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Loans and Loans Held for Sale (Tables)
12 Months Ended
Dec. 31, 2018
Receivables [Abstract]  
Composition of Loans
The following table indicates the composition of the acquired and originated loans as of the dates presented:
 
December 31,
(dollars in thousands)
2018
 
2017
Commercial
 
 
 
Commercial real estate
$
2,921,832

 
$
2,685,994

Commercial and industrial
1,493,416

 
1,433,266

Commercial construction
257,197

 
384,334

Total Commercial Loans
4,672,445

 
4,503,594

Consumer
 
 
 
Residential mortgage
726,679

 
698,774

Home equity
471,562

 
487,326

Installment and other consumer
67,546

 
67,204

Consumer construction
8,416

 
4,551

Total Consumer Loans
1,274,203

 
1,257,855

Total Portfolio Loans
5,946,648

 
5,761,449

Loans held for sale
2,371

 
4,485

Total Loans
$
5,949,019

 
$
5,765,934

Restructured Loans for Periods Presented and Type of Concession
The following tables present the restructured loans by loan segment and by type of concession for the years ended December 31:
 
2018
 
2017
(dollars in thousands)
Number of
Loans

 
Pre-Modification
Outstanding
Recorded
Investment(1)

 
Post-Modification
Outstanding
Recorded
Investment(1)

 
Total
Difference
in Recorded
Investment

 
Number of
Loans

 
Pre-Modification
Outstanding
Recorded
Investment(1)

 
Post-Modification
Outstanding
Recorded
Investment(1)

 
Total
Difference
in Recorded
Investment

Commercial real estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Maturity date extension
1

 
$
256

 
$
179

 
$
(77
)
 
1

 
$
400

 
$
398

 
$
(2
)
Principal deferral
1

 
90

 
90

 

 

 

 

 

Total Commercial Real Estate
2

 
346

 
269

 
(77
)
 
1

 
400

 
398

 
(2
)
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Maturity date extension
2

 
768

 
166

 
(602
)
 
1

 
274

 
777

 
503

Maturity date extension and interest rate reduction

 

 

 

 
2

 
1,800

 
1,805

 
5

Principal deferral and maturity date extension
6

 
5,355

 
5,341

 
(14
)
 

 

 

 

Principal deferral
4

 
4,815

 
4,383

 
(432
)
 
2

 
113

 
113

 

Total Commercial and Industrial
12

 
10,938

 
9,890

 
(1,048
)
 
5

 
2,187

 
2,695

 
508

Commercial construction
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Principal forgiveness

 

 

 

 
2

 
1,996

 
1,996

 

Total Commercial Construction

 

 

 

 
2

 
1,996

 
1,996

 

Residential mortgage
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Chapter 7 bankruptcy(2)
5

 
387

 
374

 
(13
)
 
1

 
33

 
31

 
(2
)
Total Residential Mortgage
5

 
387

 
374

 
(13
)
 
1

 
33

 
31

 
(2
)
Home equity
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Chapter 7 bankruptcy(2)
22

 
811

 
681

 
(130
)
 
21

 
689

 
643

 
(46
)
Interest rate reduction
1

 
120

 
120

 

 

 

 

 

Maturity date extension

 

 

 

 
1

 
231

 
231

 

Maturity date extension and interest rate reduction
2

 
47

 
46

 
(1
)
 
1

 
173

 
113

 
(60
)
Total Home Equity
25

 
978

 
847

 
(131
)
 
23

 
1,093

 
987

 
(106
)
Installment and other consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Chapter 7 bankruptcy(2)
2

 
23

 
4

 
(19
)
 
4

 
48

 
35

 
(13
)
Total Installment and Other Consumer
2

 
23

 
4

 
(19
)
 
4

 
48

 
35

 
(13
)
Total by Concession Type
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Chapter 7 bankruptcy(2)
29

 
$
1,221

 
$
1,059

 
$
(162
)
 
26

 
$
770

 
$
709

 
$
(61
)
Interest rate reduction
1

 
120

 
120

 

 

 

 

 

Maturity date extension
3

 
1,024

 
345

 
(679
)
 
3

 
905

 
1,406

 
501

Maturity date extension and interest rate reduction
2

 
47

 
46

 
(1
)
 
3

 
1,973

 
1,918

 
(55
)
Principal deferral and maturity date extension
6

 
5,355

 
5,341

 
(14
)
 

 

 

 

Principal deferral
5

 
4,905

 
4,473

 
(432
)
 
2

 
113

 
113

 

Principal forgiveness

 

 

 

 
2

 
1,996

 
1,996

 

Total
46

 
$
12,672

 
$
11,384

 
$
(1,288
)
 
36

 
$
5,757

 
$
6,142

 
$
385

(1)Excludes loans that were fully paid off or fully charged-off by period end. The pre-modification balance represents the balance outstanding prior to modification. The post-modification balance represents the outstanding balance at period end.
(2)Chapter 7 bankruptcy loans where the debt has been legally discharged through the bankruptcy court and not reaffirmed.

The following table summarizes our restructured loans as of the dates presented:
 
December 31, 2018
 
December 31, 2017
(dollars in thousands)
Performing
TDRs

 
Nonperforming
TDRs

 
Total
TDRs

 
Performing
TDRs

 
Nonperforming
TDRs

 
Total
TDRs

Commercial real estate
$
2,054

 
$
1,139

 
$
3,193

 
$
2,579

 
$
967

 
$
3,546

Commercial and industrial
7,026

 
6,646

 
13,672

 
3,946

 
3,197

 
7,143

Commercial construction
1,912

 
406

 
2,318

 
2,420

 
2,413

 
4,833

Residential mortgage
2,214

 
1,543

 
3,757

 
2,039

 
3,585

 
5,624

Home equity
3,568

 
1,349

 
4,917

 
3,885

 
979

 
4,864

Installment and other consumer
12

 
5

 
17

 
32

 
9

 
41

Total
$
16,786

 
$
11,088

 
$
27,874

 
$
14,901

 
$
11,150

 
$
26,051

Schedule of Nonperforming Assets
The following table is a summary of nonperforming assets as of the dates presented:
 
December 31,
(dollars in thousands)
2018
 
2017
Nonperforming Assets
 
 
 
Nonaccrual loans
$
34,985

 
$
12,788

Nonaccrual TDRs
11,088

 
11,150

Total nonaccrual loans
46,073

 
23,938

OREO
3,092

 
469

Total Nonperforming Assets
$
49,165

 
$
24,407

Summary of Aggregate Amount of Loans to Officers and Directors
The following table presents a summary of the aggregate amount of loans to certain officers, directors of S&T or any affiliates of such persons as of December 31:
(dollars in thousands)
2018
 
2017
Balance at beginning of year
$
10,070

 
$
25,167

New loans
2,841

 
25,203

Repayments or no longer considered a related party
(4,229
)
 
(40,300
)
 
$
8,682

 
$
10,070