S V B 2 0 1 4 4 :3 1 Q1 2016 Corporate Overview and Financial Results 2 May 2016 Q1 2016 Corporate Overview and Financial Results 2 May 2016

S V B 2 0 1 4 4 :3 2 Q1 2016 Corporate Overview and Financial Results 2 May 2016 Contents 3 6 16 18 20 21 42 About SVB Q1 2016 performance Regulatory environment Capital Outlook for 2016 Appendix Non-GAAP reconciliations Special note regarding forward-looking statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements are neither historical facts nor assurances of future performance. You can identify these and other forward-looking statements by the use of words such as “becoming,” “may,” “will,” “should,” "could," "would," “predict,” “potential,” “continue,” “anticipate,” “believe,” “estimate,” “seek,” “expect,” “plan,” “intend,” the negative of such words, or comparable terminology. Although we believe that the expectations reflected in these forward-looking statements are reasonable, we have based these expectations on our current beliefs as well as our assumptions, and such expectations may prove to be incorrect. We wish to caution you that such statements are just predictions and actual events or results may differ materially, due to changes in economic, business and regulatory factors and trends. We also refer you to the documents the Company files from time to time with the Securities and Exchange Commission, specifically the Company’s most recent Annual Report on Form 10-K. These documents contain and identify important risk factors that could cause the Company’s actual results to differ materially from those contained in our projections or other forward-looking statements. All forward-looking statements included in this presentation are made only as of the date of this presentation. We assume no obligation and do not intend to revise or update any forward-looking statements contained in this presentation, except as required by law. Please also refer to the slide in this presentation entitled “Additional information regarding forward looking statements.”

S V B 2 0 1 4 4 :3 3 Q1 2016 Corporate Overview and Financial Results 2 May 2016 We serve the global innovation economy Technology + Life Sciences + Healthcare 3 Accelerator Revenue <$5M Growth Revenue $5M-$75M Corp Fin Revenue >$75M Investors Private Equity Venture Capital Individuals Private Bank

S V B 2 0 1 4 4 :3 4 Q1 2016 Corporate Overview and Financial Results 2 May 2016 30+ years of focus on innovation companies, investors and influencers Leading early-stage market share Strong client funds franchise Diversified revenue streams Global reach Average balances for Q1’16 * Total Client Funds refers to the sum of on-balance sheet deposits and off-balance sheet client investment funds $44.2B assets $17.0B loans $81.7B total client funds* A unique financial services company

S V B 2 0 1 4 4 :3 5 Q1 2016 Corporate Overview and Financial Results 2 May 2016 • High pace of new client acquisition • Strong market position • Global growth • Fee income growth momentum • Stable credit quality • Healthy business conditions for our clients overall …but with challenges • Early-stage market “recalibration” in Q1’16 • Low interest rates • Complex regulatory environment + increasing requirements • Heated markets (valuations, volatility) • Competition The innovation industry is dynamic

S V B 2 0 1 4 4 :3 6 Q1 2016 Corporate Overview and Financial Results 2 May 2016 Q1’16 vs. Q4’15: solid core business results Average loans: +8.0% Period-end loans: +5.9% “Core fee”5 income: +5.2% Warrant gains of $6.6m2; modest losses on investment securities of $4.7m2,3,5 Net interest income: +4.6% and +13 bps improvement to net interest margin Average total client funds1 were relatively flat Average fixed income securities were flat 1. Total Client Funds refers to the sum of on-balance sheet deposits and off-balance sheet client investment funds. 2. The value of warrant and PE/VC-related investments is subject to potential increases or decreases in future periods, depending on market conditions and other factors. 3. Non-GAAP losses on investment securities net of non-controlling interests were $2.0 million. 4. “Core Fee” income is defined as fees from letters of credit, client investments, credit cards, deposit service charges, foreign exchange and lending-related fees, in aggregate. 5. This is a non-GAAP measure. Please see non-GAAP reconciliations at the end of this presentation for more information. Stable credit quality overall with net charge-offs of 49 bps and non-performing loans of 64 bps Solid capital position and increases in all key capital ratios

S V B 2 0 1 4 4 :3 7 Q1 2016 Corporate Overview and Financial Results 2 May 2016 Lower Q1 earnings driven by lower warrant gains and investment securities losses Market factors • Valuation “recalibration” for public and private tech companies • Lack of VC-backed IPOs • Slower pace of early-stage investment We expect these factors to put pressure on gains from warrants and investment securities in 2016. * This is a non-GAAP measure. Please see non-GAAP reconciliations at the end of this presentation for more information. $19 $16 $13 $10 -$2 $20 $24 $11 $16 $7 -$10 $0 $10 $20 $30 Q1'15 Q2'15 Q3'15 Q4'15 Q1'16 Millio ns Net gains (losses) on investment securities net of non-controlling interests* Net equity warrant gains (losses)

S V B 2 0 1 4 4 :3 8 Q1 2016 Corporate Overview and Financial Results 2 May 2016 Average loans grew 8.0% in Q1’16 Location: Annual – Data Tab Private Equity capital call lines drove Q1 growth $14.0 $14.3 $14.9 $15.7 $17.0 $14.4 $14.3 $15.3 $16.7 $17.7 $2 $4 $6 $8 $10 $12 $14 $16 $18 Q1'15 Q2'15 Q3'15 Q4'15 Q1'16 Billion s Average loans Period-end loans

S V B 2 0 1 4 4 :3 9 Q1 2016 Corporate Overview and Financial Results 2 May 2016 A diversified loan portfolio 1. As of 3/31/2016; gross loans do not include the impact of deferred fees and costs. 2. Private Bank segment includes loans designated as Consumer Loans in our earnings releases and our Form 10-K and 10-Q reports. 3. Tech, LS and Healthcare percentages are as a % of Total Gross Loans Gross Loans: $17.8 Billion1,2 Location: Loan Pie Tab, A178 Technology, Life Science & Healthcare Only1,3 $8.3 Billion (47% of Gross Loans) Non-early Stage $0.8 Balance-sheet dependent covered by current assets Cash flow dependent 1 Early Stage $1.2 Asset-Based Lending $2.3 Sponsored Buyout $2.1 Investor-dependent 1 Revenue: $0-$5MM 4% 13% 12% Investor-dependent 2 Revenue >$5MM 7% 11% Other $1.9 Cash flow dependent 2 Cash flow and hybrid Software & Internet $5.5 31% Hardware $1.1 6% Life Science & Healthcare $1.7 10% PE/VC Capital Call Lines $6.4 36% Wine $0.8 5% Private Bank $1.9 11% Other $0.5 3%

