Segment Reporting (Tables)

9 Months Ended

Sep. 30, 2012

Text Block [Abstract]

Segment Reporting

Our segment information for the three and nine months ended September 30, 2012 and 2011 is as follows:

(Dollars in thousands)	Global Commercial Bank (1)			SVB Private   Bank			SVB Capital (1)			Other Items			Total
Three months ended September 30, 2012
Net interest income (loss)	$	151,858		$	5,666		$	6		$	(3,100	)	$	154,430
(Provision for) reduction of loan losses	(7,787		)	999			—			—			(6,788		)
Noninterest income	46,965			149			4,330			17,695			69,139
Noninterest expense (2)	(97,846		)	(3,749		)	(3,562		)	(30,014		)	(135,171		)
Income (loss) before income tax expense (3)	$	93,190		$	3,065		$	774		$	(15,419	)	$	81,610
Total average loans, net of unearned income	$	7,159,609		$	755,001		$	—		$	(7,004	)	$	7,907,606
Total average assets (4)	19,861,275			758,988			238,595			868,339			21,727,197
Total average deposits	17,881,175			341,537			—			37,632			18,260,344
Three months ended September 30, 2011
Net interest income (loss)	$	133,946		$	5,513		$	2		$	(4,006	)	$	135,455
(Provision for) reduction of loan losses	(3,883		)	3,114			—			—			(769		)
Noninterest income	39,189			128			9,873			46,421			95,611
Noninterest expense (2)	(92,350		)	(2,846		)	(3,860		)	(28,395		)	(127,451		)
Income before income tax expense (3)	$	76,902		$	5,909		$	6,015		$	14,020		$	102,846
Total average loans, net of unearned income	$	5,263,448		$	684,613		$	—		$	58,553		$	6,006,614
Total average assets (4)	17,347,197			685,308			238,949			525,056			18,796,510
Total average deposits	15,573,886			200,547			—			29,603			15,804,036
Nine months ended September 30, 2012
Net interest income (loss)	$	441,542		$	16,147		$	22		$	(410	)	$	457,301
(Provision for) reduction of loan losses	(29,946		)	630			—			—			(29,316		)
Noninterest income	139,387			457			12,474			56,540			208,858
Noninterest expense (2)	(292,580		)	(10,338		)	(8,970		)	(91,061		)	(402,949		)
Income (loss) before income tax expense (3)	$	258,403		$	6,896		$	3,526		$	(34,931	)	$	233,894
Total average loans, net of unearned income	$	6,559,036		$	745,069		$	—		$	14,432		$	7,318,537
Total average assets (4)	19,149,952			749,500			243,124			810,465			20,953,041
Total average deposits	17,240,715			278,736			—			27,743			17,547,194
Nine months ended September 30, 2011
Net interest income (loss)	$	380,461		$	14,567		$	6		$	(8,827	)	$	386,207
(Provision for) reduction of loan losses	(3,222		)	5,366			—			—			2,144
Noninterest income	110,604			351			23,879			174,439			309,273
Noninterest expense (2)	(262,932		)	(7,326		)	(10,113		)	(85,547		)	(365,918		)
Income before income tax expense (3)	$	224,911		$	12,958		$	13,772		$	80,065		$	331,706
Total average loans, net of unearned income	$	4,933,707		$	637,443		$	—		$	48,559		$	5,619,709
Total average assets (4)	16,788,462			637,854			225,041			685,491			18,336,848
Total average deposits	15,063,215			169,368			—			18,355			15,250,938

(1) Global Commercial Bank’s and SVB Capital’s components of net interest income, noninterest income, noninterest expense and total average assets are shown net of noncontrolling interests for all periods presented.

(2) The Global Commercial Bank segment includes direct depreciation and amortization of $4.5 million and $3.1 million for the three months ended September 30, 2012 and 2011, respectively, and $11.6 million and $8.7 million for the nine months ended September 30, 2012 and 2011, respectively.

(3) The internal reporting model used by management to assess segment performance does not calculate income tax expense by segment. Our effective tax rate is a reasonable approximation of the segment rates.

(4) Total average assets equals the greater of total average assets or the sum of total liabilities and total stockholders’ equity for each segment.