XML 76 R77.htm IDEA: XBRL DOCUMENT v2.4.0.8
Off-Balance Sheet Arrangements, Guarantees and Other Commitments - Summary Information Related to Commitments to Extend Credit (Excluding Letters of Credit) (Detail) (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2013
Dec. 31, 2012
Disclosure Off Balance Sheet Arrangements Guarantees And Other Commitments Additional Information [Abstract]    
Fixed interest rate commitments $ 1,222,651 [1] $ 862,120 [1]
Variable interest rate commitments 8,571,795 [1] 6,906,580 [1]
Total loan commitments available for funding 9,794,446 [1] 7,768,700 [1]
Commercial and standby letters of credit 881,123 [2] 842,091 [2]
Total unfunded credit commitments 10,675,569 8,610,791
Commitments unavailable for funding 1,340,102 [3] 1,315,072 [3]
Maximum lending limits for accounts receivable factoring arrangements 873,502 [4] 880,057 [4]
Reserve for unfunded credit commitments $ 28,456 [5] $ 22,299 [5]
[1] Represents commitments which are available for funding, due to clients meeting all collateral, compliance and financial covenants required under loan commitment agreements.
[2] See below for additional information on our commercial and standby letters of credit.
[3] Represents commitments which are currently unavailable for funding, due to clients failing to meet all collateral, compliance and financial covenants under loan commitment agreements.
[4] We extend credit under accounts receivable factoring arrangements when our clients’ sales invoices are deemed creditworthy under existing underwriting practices.
[5] Our reserve for unfunded credit commitments includes an allowance for both our unfunded loan commitments and our letters of credit.