-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, Rw146WWm3bfxOBQXx3b6i+5dAHvf1cMo8XAk05Yj7AOXHiGw/pB1mrJt7mz1g178 wlnkb5GHEuoYSNyQBB5NmQ== 0001041692-02-000023.txt : 20021220 0001041692-02-000023.hdr.sgml : 20021220 20021220143816 ACCESSION NUMBER: 0001041692-02-000023 CONFORMED SUBMISSION TYPE: SC 13G/A PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20021220 GROUP MEMBERS: ERIC D. HOVDE GROUP MEMBERS: FINANCIAL INSTITUTION PARTNERS II, L.P. GROUP MEMBERS: FINANCIAL INSTITUTION PARTNERS, L.P. GROUP MEMBERS: FINANCIAL INSTITUTION PARTNERS, LTD. GROUP MEMBERS: HOVDE CAPITAL ADVISORS LLC GROUP MEMBERS: HOVDE CAPITAL, L.L.C. GROUP MEMBERS: STEVEN D. HOVDE SUBJECT COMPANY: COMPANY DATA: COMPANY CONFORMED NAME: FOOTHILL INDEPENDENT BANCORP CENTRAL INDEX KEY: 0000718903 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 953815805 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: SC 13G/A SEC ACT: 1934 Act SEC FILE NUMBER: 005-47741 FILM NUMBER: 02864666 BUSINESS ADDRESS: STREET 1: 510 S GRAND AVE CITY: GLENDORA STATE: CA ZIP: 91741 BUSINESS PHONE: 9095999351 MAIL ADDRESS: STREET 1: 510 S GRAND AVE CITY: GLENDORA STATE: CA ZIP: 91741 FILED BY: COMPANY DATA: COMPANY CONFORMED NAME: FINANCIAL INSTITUTION PARTNERS II L P CENTRAL INDEX KEY: 0001041692 IRS NUMBER: 364131559 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: SC 13G/A BUSINESS ADDRESS: STREET 1: 1824 JEFFERSON PLACE NW CITY: WASHINGTON STATE: DC ZIP: 20036 BUSINESS PHONE: 2027758109 MAIL ADDRESS: STREET 1: 1824 JEFFERSON PLACE NW CITY: WASHINGTON STATE: DC ZIP: 20036 SC 13G/A 1 foot13ga1.txt 1 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1) Foothill Independent Bancorp - ------------------------------------------------------------------------------- (Name of Issuer) Common Stock, No Par Value - ------------------------------------------------------------------------------- (Title of Class of Securities) 344905104 - ------------------------------------------------------------------------------- (CUSIP Number) December 19, 2002 - ------------------------------------------------------------------------------- (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is filed: [ ] Rule 13d-1(b) [X] Rule 13d-1(c) [ ] Rule 13d-1(d) - ------------------------------------------------------------------------------- * The remainder of this cover page shall be filled out for a reporting person's initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter the disclosures provided in a prior cover page. The information required in the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes). Page 1 of 14 Pages 2
- ------------------------------------------------------------------------------- CUSIP No. 344905104 13G Page 2 of 14 Pages ---------- ----- ------ - ------------------------------------------------------------------------------- 1. Name of Reporting Persons. I.R.S. Identification Nos. of above persons (entities only) Eric D. Hovde - ------------------------------------------------------------------------------- 2. Check the Appropriate Box if a Member of a Group (a) [X] (b) [ ] - ------------------------------------------------------------------------------- 3. SEC Use Only - ------------------------------------------------------------------------------- 4. Citizenship or Place of Organization United States Citizen - ------------------------------------------------------------------------------- Number of 5. Sole Voting Power: Shares Beneficially N/A Owned By --------------------------------------------- Each 6. Shared Voting Power: Reporting Person 275,966 shares With (1): --------------------------------------------- 7. Sole Dispositive Power: N/A --------------------------------------------- 8. Shared Dispositive Power: 275,966 shares --------------------------------------------- - ------------------------------------------------------------------------------- 9. Aggregate Amount Beneficially Owned By Each Reporting Person 275,966 shares - ------------------------------------------------------------------------------- 10. Check Box if the Aggregate Amount in Row (9) Excludes Certain Shares [ ] - ------------------------------------------------------------------------------- 11. Percent of Class Represented by Amount in Row (9) 5.0% - ------------------------------------------------------------------------------- 12. Type of Reporting Person IN - ------------------------------------------------------------------------------- (1) Of the 275,966 shares beneficially owned by Eric D. Hovde, 261,066 are as President, Chief Executive Officer, and Managing Member of Hovde Capital, L.L.C., the general partner of Financial Institution Partners II, L.P., the direct owner, and 14,900 are as President, CEO and Managing Member of Hovde Capital Advisors LLC, the Investment Manager to Financial Institution Partners, L.P., and Financial Institution Partners, Ltd., the direct owners. - -------------------------------------------------------------------------------
