Other Real Estate Owned (Tables)

12 Months Ended

Dec. 31, 2014

Banking and Thrift [Abstract]

Summary of Changes in the Balance for OREO

Changes in the balance for OREO are as follows (in thousands):

	2014			2013
Balance at the beginning of year, gross	$	4,695		$	7,764
Transfers in		139			2,036
Charge-offs		(1,302	)		(1,564	)
Sales proceeds		(1,502	)		(3,618	)
Gain on disposition		307			80
Deferred gain recognized		(73	)		—
Depreciation		(1	)		(3	)
Balance at the end of year, gross		2,263			4,695
Less: valuation allowance		(375	)		(1,665	)
Balance at the end of year, net	$	1,888		$	3,030

Summary of Changes in the Allowance for OREO Losses

Changes in the allowance for OREO losses are as follows (in thousands):

	2014			2013			2012
Balance at beginning of year	$	1,665		$	2,174		$	2,792
Provision for losses		12			1,055			1,190
Charge-offs, net		(1,302	)		(1,564	)		(1,808	)
Balance at end of year	$	375		$	1,665		$	2,174