Off-Balance Sheet Arrangements, Guarantees and Other Commitments (Tables)

12 Months Ended

Dec. 31, 2011

Minimum Future Payments under Noncancelable Operating Leases

The following table presents minimum future payments under noncancelable operating leases as of December 31, 2011:

Year ended December 31, (dollars in thousands):
2012	$	14,742
2013		13,223
2014		10,795
2015		7,312
2016		7,097
2017 and thereafter		25,708
Net minimum operating lease payments	$	78,877

Summary Information Related to Commitments to Extend Credit (Excluding Letters of Credit)

The following table summarizes information related to our commitments to extend credit (excluding letters of credit) at December 31, 2011 and 2010, respectively:

	December 31,
(Dollars in thousands)	2011		2010
Commitments available for funding: (1)
Fixed interest rate commitments	$	658,377	$	386,055
Variable interest rate commitments		6,548,002		5,884,450
Total commitments available for funding	$	7,206,379	$	6,270,505
Commitments unavailable for funding (2)	$	841,439	$	963,847
Maximum lending limits for accounts receivable factoring arrangements (3)		747,392		697,702
Reserve for unfunded credit commitments (4)		21,811		17,414

(1) Represents commitments which are available for funding, due to clients meeting all collateral, compliance and financial covenants required under loan commitment agreements.

(2) Represents commitments which are currently unavailable for funding, due to clients failing to meet all collateral, compliance and financial covenants under loan commitment agreements.

(3) We extend credit under accounts receivable factoring arrangements when our clients’ sales invoices are deemed creditworthy under existing underwriting practices.

(4) Our reserve for unfunded credit commitments includes an allowance for both our unfunded loan commitments and our letters of credit.

Summary of Commercial and Standby Letters of Credit

The table below summarizes our commercial and standby letters of credit at December 31, 2011. The maximum potential amount of future payments represents the amount that could be remitted under letters of credit if there were a total default by the guaranteed parties, without consideration of possible recoveries under recourse provisions or from the collateral held or pledged.

(Dollars in thousands)	Expires In One Year or Less		Expires After One Year		Total Amount Outstanding		Maximum Amount Of Future Payments
Financial standby letters of credit	$	723,710	$	82,346	$	806,056	$	806,056
Performance standby letters of credit		45,631		3,924		49,555		49,555
Commercial letters of credit		5,580		—		5,580		5,580
Total	$	774,921	$	86,270	$	861,191	$	861,191

Total Capital Commitments, Unfunded Capital Commitments, and Ownership in Each Fund

The following table details our total capital commitments, unfunded capital commitments, and our ownership in each fund at December 31, 2011:

Our Ownership in Limited Partnership (Dollars in thousands)	SVBFG Capital Commitments		SVBFG Unfunded Commitments		SVBFG Ownership of each Fund
Silicon Valley BancVentures, LP	$	6,000	$	270		10.7	%
SVB Capital Partners II, LP (1)		1,200		222		5.1
SVB India Capital Partners I, LP		7,750		1,364		14.4
SVB Capital Shanghai Yangpu Venture Capital Fund		920		159		6.8
SVB Strategic Investors Fund, LP		15,300		688		12.6
SVB Strategic Investors Fund II, LP		15,000		1,950		8.6
SVB Strategic Investors Fund III, LP		15,000		3,000		5.9
SVB Strategic Investors Fund IV, LP		12,239		5,997		5.0
Strategic Investors Fund V, LP		500		460		0.3
SVB Capital Preferred Return Fund, LP		12,687		—		20.0
SVB Capital—NT Growth Partners, LP		24,670		1,340		33.0
Other private equity fund (2)		9,338		—		58.2
Partners for Growth, LP		25,000		9,750		50.0
Partners for Growth II, LP		15,000		4,950		24.2
Gold Hill Venture Lending 03, LP (3)		20,000		—		9.3
Other Fund Investments (4)		332,618		86,811		Various
Total	$	513,222	$	116,961

(1) Our ownership includes 1.3 percent direct ownership through SVB Capital Partners II, LLC and SVB Financial Group, and 3.8 percent indirect ownership through our investment in SVB Strategic Investors Fund II, LP.

(2) Our ownership includes 41.5 percent direct ownership and indirect ownership interest of 12.6 percent and 4.1 percent in the fund through our ownership interests of SVB Capital—NT Growth Partners, LP and SVB Capital Preferred Return Fund, LP, respectively.

(3) Our ownership includes 4.8 percent direct ownership and 4.5 percent indirect ownership interest through GHLLC.

(4) Represents commitments to 334 funds (primarily venture capital funds) where our ownership interest is generally less than 5% of the voting interests of each such fund.

Remaining Unfunded Commitments to Venture Capital or Private Equity Funds by Consolidated Managed Funds

The following table details the total remaining unfunded commitments to the venture capital and private equity funds by our consolidated managed funds of funds (including our interest and the noncontrolling interests) at December 31, 2011:

Limited Partnership (Dollars in thousands)	Unfunded Commitments
SVB Strategic Investors Fund, LP	$	2,311
SVB Strategic Investors Fund II, LP		12,145
SVB Strategic Investors Fund III, LP		60,040
SVB Strategic Investors Fund IV, LP		137,375
Strategic Investors Fund V, LP		43,628
SVB Capital Preferred Return Fund, LP		23,234
SVB Capital—NT Growth Partners, LP		26,373
Other private equity fund		4,659
Total	$	309,765