$	3,948,872		$	461,620		$	—		$	25,419		$	4,435,911
Total average assets		4,281,745			461,697			157,461			9,957,333			14,858,236
Total average deposits		11,911,639			129,536			—			(12,848	)		12,028,327
Year ended December 31, 2009
Net interest income (loss)	$	380,668		$	14,176		$	(16	)	$	(12,678	)	$	382,150
Provision for loan losses		(79,867	)		(10,313	)		—			—			(90,180	)
Noninterest income (loss)		119,834			371			2,365			(24,827	)		97,743
Noninterest expense, excluding impairment of goodwill (2)		(237,475	)		(2,989	)		(15,140	)		(84,170	)		(339,774	)
Impairment of goodwill		(4,092	)		—			—			—			(4,092	)
Income (loss) before income tax expense (3)	$	179,068		$	1,245		$	(12,791	)	$	(121,675	)	$	45,847
Total average loans	$	4,188,908		$	487,825		$	—		$	22,963		$	4,699,696
Total average assets		4,370,702			487,990			136,176			6,331,473			11,326,341
Total average deposits		8,679,761			107,602			—			6,736			8,794,099

(1) Global Commercial Bank’s and SVB Capital’s components of net interest income (loss), noninterest income, noninterest expense and total average assets are shown net of noncontrolling interests for all periods presented.

(2) The Global Commercial Bank segment includes direct depreciation and amortization of $12.2 million, $9.7 million and $9.9 million in 2011, 2010 and 2009, respectively.

(3) The internal reporting model used by management to assess segment performance does not calculate tax expense by segment. Our effective tax rate is a reasonable approximation of the segment rates.