SECURITIES AND EXCHANGE COMMISSION
                                  Washington, D. C. 20549



                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934



Date of Report (Date of earliest event reported):  July 12, 2000



                           TransFinancial Holdings, Inc.
                   -----------------------------------------
                    (Exact name of registrant as specified
                               in its charter)



     Delaware                             0-12321               46-0278762
- ----------------------------          --------------       -------------------
(State or other jurisdiction         (Commission           (I. R. S. Employer
of incorporation                      File Number)          Identification No.)


8245 Nieman Road, Suite 100
Lenexa, KS                            66214
- -----------------------------         -----
(Address of principal Executive     (Zip Code)
executive offices)


Registrant's telephone number, including area code:        913-859-0055
                                                     -------------------------



                                 Not Applicable
        --------------------------------------------------------------
        (Former name or former address, if changed since last report)



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Item 4.  Changes in Registrant's Certifying Accountant

      On July 12, 2000, PricewaterhouseCoopers LLP ("PwC") informed
TransFinancial Holdings, Inc. (the "Company") that it had resigned as the
independent accountant for the Company. PwC's reports on the financial
statements of the Company for the last two years did not contain an adverse
opinion or disclaimer of opinion, and were not qualified or modified as to
uncertainty, audit scope or accounting principles. PwC's most recent report did
contain a paragraph discussing going concern uncertainty. During the Company's
two most recent fiscal years and the interim period prior to the resignation of
PwC, there were not any disagreements with PwC on any matter of accounting
principles or practices, financial statement disclosure or auditing scope or
procedure, which disagreements, if not resolved to the satisfaction of PwC,
would have caused it to make reference to the subject matter of the disagreement
in connection with its report. None of the events described in Item
304(a)(1)(v)(A) - (D) of Regulation S-K has occurred within the Company's two
most recent fiscal years and the interim period prior to the resignation of PwC.

      The Company has provided a copy of this disclosure to PwC and requested
PwC to furnish it with a letter addressed to the Securities and Exchange
Commission stating whether it agrees with the above statements. A copy of that
letter will be filed by amendment to this Form 8-K.




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                                   SIGNATURES

      Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                            TRANSFINANCIAL HOLDINGS, INC.



Date:  July 17, 2000                        By: /s/ |Timothy P. O'Neil
                                                Timothy P. O'Neil
                                                President






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