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- ------------------------------------------------------------------------------- CUSIP No. 344905104 13G Page 3 of 14 Pages ---------- ----- ------ - ------------------------------------------------------------------------------- 1. Name of Reporting Persons. I.R.S. Identification Nos. of above persons (entities only) Steven D. Hovde - ------------------------------------------------------------------------------- 2. Check the Appropriate Box if a Member of a Group (a) [X] (b) [ ] - ------------------------------------------------------------------------------- 3. SEC Use Only - ------------------------------------------------------------------------------- 4. Citizenship or Place of Organization United States Citizen - ------------------------------------------------------------------------------- Number of 5. Sole Voting Power: Shares Beneficially N/A Owned By -------------------------------------------- Each 6. Shared Voting Power: Reporting Person 275,966 shares With(2): -------------------------------------------- 7. Sole Dispositive Power: N/A -------------------------------------------- 8. Shared Dispositive Power: 275,966 shares -------------------------------------------- - ------------------------------------------------------------------------------- 9. Aggregate Amount Beneficially Owned By Each Reporting Person 275,966 shares - ------------------------------------------------------------------------------- 10. Check Box if the Aggregate Amount in Row (9) Excludes Certain Shares [ ] - ------------------------------------------------------------------------------- 11. Percent of Class Represented by Amount in Row (9) 5.0% - ------------------------------------------------------------------------------- 12. Type of Reporting Person IN - ------------------------------------------------------------------------------- (2) Of the 275,966 shares beneficially owned by Steven D. Hovde, 261,066 are as Chairman of Hovde Capital, L.L.C., the general partner of Financial Institution Partners II, L.P., the direct owner, and 14,900 are as Chairman of Hovde Capital Advisors LLC, the Investment Manager to Financial Institution Partners, L.P., and Financial Institution Partners, Ltd., the direct owners. - -------------------------------------------------------------------------------
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- ------------------------------------------------------------------------------- CUSIP No. 344905104 13G Page 4 of 14 Pages ---------- ----- ------ - ------------------------------------------------------------------------------- 1. Name of Reporting Persons. I.R.S. Identification Nos. of above persons (entities only) Hovde Capital, L.L.C. I.R.S. Identification No.: 91-1825712 - ------------------------------------------------------------------------------- 2. Check the Appropriate Box if a Member of a Group (a) [X] (b) [ ] - ------------------------------------------------------------------------------- 3. SEC Use Only - ------------------------------------------------------------------------------- 4. Citizenship or Place of Organization Organized: State of Nevada - ------------------------------------------------------------------------------- Number of 5. Sole Voting Power: Shares Beneficially N/A Owned By -------------------------------------------- Each 6. Shared Voting Power: Reporting Person 261,066 shares With(3): -------------------------------------------- 7. Sole Dispositive Power: N/A -------------------------------------------- 8. Shared Dispositive Power: 261,066 shares -------------------------------------------- - ------------------------------------------------------------------------------- 9. Aggregate Amount Beneficially Owned By Each Reporting Person 261,066 shares - ------------------------------------------------------------------------------- 10. Check Box if the Aggregate Amount in Row (9) Excludes Certain Shares [ ] - ------------------------------------------------------------------------------- 11. Percent of Class Represented by Amount in Row (9) 4.7% - ------------------------------------------------------------------------------- 12. Type of Reporting Person OO - ------------------------------------------------------------------------------- (3) The 261,066 shares beneficially owned by Hovde Capital, L.L.C., are as general partner of Financial Institution Partners II, L.P., the direct owner. - -------------------------------------------------------------------------------
