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Segment Reporting (Tables)
 3 Months Ended
Mar. 31, 2017
Segment Reporting [Abstract]  
Segment Reporting
Our segment information for the three months ended March 31, 2017 and 2016 is as follows:
(Dollars in thousands)
 
Global
Commercial
Bank (1)
 
SVB Private  
Bank
 
SVB Capital (1)  
 
Other Items (2)      
 
Total      
Three months ended March 31, 2017
 
 
 
 
 
 
 
 
 
 
Net interest income
 
$
275,684

 
$
13,610

 
$
—

 
$
20,699

 
$
309,993

Provision for credit losses
 
(28,889
)
 
(790
)
 
—

 
(1,055
)
 
(30,734
)
Noninterest income
 
79,519

 
718

 
16,775

 
20,647

 
117,659

Noninterest expense (3)
 
(172,374
)
 
(3,919
)
 
(3,472
)
 
(57,868
)
 
(237,633
)
Income (loss) before income tax expense (4)
 
$
153,940

 
$
9,619

 
$
13,303

 
$
(17,577
)
 
$
159,285

Total average loans, net of unearned income
 
$
17,647,055

 
$
2,245,317

 
$
—

 
$
176,942

 
$
20,069,314

Total average assets (5)
 
42,888,336

 
2,259,018

 
372,876

 
(219,196
)
 
45,301,034

Total average deposits
 
38,296,563

 
1,336,849

 
—

 
325,123

 
39,958,535

Three months ended March 31, 2016
 
 
 
 
 
 
 
 
 
 
Net interest income
 
$
256,178

 
$
13,672

 
$
—

 
$
11,571

 
$
281,421

Provision for credit losses
 
(32,703
)
 
(638
)
 
—

 
(134
)
 
(33,475
)
Noninterest income
 
74,759

 
627

 
2,453

 
8,295

 
86,134

Noninterest expense (3)
 
(154,787
)
 
(3,405
)
 
(3,913
)
 
(41,794
)
 
(203,899
)
Income before income tax expense (4)
 
$
143,447

 
$
10,256

 
$
(1,460
)
 
$
(22,062
)
 
$
130,181

Total average loans, net of unearned income
 
$
14,919,735

 
$
1,871,820

 
$
—

 
$
220,880

 
$
17,012,435

Total average assets (5)
 
41,533,434

 
1,893,413

 
349,011

 
414,332

 
44,190,190

Total average deposits
 
37,837,645

 
1,130,736

 
—

 
299,748

 
39,268,129

 
 
(1)
Global Commercial Bank’s and SVB Capital’s components of net interest income, noninterest income, noninterest expense and total average assets are shown net of noncontrolling interests for all periods presented. Noncontrolling interest is included within "Other Items".
(2)
The "Other Items" column reflects the adjustments necessary to reconcile the results of the operating segments to the consolidated financial statements prepared in conformity with GAAP. Net interest income consists primarily of interest earned from our fixed income investment portfolio, net of FTP. Noninterest income consists primarily of gains on equity warrant assets and gains on the sale of fixed income securities. Noninterest expense consists primarily of expenses associated with corporate support functions such as finance, human resources, marketing, legal and other expenses.
(3)
The Global Commercial Bank segment includes direct depreciation and amortization of $6.1 million and $5.7 million for the three months ended March 31, 2017 and 2016, respectively.
(4)
The internal reporting model used by management to assess segment performance does not calculate income tax expense by segment. Our effective tax rate is a reasonable approximation of the segment rates.
(5)
Total average assets equal the greater of total average assets or the sum of total average liabilities and total average stockholders’ equity for each segment to reconcile the results to the consolidated financial statements prepared in conformity with GAAP.