S V B 2 0 1 4 4 :3 10 Q1 2016 Corporate Overview and Financial Results 2 May 2016 Average total client funds flat in Q1’16 “Copy of IR Roadshow Charts x – Active File” Data: Annual Tab A 42 – C 69 Chart: Annual Charts Tab A4 Client M&A activity was the primary driver $33.9 $35.0 $37.4 $38.9 $39.3 $33.6 $37.9 $42.0 $43.4 $42.5 $67.5 $72.8 $79.4 $82.3 $81.7 $0 $10 $20 $30 $40 $50 $60 $70 $80 $90 Q1'15 Q2'15 Q3'15 Q4'15 Q1'16 Billions Average off-balance sheet client investment funds Average deposits Q1 deposit drivers Up: Growth in early-stage client deposits from equity funding rounds Down: Decline in private equity/venture capital deposit balances attributable to distributions Q1 client investment funds drivers Down: Increased client M&A activity Up: Growth in early-stage client investment funds from equity funding rounds

S V B 2 0 1 4 4 :3 11 Q1 2016 Corporate Overview and Financial Results 2 May 2016 $94.6 $281.77.39% 2.67% 2% 3% 4% 5% 6% 7% 8% $80 $120 $160 $200 $240 $280 $320 Q2 '07 Q3 '07 Q4 '07 Q1 '08 Q2 '08 Q3 '08 Q4 '08 Q1 '09 Q2 '09 Q3 '09 Q4 '09 Q1 '10 Q2 '10 Q3 '10 Q4 '10 Q1 '11 Q2 '11 Q3 '11 Q4 '11 Q1 '12 Q2 '12 Q3 '12 Q4 '12 Q1 '13 Q2 '13 Q3 '13 Q4 '13 Q1 '14 Q2 '14 Q3 '14 Q4 '14 Q1 '15 Q2 '15 Q3 '15 Q4 '15 Q1 '16 Net interest income Net interest margin Net interest income grew 4.6% despite low rates “Copy of IR Roadshow Charts x – Active File” Data: Quarterly Tab A44:A76 Long-term drivers: strong deposit and loan growth Millions Net interest margin increased 13 bps in Q1’16 Q1’16 drivers: impact of 25 bps Fed Funds rate increase in December 2015 and strong loan growth

S V B 2 0 1 4 4 :3 12 Q1 2016 Corporate Overview and Financial Results 2 May 2016 TAB: Credit Quality Millions Credit quality was stable Q1’16 net charge-off increase driven primarily by early-stage loans Q1’16 decrease in non- performing loans driven by resolution of two loans, including repayment of one sponsored buyout loan Provision of $33.1m (vs. $31.3m in Q4’15) consisted primarily of $20.7m for net charge-offs and $9.5m loan growth Q1’16 Credit Drivers Some stress in early-stage portfolio 0.44% 0.10% 0.73% 0.64% $43.0 $11.8 $123.4 $114.0 0.0% 0.5% 1.0% 1.5% 2.0% Non-performing loans/total gross loans Non-performing loans 0.49% 0.74% 0.05% 0.75% 0.49% $11.2 $19.8 $1.7 $28.5 $20.7 0.0% 0.5% 1.0% 1.5% 2.0% Net charge-offs/average total gross loans Net charge-offs(annualized)

S V B 2 0 1 4 4 :3 13 Q1 2016 Corporate Overview and Financial Results 2 May 2016 Credit risk profile has declined over the years • We have reduced the risk profile of our loan portfolio over time • Strongest growth from segments with best credit performance: Private Equity Capital Calls, Private Bank • 52 percent of loan portfolio at 3/31/16 in PE/VC Capital Call lines, Private Bank and Wine, which have experienced nominal losses over the last decade. This compares to 38 percent in 2007 • Early-stage (ES) loans were 7 percent of total loans in Q1’16 vs. 14 percent in 2007 • Majority of loan losses have come from early-stage portfolio historically 1.1% 11% 3.5% 2015 ES loss rate Peak annual ES loss rates (2009) Average ES loss rate (2008-2015) 5.2% Q1’2016 annualized ES loss rate

S V B 2 0 1 4 4 :3 14 Q1 2016 Corporate Overview and Financial Results 2 May 2016 1 “Core Fee” income is defined as fees from letters of credit, client investments, credit cards, deposit service charges, foreign exchange and lending-related fees, in aggregate. This is a non-GAAP measure. Please see non-GAAP reconciliations at end of this presentation for more information. 2. FX increase in Q1’16 vs. Q4’15 was primarily driven by a reclassification of fees on forward contracts previously reflected in gains and losses on derivative instruments. TAB: Quarterly NonII Location: A3 – AB10 Core fee1 income grew 31.5% since Q1’15 Growth driven by foreign exchange and credit card fees $42.0 $43.2 $49.0 $50.9 $50.0 $53.3 $55.3 $58.2 $66.1 $68.4 $72.7 $76.5 $0 $10 $20 $30 $40 $50 $60 $70 $80 Millions 2

S V B 2 0 1 4 4 :3 15 Q1 2016 Corporate Overview and Financial Results 2 May 2016 $13.7 $13.7 $15.9 $17.2 $17.9 $17.9 $18.6 $17.7 $22.4 $23.0 $24.0 $27.0 $7.6 $8.2 $9.2 $10.3 $10.3 $10.9 $10.4 $12.1 $14.2 $14.5 $15.8 $15.5 $0 $5 $10 $15 $20 $25 $30 $35 $40 $45 Millions Foreign exchange fees Credit card & payment fees Credit Cards : +104% Foreign Exchange +97% TAB: Quarterly NonII Location: A3 – AB10 Q2’13 Q1’16 * “Core Fee” income is defined as fees from letters of credit, client investments, credit cards, deposit service charges, foreign exchange and lending-related fees, in aggregate. This is a non-GAAP measure. Please see non-GAAP reconciliations at end of this presentation for more information. Foreign exchange and credit card fees have driven 61% of core fee income increases since Q2’13 Core fee* income growth drivers

S V B 2 0 1 4 4 :3 16 Q1 2016 Corporate Overview and Financial Results 2 May 2016 Complex regulatory environment As a global, commercial bank with a holding company structure, we face a more complex regulatory landscape. We have invested for years, and continue to invest, in regulatory and compliance infrastructure – people, processes and systems. Key Areas of Regulatory Focus • Road to $50B (CCAR) • BSA/AML • Volcker Rule • “Basel III”* * Refers to the adoption of the rules implementing the "Basel III" regulatory capital reforms and changes required by the Dodd- Frank Act

