Note 3 - Loans (Tables)

6 Months Ended

Jun. 30, 2023

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	June 30, 2023			December 31, 2022
Real estate loans:
Construction and land development	$	49,282		$	51,840
Secured by 1-4 family residential		337,601			331,421
Other real estate loans		421,970			418,456
Commercial and industrial loans		112,803			111,225
Consumer and other loans		8,538			7,581
Total loans	$	930,194		$	920,523
Allowance for credit losses		(8,858	)		(7,446	)
Loans, net	$	921,336		$	913,077

Financing Receivable, Purchased with Credit Deterioration [Table Text Block]

	June 30, 2023		December 31, 2022
	Acquired Loans-		Acquired Loans-
	Non-Purchased		Non-Purchased
(Dollars in thousands)	Credit Deteriorated		Credit Deteriorated
Outstanding principal balance	$	173,473	$	187,017
Carrying amount
Real estate loans:
Construction and land development	$	9,378	$	9,823
Secured by 1-4 family residential		38,579		42,915
Other real estate loans		98,013		103,521
Commercial and industrial loans		21,918		24,661
Consumer and other loans		3,496		3,560
Total acquired loans	$	171,384	$	184,480

Financing Receivable, Past Due [Table Text Block]

	June 30, 2023
	30-59 Days Past Due		60-89 Days Past Due		> 90 Days Past Due		Total Past Due		Current		Total Loans		Non-accrual Loans		90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development	$	—	$	—	$	40	$	40	$	49,242	$	49,282	$	40	$	—
Secured by 1-4 family residential		885		435		398		1,718		335,883		337,601		567		209
Other real estate loans		—		393		62		455		421,515		421,970		70		—
Commercial and industrial		—		55		16		71		112,732		112,803		—		16
Consumer and other loans		11		10		—		21		8,517		8,538		—		—
Total	$	896	$	893	$	516	$	2,305	$	927,889	$	930,194	$	677	$	225

	December 31, 2022
	30-59 Days Past Due		60-89 Days Past Due		> 90 Days Past Due		Total Past Due		Current		Total Loans		Non-accrual Loans		90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development	$	115	$	20	$	1,045	$	1,180	$	50,660	$	51,840	$	1,045	$	—
Secured by 1-4 family residential		1,033		60		207		1,300		330,121		331,421		530		—
Other real estate loans		109		—		—		109		418,347		418,456		13		—
Commercial and industrial		31		130		1,085		1,246		109,979		111,225		1,085		—
Consumer and other loans		26		25		—		51		7,530		7,581		—		—
Total	$	1,314	$	235	$	2,337	$	3,886	$	916,637	$	920,523	$	2,673	$	—

Financing Receivable Credit Quality Indicators [Table Text Block]

	June 30, 2023
	Term Loans by Year of Origination
	2023		2022		2021		2020		2019		Prior		Revolving		Total
Construction and land development
Pass	$	1,979	$	3,950	$	7,984	$	2,815	$	2,284	$	3,619	$	26,611	$	49,242
Special Mention		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		40		—		40
Doubtful		—		—		—		—		—		—		—		—
Total Construction and land development	$	1,979	$	3,950	$	7,984	$	2,815	$	2,284	$	3,659	$	26,611	$	49,282
Current period gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Secured by 1-4 family residential
Pass	$	20,560	$	78,141	$	68,937	$	43,463	$	33,224	$	81,944	$	10,472	$	336,741
Special Mention		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		860		—		860
Doubtful		—		—		—		—		—		—		—		—
Total Secured by 1-4 family residential	$	20,560	$	78,141	$	68,937	$	43,463	$	33,224	$	82,804	$	10,472	$	337,601
Current period gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Other real estate loans
Pass	$	16,627	$	93,364	$	88,103	$	41,775	$	41,120	$	129,584	$	9,979	$	420,552
Special Mention		—		—		—		1,356		—		—		—		1,356
Substandard		—		—		—		—		—		—		62		62
Doubtful		—		—		—		—		—		—		—		—
Total Other real estate loans	$	16,627	$	93,364	$	88,103	$	43,131	$	41,120	$	129,584	$	10,041	$	421,970
Current period gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Commercial and industrial
Pass	$	10,471	$	30,829	$	27,940	$	4,653	$	7,426	$	10,086	$	19,992	$	111,397
Special Mention		—		1,398		—		—		—		—		—		1,398
Substandard		—		—		—		—		—		8		—		8
Doubtful		—		—		—		—		—		—		—		—
Total Commercial and industrial	$	10,471	$	32,227	$	27,940	$	4,653	$	7,426	$	10,094	$	19,992	$	112,803
Current period gross write-offs	$	—	$	—	$	—	$	624	$	—	$	253	$	—	$	877
Consumer and other loans
Pass	$	2,343	$	1,709	$	499	$	1,573	$	2,272	$	58	$	84	$	8,538
Special Mention		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		—		—		—
Doubtful		—		—		—		—		—		—		—		—
Total Consumer and other loans	$	2,343	$	1,709	$	499	$	1,573	$	2,272	$	58	$	84	$	8,538
Current period gross write-offs	$	158	$	29	$	1	$	14	$	3	$	3	$	—	$	208

	December 31, 2022
	Pass		Special Mention		Substandard		Doubtful		Total
Real estate loans:
Construction and land development	$	50,795	$	—	$	1,045	$	—	$	51,840
Secured by 1-4 family residential		330,590		—		831		—		331,421
Other real estate loans		416,559		1,884		13		—		418,456
Commercial and industrial		110,065		75		1,085		—		111,225
Consumer and other loans		7,581		—		—		—		7,581
Total	$	915,590	$	1,959	$	2,974	$	—	$	920,523