The following table reconciles the numerators and denominators of basic and diluted EPS:


	Years Ended December 31,
(in thousands, except share and per share data)	2013		2012		2011

Numerator for Earnings per Common Share—Basic:
Net income	$	50,539	$	34,200	$	47,264
Less: Preferred stock dividends and discount amortization		—		—		7,611
Less: Income allocated to participating shares		147		126		130
Net Income Allocated to Common Shareholders	$	50,392	$	34,074	$	39,523

Numerator for Earnings per Common Share—Diluted:
Net income	$	50,539	$	34,200	$	47,264
Less: Preferred stock dividends and discount amortization		—		—		7,611
Net Income Available to Common Shareholders	$	50,539	$	34,200	$	39,653

Denominators:
Weighted Average Common Shares Outstanding—Basic		29,647,231		28,976,619		27,966,981
Add: Dilutive potential common shares		35,322		32,261		23,169
Denominator for Treasury Stock Method—Diluted		29,682,553		29,008,880		27,990,150

Weighted Average Common Shares Outstanding—Basic		29,647,231		28,976,619		27,966,981
Add: Average participating shares outstanding		86,490		107,274		92,212
Denominator for Two-Class Method—Diluted		29,733,721		29,083,893		28,059,193

Earnings per common share—basic	$	1.70	$	1.18	$	1.41
Earnings per common share—diluted	$	1.70	$	1.18	$	1.41
Warrants considered anti-dilutive excluded from dilutive potential common shares		517,012		517,012		517,012
Stock options considered anti-dilutive excluded from dilutive potential common shares		619,418		747,443		757,580
Restricted stock considered anti-dilutive excluded from dilutive potential common shares		51,169		75,012		69,043