S V B 2 0 1 4 4 :3 17 Q1 2016 Corporate Overview and Financial Results 2 May 2016 Initiative Status CCAR Preparation Capital stress testing results disclosed in June 2015; integrated with strategic planning cycle; idiosyncratic stress scenarios being developed and performed Liquidity Stress Testing Quarterly testing/internal reporting since 2010; Liquidity management practices separately at both the Bank and Parent level Risk Governance & Oversight Board involvement, including formation of Risk Committee; Risk Appetite Statement Enterprise Risk Management Covers all material risks: Credit, Liquidity, Market, Operational, Legal/Compliance Compliance Infrastructure Continued investment in compliance infrastructure and staff, including “Basel III*”, Road to $50B (CCAR), and BSA/AML Volcker Rule Compliance Ongoing; no new material commitments of our own capital since 2010; regulatory deadline in July 2017 Liquidity Coverage Ratio/ High Quality Liquid Assets As of 3/31/16: $22.9 Billion short-duration, fixed-income portfolio (53% of assets); composed predominantly of Federal National Mortgage Association, Federal Home Loan Mortgage Corporation, Government National Mortgage Association and U.S. Treasury securities Model Risk Management Program in place and continuing to develop Infrastructure Continuous investment in people, processes and systems, particularly data governance, to support all of the above Continued regulatory focus: ongoing efforts, investment and yet more to do * Refers to the adoption of the rules implementing the Basel III regulatory capital reforms and changes required by the Dodd-Frank Act

S V B 2 0 1 4 4 :3 18 Q1 2016 Corporate Overview and Financial Results 2 May 2016 12.28% 12.38% 13.84% 13.90% 12.83% 12.86% 7.63% 7.69% 7.16% 7.76% 12.34% 12.82% 6% 8% 10% 12% 14% 2011 2012 2013 2014 2015 Q1'16 CET 1 risk-based capital Total risk-based capital Tier 1 risk-based capital Tier 1 leverage Tangible common equity to tangible assets Tangible common equity to risk-weighted assets We are well capitalized: Holdco capital ratios1 TAB: Capital Ratios Location: A3 – U7 2 2 1) All ratios, except TCE/TA and TCE/RWA are as reported in our most recent bank holding company consolidated reports on Form FR Y9C. TCE/TA and TCE/RWA ratios are as reported in our most recent financial releases. 2) These are non-GAAP measures. Please see non-GAAP reconciliations at end of this presentation for more information.

S V B 2 0 1 4 4 :3 19 Q1 2016 Corporate Overview and Financial Results 2 May 2016 12.52% 12.57% 13.60%13.66% 12.52% 12.57% 7.09% 7.19% 6.95% 7.55% 12.59% 13.03% 6% 8% 10% 12% 14% 2011 2012 2013 2014 2015 Q1'16 CET 1 risk-based capital Total risk-based capital Tier 1 risk-based capital Tier 1 leverage Tangible common equity to tangible assets Tangible common equity to risk-weighted assets Bank Capital Ratios1 1 2 2 TAB: Capital Ratios Location: A9 – U13 2 We are well capitalized: Bank capital ratios1 1. All ratios, except TCE/TA and TCE/RWA are as reported in our most recent Bank Call Reports. Bank TCE/TA and TCE/RWA ratios are as reported in our most recent financial releases. 2. These are non-GAAP measures. Please see non-GAAP reconciliations at end of this presentation for more information. • Exceptional deposit growth has pressured Tier 1 Leverage ratio over time, although tempered deposit growth in Q1’16 increased Tier 1 Leverage ratio slightly • Basel III adoption in January 2015 • Down-streamed capital from holding company (from Q2’14 $435M common equity raise and Q1’15 $350M debt raise) increased bank capital ratios across the board 2

S V B 2 0 1 4 4 :3 20 Q1 2016 Corporate Overview and Financial Results 2 May 2016 Business Driver 2016 Full Year Outlook vs. 2015 Full Year Results Change since 1/21/16 Average loans Increase at a percentage rate in the low 20s Narrowed range from “high-teens to low’ 20s” due to better-than-expected average loan growth in Q1’16 Average deposits Increase at a percentage rate in the low double digits No change; full year 2016 average deposit growth expected to be toward the low end of outlook range Net interest income1, 2 Increase at a percentage rate in the mid- teens No change Net interest margin1, 2 Between 2.50% and 2.70% No change Allowance for loan losses for total gross performing loans as a % of total gross performing loans Comparable to 2015 levels No change Net loan charge-offs 0.30%-0.50% of avg. total gross loans No change; full year NCOs expected to be at the high end of outlook range Non-performing loans/total gross loans Between 0.60% and 1.00% of total gross loans No change “Core fee” income 3,4 Increase at a percentage rate in the mid- 20s No change Non-interest expense (excluding expense related to non-controlling interests)1,4 Increase at a percentage rate in the high single digits No change 2016 full-year outlook (as of 4/21/16) 1. Outlook based on management’s current forecasts for such variables as average deposit and loan balances, deployment of surplus cash into investment securities, or performance-based incentive compensation. Such forecasts are subject to change, and actual results may differ, based on market conditions. Please see our “Special Note on Forward-Looking Statements” at beginning of this presentation for more information. 2. Assumes no increases to the Federal Funds Target Rate through the end of 2016 3. “Core fee” income is defined as fees from letters of credit, client investments, credit cards, deposit services, foreign exchange, and lending-related fees, in aggregate. 4. Non-GAAP measures. Please see non-GAAP reconciliations at end of this presentation for more information. We expect continued pressure on gains from warrants and investment securities from a slower pace of early-stage investment and VC-backed exits, and downward pressure on valuations

S V B 2 0 1 4 4 :3 21 Q1 2016 Corporate Overview and Financial Results 2 May 2016 Appendix

S V B 2 0 1 4 4 :3 22 Q1 2016 Corporate Overview and Financial Results 2 May 2016 23 26 28 29 34 35 37 38 41 42 About SVB Financial highlights ROE Balance sheet Credit quality Investment securities and warrant gains (losses) Efficiency ratio Venture capital trends Additional information regarding forward-looking statements Non-GAAP reconciliations Appendix – contents

S V B 2 0 1 4 4 :3 23 Q1 2016 Corporate Overview and Financial Results 2 May 2016 At the center of the innovation economy for over 30 years Silicon Valley Bank Global commercial banking for innovators, enterprises and investors SVB Capital Private venture investing expertise, oversight and management SVB Private Bank Private banking SVB Analytics Strategic advisory, research and valuation services (certain services provided by SVB Securities) SVB Asset Management Investment strategies and solutions to help companies preserve and grow capital SVB Wealth Advisory Private wealth management

S V B 2 0 1 4 4 :3 24 Q1 2016 Corporate Overview and Financial Results 2 May 2016  SVB Offices  SVB Coverage  SVB’s International Banking Network China Hong Kong Israel U.K. U.S. Serving innovation around the world $1.4B international loans (Period-end 3/31/16) $7.1B international deposits (Period-end 3/31/16) 33% Increase in international clients in 2015

S V B 2 0 1 4 4 :3 25 Q1 2016 Corporate Overview and Financial Results 2 May 2016 • Average tenure of 11 years at SVB • Diverse experience and skill sets to help direct our growth A strong, seasoned management team Greg Becker PRESIDENT & CEO SILICON VALLEY BANK & SVB FINANCIAL GROUP 23 years at SVB Phil Cox HEAD OF EMEA AND PRESIDENT OF THE UK BRANCH 7 years at SVB Mike Dreyer CHIEF OPERATIONS OFFICER Recently joined Joan Parsons HEAD OF SPECIALTY BANKING 22 years at SVB Marc Cadieux CHIEF CREDIT OFFICER 24 years at SVB Mike Descheneaux CHIEF FINANCIAL OFFICER 10 years at SVB Chris Edmonds- Waters HEAD OF HUMAN RESOURCES 13 years at SVB Bruce Wallace CHIEF DIGITAL OFFICER 8 years at SVB John China HEAD OF RELATIONSHIP BANKING 20 years at SVB Michelle Draper CHIEF MARKETING OFFICER 3 years at SVB Roger Leone CHIEF INFORMATION OFFICER 1 year at SVB Michael Zuckert GENERAL COUNSEL 2 years at SVB

S V B 2 0 1 4 4 :3 26 Q1 2016 Corporate Overview and Financial Results 2 May 2016 Q1’15 Q2’15 Q3’15 Q4’15 Q1’16 Diluted earnings per share $1.71 $1.66 $1.57 $1.68 $1.52 Net income available to common stockholders $88.5M $86.1M $81.7M $87.5M $79.2M Average loans (change) $14.0B 10.6% $14.3B 2.1% $14.9B 4.2% $15.7B 5.6% $17.0B 8.0% Average deposits Change $33.9B 3.9% $35.0B 3.2% $37.4B 6.9% $38.9B 4.1% $39.3B 1.0% Average off-Balance sheet client investment funds (change) $33.6B 5.5% $37.9B 12.6% $42.0B 10.8% $43.40B 3.5% $42.5B -2.2% Average fixed income securities $21.1B $21.4B $22.9B $23.5B $23.4B Net interest margin 2.64% 2.58% 2.50% 2.54% 2.67% Net interest income $238.9M $243.8M $254.7M $269.1M $281.4M Non-GAAP non-interest income 1 $109.4M 2 $117.7M $102.1M $111.8M $88.8M Net charge-offs / Average total gross loans (annualized) 0.11% 0.05% 0.75% 0.28% 0.49% Non-interest expense $190.5M 2 $194.1M $184.8M $208.6M $204.0M Return on average SVBFG stockholders’ equity (annualized) 12.38% 11.40% 10.35% 10.74% 9.58% Return on average assets (annualized) 0.94% 0.88% 0.77% 0.80% 0.72% 1. Non-GAAP non-interest income net of non-controlling interests. This is a non-GAAP measure. Please see non-GAAP reconciliations at end of this presentation for more information. 2. Q1’15 amounts were revised to reflect the retrospective application of new accounting guidance adopted in the second quarter of 2015 related to deconsolidation of our investments in VC- and PE-related funds (ASU 2015-02). Periods prior to 3/31/15 were not revised. Quarterly highlights

S V B 2 0 1 4 4 :3 27 Q1 2016 Corporate Overview and Financial Results 2 May 2016 2011 2012 2013 2014 2015 Diluted earnings per share $3.94 1,2 $3.91 3 $4.67 4 $5.31 5 $6.62 Net income available to common stockholders $171.9M 1,2 $175.1M 3 $214.5M 4 $263.9M 5 $343.9M Average loans (change) $5.8B 31.1% $7.6B 30.0% $9.4B 23.7% $11.5B 23.0% $14.8B 28.3% Average deposits (change) $15.6B 29.4% $17.9B 15.0% $19.6B 9.5% $28.3B 44.4% $36.3B 28.2% Average off-Balance sheet client investment funds (change) $17.7B 12.9% $20.2B 14.0% $24.2B 19.8% $30.0B 24.0% $39.2B 30.6% Average fixed-income securities 6 $9.4B $10.7B $10.6B $16.6B $22.3B Net interest margin 3.08% 3.19% 3.29% 2.81% 2.57% Net interest income $526.3M $617.9M $697.3M $856.6M $1,006.4M Non-GAAP non-interest income 7 $222.7M $240.4M $330.3M $352.5M $441.1M Net charge-offs / Average total gross loans (annualized) (0.02%) 0.31% 0.33% 0.32% 0.31% Non-interest expense $500.6M 1 $546.0M $615.2M 4 $707.2M 4 $778.0M Return on average SVBFG stockholders’ equity (annualized) 11.87% 1,2 10.09% 3 11.20% 10.46% 5 11.18% Return on average assets (annualized) 0.92% 1,2 0.82%3 0.93% 0.80% 5 0.84% 1. Includes gains of $0.52/share or $22.5M (net of tax) from sales of AFS securities 2. Includes gains of $0.04/share or $1.9M (net of tax) from the early extinguishment of debt and the termination of corresponding interest rate swaps 3. Includes gains of $0.12/share or $5.5M (net of tax) from sales of AFS securities and certain assets related to our equity management services business 4. Prior period amounts have been revised to reflect the retrospective application of new accounting guidance adopted in the first quarter of 2015 related to our investments in qualified affordable housing projects (ASU 2014-01). 5. Includes post-tax net loss of $11.4 million related to the sale of our SVBIF entity in India 6. Includes available-for-sale and held-to-maturity securities held on the balance sheet 7. Non-GAAP noninterest income, net of non-controlling interests and excluding net losses on SVBIF Sale Transaction and gains on sales of certain assets. This is a non-GAAP measure. Please see non-GAAP reconciliations at end of this presentation for more information Annual highlights

S V B 2 0 1 4 4 :3 28 Q1 2016 Corporate Overview and Financial Results 2 May 2016 15.17% 17.98% 10.38% 2.68% 7.72% 11.87% 10.09% 11.20% 10.46% 11.18% 9.58% 12.96% 11.96% 0.51% 4.68% 7.36% 9.33% 8.69% 9.60% 8.89% 9.05% 8.05% 0% 2% 4% 6% 8% 10% 12% 14% 16% 18% 20% 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 Q1'16 SVB Peers TAB: Ratios Location: A13-B25 Strong return on average equity vs. peers1 1) “Peers” refers to peer group as reported in our 2016 Proxy Statement and updated as of 3/31/16. Peer ROAE data is from SNL Financial. 2) Annualized 1 2 Pressure on asset yields due to low interest rates and deposit growth has impacted ROAE.

S V B 2 0 1 4 4 :3 29 Q1 2016 Corporate Overview and Financial Results 2 May 2016 TAB: Balance Sheet Location: A2 – O14 A highly liquid balance sheet (3/31/16) TAB: Balance Sheet Location: A2 – O14 Period-end assets $43.6 Billion Period-end liabilities $40.1 Billion * Net of non-controlling interests, non-marketable securities were $545 million. This is a non-GAAP measure. Please see non-GAAP reconciliations at end of presentation for more information. Non-marketable securities (VC Investments) 2% $0.7B* Net loans 40% $17.5B AFS securities (primarily agencies) 33% $14.3B Held-to- maturity securities 20% $8.6B Cash 4% $1.9B Other 1% $0.6B Borrowings 2% $0.8B Interest- bearing deposits 20% $7.8B Non-interest- bearing deposits 77% $30.9B Other 1% $0.5B

S V B 2 0 1 4 4 :3 30 Q1 2016 Corporate Overview and Financial Results 2 May 2016 $17.7 $20.2 $23.3 $35.3 $41.4 $40.1 $0 $15 $30 $45 2011 2012 2013 2014 2015 Q1'16 Other liabilities Borrowings Interest bearing deposits Noninterest-bearing deposits $20.0 $22.8 $26.4 $39.3 $44.7 $43.6 $0 $15 $30 $45 2011 2012 2013 2014 2015 Q1'16 Cash and cash equivalents Available-for-sale securities Held-to-maturity securities Non-marketable securities Net loans Other assets TAB: 10-Yr Balance Sheet Location: A2 – Q20 A growing balance sheet Investment portfolio = 53% of Total Assets at 3/31/16 Non-Interest-Bearing Deposits = 80% of Total Deposits at 3/31/16 Billions Billions

S V B 2 0 1 4 4 :3 31 Q1 2016 Corporate Overview and Financial Results 2 May 2016 2.3 4.1 1.2 0.6 $5.5 $7.4 $8.8 $8.6 $0 $2 $4 $6 $8 $10 6/30/14 12/31/14 12/31/15 3/31/16 A high quality investment portfolio TAB: Fixed Income Securities Location: A1 – K10 A highly liquid portfolio with a duration of 2.6 years (at 3/31/16) Available-for-Sale Securities * Held-to-Maturity Securities Investment portfolio represents 53% of total assets TAB: Fixed Income Securities Location: A39 –H44 Billions Billions U.S. Treasuries make up 44% of investment portfolio Municipal bonds and notes Non-agency mortgage-backed securities U.S. agency debentures Equity Securities Agency-issued commercial mortgage-backed securities Agency-issued collateralized residential mortgage-backed securities – variable rate U.S. Treasury Securities Agency-issued collateralized residential mortgage-backed securities – fixed rate Agency-issued residential mortgage-backed securities * In June 2014, certain Available-for-Sale (AFS) securities were re-designated as Held-to-Maturity securities. Prior to June 2014, our investment securities portfolio comprised only AFS securities. 10.0 2.5 1.3 0.6 $10.5 $11.3 $12.0 $13.5 $16.4 $14.3 $- $2 $4 $6 $8 $10 $12 $14 $16

S V B 2 0 1 4 4 :3 32 Q1 2016 Corporate Overview and Financial Results 2 May 2016 * Total client funds consists of on-balance sheet deposits and off-balance sheet client investment funds. TAB: Annual Data Location: A59 – P61 Robust client liquidity Long-term Growth Drivers • Significant client funding and exit activity • Healthy increases in early-stage and private equity client counts $19.2 $22.5 $34.3 $33.9 $35.6 $37.0 $39.1 $38.8 $22.5 $26.4 $32.4 $35.2 $40.1 $43.6 $44.0 $42.3 $41.7 $48.8 $66.7 $69.1 $75.7 $80.6 $83.1 $81.0 $22.8 $26.4 $39.3 $38.6 $40.2 $41.7 $44.7 $43.6 $0 $10 $20 $30 $40 $50 $60 $70 $80 $90 2012 2013 2014 Q1'15 Q2'15 Q3'15 Q4'15 Q1'16 Bil lio ns Period-end deposits Period-end client investment funds Period-end total client funds Period-end total assets

S V B 2 0 1 4 4 :3 33 Q1 2016 Corporate Overview and Financial Results 2 May 2016 Strong loan growth Location: Annual – Data Tab $3.5 $4.6 $4.7 $4.4 $5.8 $7.6 $9.4 $11.5 $14.8 $17.0 $4.2 $5.5 $4.5 $5.5 $7.0 $8.9 $10.9 $14.4 $16.7 $17.7 $2 $4 $6 $8 $10 $12 $14 $16 $18 $20 Bil lion s Average loans Period-end loans

S V B 2 0 1 4 4 :3 34 Q1 2016 Corporate Overview and Financial Results 2 May 2016 $18.4 $7.6 $87.2 $123.4 $114.0 1.07% 0.18% 1.57% 0.73% 0.64% $0 $40 $80 $120 $160 $200 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 Q1'16 0.0% 0.5% 1.0% 1.5% 2.0% 2.5% Non-performing loans Non-performing loans as % total gross loans TAB: Credit Quality Location: A2 – D17 Millions Financial Crisis: 5 problem loans drove short-lived spike in NPLs History of strong credit quality Increase caused primarily by three Sponsored Buyout loans in Q2 and Q3, one of which was repaid in Q1’16 3.32% -0.08% 2.64% -0.02% 0.31% 0.49%* -2.5% 0.0% 2.5% 5.0% Net charge-offs as % of average total gross loans Financial Crisis: 5 problem loans drove short-lived spike in NCOs * Annualized

S V B 2 0 1 4 4 :3 35 Q1 2016 Corporate Overview and Financial Results 2 May 2016 9 37 26 37 (22) (1) 17 19 16 $13 $10 (2) 7 19 17 25 12 13 20 20 24 $11 $16 $7 -$30 -$20 -$10 $0 $10 $20 $30 $40 $50 $60 $70 Q2'13 Q3'13 Q4'13 Q1'14 Q2'14 Q3'14 Q4'14 Q1'15 Q2'15 Q3'15 Q4'15 Q1'16 Million s Net equity warrant gains (losses) Net gains (losses) on investment securities net of non-controlling interests VC/PE-Related Investment Securities and Warrant Gains Valuation gains of $21.8m net of NCI related to FireEye IPO TAB: Quarterly NonII Location: A12 & A13 Losses of $22.1m, net of NCI, related to decline in FireEye valuations Warrant gains of $13.9m related to FitBit IPO Warrant gains of $15.2m related to FireEye IPO, Losses of $2.0m , net of NCI, related to decline in public market valuations * This is a non-GAAP measure. Please see non-GAAP reconciliations at end of presentation for more information. *

S V B 2 0 1 4 4 :3 36 Q1 2016 Corporate Overview and Financial Results 2 May 2016 Warrant gains have outstripped early-stage loan losses over time TAB: Warrants $92M ($3) $8 $3 $3 $22 $23 $11 $7 $37 $19 $46 $71 $71 $7 ($13) ($1) ($2) ($7) ($10) ($16) ($58) ($23) ($1) ($21) ($26) ($30) ($12) ($15) -$60 -$40 -$20 $0 $20 $40 $60 $80 $100 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 Q1'16 Mi llio ns Gains on Equity Warrants Net of Early-Stage Loan Losses 2002 through Q1 2016 Net gains (warrants minus ES NCOs) Gains (losses) on warrants Early-stage net charge-offs

S V B 2 0 1 4 4 :3 37 Q1 2016 Corporate Overview and Financial Results 2 May 2016 $411 $492 $535 $603 $688 $777 $204 69.7% 65.6% 62.2% 58.5% 56.9% 53.6% 55.1% 0% 25% 50% 75% 100% $0 $200 $400 $600 $800 2010 2011 2012 2013 2014 2015 Q1'16 Non-GAAP non-interest expense net of non-controlling interests Non-GAAP efficiency ratio Millions TAB: NonIE Location: B5 – D17 1. These are non-GAAP measures. Please see non-GAAP reconciliations at end of this presentation for more information. 2. Non-GAAP non-interest expense net of non-controlling interests and non-GAAP efficiency ratio exclude the impact of non-controlling interests 1,2 1,2 Efficiency ratio trending down

S V B 2 0 1 4 4 :3 38 Q1 2016 Corporate Overview and Financial Results 2 May 2016 Investment levels healthy despite recalibration Source: PricewaterhouseCoopers/National Venture Capital Association MoneyTree™ Report, Data: Thomson Reuters $105 $20 $20 $60 $12 8,041 3,037 3,181 4,497 969 $0 $20 $40 $60 $80 $100 $120 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 Q1'16 Bil lion s VC Investment Deals

S V B 2 0 1 4 4 :3 39 Q1 2016 Corporate Overview and Financial Results 2 May 2016 VC fundraising has been healthy overall Source: Thomson Reuters and National Venture Capital Association Investors have plenty of “dry powder” while they evaluate their next steps $101 $9 $16 $31 $12 632 160 162 273 57 $0 $11 $22 $33 $44 $55 $66 $77 $88 $99 $110 Bil lio ns Dollars # Funds

S V B 2 0 1 4 4 :3 40 Q1 2016 Corporate Overview and Financial Results 2 May 2016 M&A remained healthy in Q1’16 while IPOs dropped; no tech IPOs during the quarter Source: Thomson Reuters and National Venture Capital Association, includes all companies with at least one U.S. VC investor that trade on U.S. exchanges, regardless of domicile $19 $30 $48 $18 $5 378 485 392 79 $- $10.0 $20.0 $30.0 $40.0 $50.0 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 Q1'16 Bi lli on s M&A M&A $$ M&A Deals $5 $0 $21 $16 $9 $1 57 6 48 117 77 6 $- $5.0 $10.0 $15.0 $20.0 $25.0 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 Q1'16 Bi lli on s IPO IPO $$ IPO Deals

S V B 2 0 1 4 4 :3 41 Q1 2016 Corporate Overview and Financial Results 2 May 2016 As discussed under “Special Note Regarding Forward-Looking Statements,” our actual results of operations and financial performance could differ significantly from those expressed in or implied by our management’s forward-looking statements. Important factors that could cause our actual results and financial condition to differ from the expectations stated in the forward-looking statements include, among others: (i) market and economic conditions, including the interest rate environment, and the associated impact on us; (ii) the credit profile and credit quality of our loan portfolio and volatility of our levels of nonperforming assets and charge-offs; (iii) the adequacy of our allowance for loan losses and the need to make provisions for loan losses for any period; (iv) the borrowing needs of our clients; (v) the sufficiency of our capital and liquidity positions; (vi) the levels of loans, deposits and client investment fund balances; (vii) the performance of our portfolio investments; the general condition of the public and private equity and mergers and acquisitions markets and their impact on our investments, including equity warrant assets, venture capital and private equity funds and direct equity investments; (viii) our overall investment plans and strategies; the realization, timing, valuation and performance of our equity or other investments; (ix) the levels of public offerings, mergers and acquisitions and venture capital investment activity of our clients that may impact the borrowing needs of our clients; (x) the occurrence of fraudulent activity, including breaches of our information security or cyber security-related incidents; (xi) business disruptions and interruptions due to natural disasters and other external events; (xii) the impact on our reputation and business from our interactions with business partners, counterparties, service providers and other third parties; (xiii) expansion of our business internationally; (xiv) the impact of legal requirements and regulations limiting or restricting our activities or resulting in higher costs, including the Volcker rule; (xv) the impact of lawsuits and claims; (xvi) changes in accounting standards; (xvii) the levels of equity capital available to our client or portfolio companies; and (xviii) our ability to maintain or increase our market share, including through successfully implementing our business strategy and undertaking new business initiatives. For additional information about these and other factors, investors should refer to the documents we file from time to time with the Securities and Exchange Commission, including: (i) the disclosure contained under the heading “Risk Factors” in our latest Annual Report on Form 10-K for the year ended December 31, 2015, which was filed on February 26, 2016; (ii) the disclosure contained under the heading “Forward-Looking Statements” in our latest Quarterly Report on Form 10-Q; and (iii) our most recent earnings release filed on Form 8-K filed on April 21, 2016. Additional information regarding forward-looking statements

S V B 2 0 1 4 4 :3 S V B 2 0 1 4 4 :3 S V B 2 0 1 4 4 :3 42 Q1 2016 Corporate Overview and Financial Results 2 May 2016 Non-GAAP reconciliations

S V B 2 0 1 4 4 :3 43 Q1 2016 Corporate Overview and Financial Results 2 May 2016 Jun 30, 2013 Sep 30, 2013 Dec 31, 2013 Mar 31, 2014 Jun 30, 2014 Sep 30, 2014 GAAP noninterest income 98,239$ 257,650$ 238,713$ 310,225$ 14,210$ 80,167$ Less: gains (losses) on investment securities, net 40,561 187,862 163,547 223,912 (57,320) 5,644 Less: gains on derivative instruments, net 8,087 9,423 14,382 24,167 12,775 26,538 Less: other noninterest income (loss) 7,634 17,161 11,791 11,200 8,762 (5,361) Non-GAAP core fee income 41,957$ 43,204$ 48,993$ 50,946$ 49,993$ 53,346$ Dec 31, 2014 Mar 31, 2015 Jun 30, 2015 Sep 30, 2015 Dec 31, 2015 Mar 31, 2016 GAAP noninterest income 167,637$ 123,524$ 126,287$ 108,477$ 114,506$ 86,134$ Less: gains (losses) on investment securities, net 94,787 33,263 24,975 18,768 12,439 (4,684) Less: gains (losses)on derivative instruments, net 33,365 39,729 16,317 10,244 17,515 (1,695) Less: other noninterest income (loss) (15,861) (7,678) 18,916 11,077 11,847 15,971 Non-GAAP core fee income 55,346$ 58,210$ 66,079$ 68,388$ 72,705$ 76,542$ Non-GAAP core fee income (dollars in thousands) Quarter ended Non-GAAP core fee income (dollars in thousands) Quarter ended “Core fee”1 income Non-GAAP reconciliation 1) “Core fee” income is defined as fees from letters of credit, client investments, credit cards, deposit services, foreign exchange, and lending-related fees in aggregate. This is a non-GAAP measure. For information regarding additional non-GAAP measures, please refer to our latest Forms 10-Q and 10-K, as well as our quarterly earnings releases. 2) Q1’15 amounts have been revised to reflect the retrospective application of new accounting guidance adopted in the second quarter of 2015 related to deconsolidation of our investments in VC- and PE-related funds (ASU 2015-02). Amounts prior to 3/31/15 have not been revised. 2 2

S V B 2 0 1 4 4 :3 44 Q1 2016 Corporate Overview and Financial Results 2 May 2016 *For information regarding additional non-GAAP measures, please refer to our latest Forms 10-Q and 10-K, as well as our quarterly earnings releases. Non-marketable securities Non-GAAP reconciliation* Non-GAAP non-marketable securities, net of non-controlling interests (dollars in thousands) Mar 31, 2016 GAAP non-marketable securities 668,497$ Less: amounts attributable to non-controlling interests 123,158 Non-GAAP non-marketable securities, net of non-controlling interests 545,339$ Composition of non-GAAP non-marketable securities, net of non-controlling interests Mar 31, 2016 Non-marketable securities (fair value accounting): Venture capital and private equity fund investments 145,649 Other venture capital investments 2,040 Other securities (fair value accounting) 468 Non-marketable securities (equity method accounting): Venture capital and private equity fund investments 83,555 Debt funds 21,809 China Joint Venture Investment 79,260 Other investments 40,766 Non-marketable securities (cost method accounting): Venture capital and private equity fund investments 117,409 Other investments 19,797 Investments in qualified affordable housing projects 157,744 Total non-marketable and other securities 668,497$

S V B 2 0 1 4 4 :3 45 Q1 2016 Corporate Overview and Financial Results 2 May 2016 Consolidated (Holdco) TCE/TA and TCE/RWA1 Non-GAAP reconciliation 1) For information regarding additional non-GAAP measures, please refer to our latest Forms 10-Q and 10-K, as well as our quarterly earnings releases. 2) Prior period amounts, except risk-weighted assets, have been revised to reflect the retrospective application of new accounting guidance adopted in the first quarter of 2015 related to our investments in qualified affordable housing projects (ASU 2014-01). 3) Q1’15 amounts have been revised to reflect the retrospective application of new accounting guidance adopted in the second quarter of 2015 related to our investments in VC- and PE-related funds (ASU 2015 – 02 Deconsolidation). Amounts prior to 3/31/15 have not been revised. Quarter ended March 31, 2010 2011 2012 2013 2 2014 2 2015 3 2016 GAAP SVBFG stockholders’ equity 1,274,350$ 1,569,392$ 1,830,555$ 1,961,635$ 2,813,072$ 3,198,134$ 3,381,044$ Less: Intangible assets 847 601 - - - - - Tangible common equity (TCE) 1,273,503$ 1,568,791$ 1,830,555$ 1,961,635$ 2,813,072$ 3,198,134$ 3,381,044$ GAAP Total assets 17,527,761$ 19,968,894$ 22,766,123$ 26,412,554$ 39,337,869$ 44,686,703$ 43,573,902$ Less: Intangible assets 847 601 - - - - - Tangible assets (TA) 17,526,914$ 19,968,293$ 22,766,123$ 26,412,554$ 39,337,869$ 44,686,703$ 43,573,902$ Risk-weighted assets (RWA) 9,406,677$ 11,837,902$ 13,532,984$ 16,901,501$ 21,755,091$ 25,919,594$ 26,382,154$ Tangible common equity to tangible assets 7.27% 7.86% 8.04% 7.43% 7.15% 7.16% 7.76% Tangible common equity to risk-weighted assets 13.54% 13.25% 13.53% 11.61% 12.93% 12.34% 12.82% Non-GAAP tangible common equity and tangible assets (dollars in thousands, except ratios) Year ended December 31,

S V B 2 0 1 4 4 :3 46 Q1 2016 Corporate Overview and Financial Results 2 May 2016 1. For information regarding additional non-GAAP measures, please refer to our latest Forms 10-Q and 10-K, as well as our quarterly earnings releases. 2. Prior period amounts, except risk-weighted assets, have been revised to reflect the retrospective application of new accounting guidance adopted in the first quarter of 2015 related to our investments in qualified affordable housing projects (ASU 2014-01). Bank only TCE/TA and TCE/RWA1 Non-GAAP reconciliation Quarter ended March 31, 2010 2011 2012 2013 2 2014 2 2015 2016 Tangible common equity (TCE) 1,074,561$ 1,346,854$ 1,591,643$ 1,634,389$ 2,399,411$ 3,059,045$ 3,246,536$ Ta gible assets (TA) 16,268,589$ 18,758,813$ 21,471,111$ 24,849,484$ 37,607,973$ 44,045,967$ 42,990,146$ Risk-weighted assets (RWA) 9,047,907$ 11,467,401$ 13,177,887$ 16,612,870$ 21,450,480$ 24,301,043$ 24,922,140$ Tangible common equity to tangible assets 6.61% 7.18% 7.41% 6.58% 6.38% 6.95% 7.55% Tangible common equity to risk-weighted assets 11.88% 11.75% 12.08% 9.84% 11.19% 12.59% 13.03% Non-GAAP tangible common equity and tangible assets (dollars in thousands, except ratios) Year ended December 31,

S V B 2 0 1 4 4 :3 47 Q1 2016 Corporate Overview and Financial Results 2 May 2016 Non-interest income Non-GAAP reconciliation 1) Q1’15 amounts have been revised to reflect the retrospective application of new accounting guidance adopted in the second quarter of 2015 related to our investments in VC- and PE-related funds (ASU 2015 – 02 Deconsolidation). Amounts prior to 3/31/15 have not been revised. 2) For information regarding additional non-GAAP measures, please refer to our latest Forms 10-Q and 10-K, as well as our quarterly earnings releases. Mar 31, 2014 Jun 30, 2014 Sep 30, 2014 Dec 31, 2014 Mar 31, 2015 Jun 30, 2015 Sep 30, 2015 Dec 31, 2015 Mar 31, 2016 GAAP non-interest income 310,225$ 14,210$ 80,167$ 167,637$ 123,524$ 126,287$ 108,477$ 114,506$ 86,134$ Less: income (losses) attributable to non- controlling interests, including carried interests 186,718 (35,325) 4,911 77,320 14,164 8,556 6,343 2,673 (2,671) Non-GAAP non-interest income, net of non- controlling interests 2 123,507 49,535 75,256 90,317 109,360 117,731 102,134 111,833 88,805 Less: net (losses) on SVBIF Sale Transaction - - - (13,934) - - - - - Non-GAAP non-interest income, net of noncontrolling interests 2 and excluding net losses on SVBIF Sale Transaction 123,507$ 49,535$ 75,256$ 104,251$ 109,360$ 117,731$ 102,134$ 111,833$ 88,805$ Non-GAAP non-interest income, net of non- controlling interests (dollars in thousands) Quarter ended 1

S V B 2 0 1 4 4 :3 48 Q1 2016 Corporate Overview and Financial Results 2 May 2016 1. For information regarding additional non-GAAP measures, please refer to our latest Forms 10-Q and 10-K, as well as our quarterly earnings releases. 2. Prior period amounts have been revised to reflect the retrospective application of new accounting guidance adopted in the first quarter of 2015 related to our investments in qualified affordable housing projects (ASU 2014-01). 3. Amounts have been revised to reflect the retrospective application of new accounting guidance adopted in the second quarter of 2015 related to our investments in VC- and PE-related funds (ASU 2015 – 02 Deconsolidation). Amounts prior to 3/31/15 have not been revised. Non-GAAP operating efficiency ratio, net of non-controlling interests1 Non-GAAP reconciliation Quarter ended March 31, 2010 2011 2012 2013 2 2014 2 2015 3 2016 GAAP noninterest expense 422,818$ 500,628$ 545,998$ 615,244$ 707,180$ 778,016$ 204,033$ Less: amounts attributable to noncontrolling interests 12,348 11,567 11,336 12,714 18,867 828 (91) Less: net gain from note repurchases and termination of corresponding interest rate swaps - (3,123) - - - - - Non-GAAP noninterest expense, net of noncontrolling interests 410,470$ 492,184$ 534,662$ 602,530$ 688,313$ 777,188$ 204,124$ GAAP net interest income 418,135$ 526,277$ 617,864$ 697,344$ 856,595$ 1,006,425$ 281,421$ Adjustments for taxable equivalent basis 2,051 1,951 1,919 1,724 1,689 1,564 322 Non-GAAP taxable equivalent net interest income 420,186 528,228 619,783 699,068 858,284 1,007,989 281,743 Less: income (losses) attributable to noncontrolling interests 28 122 106 76 33 8 3 Non-GAAP taxable equivalent net interest income, net of noncontrolling interests 420,158$ 528,106$ 619,677$ 698,992$ 858,251$ 1,007,981$ 281,740$ GAAP noninterest income 247,530 382,332 335,546 673,206 572,239 472,794 86,134 Non-GAAP noninterest income, net of noncontrolling interests 168,645 222,682 240,408 330,302 352,549 441,058 88,805 GAAP total revenue 665,665$ 908,609$ 953,410$ 1,370,550$ 1,428,834$ 1,479,219$ 367,555$ Non-GAAP taxable equivalent revenue, net of noncontrolling interests 588,803$ 750,788$ 860,085$ 1,029,294$ 1,210,800$ 1,449,039$ 370,545$ GAAP operating efficiency ratio 63.52% 55.10% 57.27% 44.89% 49.49% 52.60% 55.51% Non-GAAP operating efficiency ratio 69.71% 65.56% 62.16% 58.54% 56.85% 53.63% 55.09% (Dollars in thousands, except ratios) Year ended December 31,

S V B 2 0 1 4 4 :3 49 Q1 2016 Corporate Overview and Financial Results 2 May 2016 Find SVB on LinkedIn, Facebook and Twitter Meghan O’Leary Director of Investor Relations 3005 Tasman Drive Santa Clara, CA 95054 T 408 654 6364 M 650 255 9934 moleary@svb.com