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- ------------------------------------------------------------------------------- CUSIP No. 344905104 13G Page 5 of 14 Pages ---------- ----- ------ - ------------------------------------------------------------------------------- 1. Name of Reporting Persons. I.R.S. Identification Nos. of above persons (entities only) Financial Institution Partners II, L.P. I.R.S. Identification Nos.: 36-4131559 - ------------------------------------------------------------------------------- 2. Check the Appropriate Box if a Member of a Group (a) [X] (b) [ ] - ------------------------------------------------------------------------------- 3. SEC Use Only - ------------------------------------------------------------------------------- 4. Citizenship or Place of Organization Organized: State of Delaware - ------------------------------------------------------------------------------- Number of 5. Sole Voting Power: Shares Beneficially N/A Owned By -------------------------------------------- Each 6. Shared Voting Power: Reporting Person 261,066 shares With: -------------------------------------------- 7. Sole Dispositive Power: N/A -------------------------------------------- 8. Shared Dispositive Power: 261,066 shares -------------------------------------------- - ------------------------------------------------------------------------------- 9. Aggregate Amount Beneficially Owned By Each Reporting Person 261,066 shares - ------------------------------------------------------------------------------- 10. Check Box if the Aggregate Amount in Row (9) Excludes Certain Shares [ ] - ------------------------------------------------------------------------------- 11. Percent of Class Represented by Amount in Row (9) 4.7% - ------------------------------------------------------------------------------- 12. Type of Reporting Person PN - -------------------------------------------------------------------------------
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- ------------------------------------------------------------------------------- CUSIP No. 344905104 13G Page 6 of 14 Pages ---------- ----- ------ - ------------------------------------------------------------------------------- 1. Name of Reporting Persons. I.R.S. Identification Nos. of above persons (entities only) Hovde Capital Advisors LLC I.R.S. Identification No.: 03-0430205 - ------------------------------------------------------------------------------- 2. Check the Appropriate Box if a Member of a Group (a) [X] (b) [ ] - ------------------------------------------------------------------------------- 3. SEC Use Only - ------------------------------------------------------------------------------- 4. Citizenship or Place of Organization Organized: State of Delaware - ------------------------------------------------------------------------------- Number of 5. Sole Voting Power: Shares Beneficially N/A Owned By -------------------------------------------- Each 6. Shared Voting Power: Reporting Person 14,900 shares With(4): -------------------------------------------- 9. Sole Dispositive Power: N/A -------------------------------------------- 10. Shared Dispositive Power: 14,900 shares -------------------------------------------- - ------------------------------------------------------------------------------- 9. Aggregate Amount Beneficially Owned By Each Reporting Person 14,900 shares - ------------------------------------------------------------------------------- 10. Check Box if the Aggregate Amount in Row (9) Excludes Certain Shares [ ] - ------------------------------------------------------------------------------- 11. Percent of Class Represented by Amount in Row (9) .3% - ------------------------------------------------------------------------------- 12. Type of Reporting Person OO - ------------------------------------------------------------------------------- (4) The 14,900 shares beneficially owned by Hovde Capital Advisors LLC, are as Investment Manager to Financial Institution Partners, L.P., and Financial Institution Partners, Ltd., the direct owners. - -------------------------------------------------------------------------------
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- ------------------------------------------------------------------------------- CUSIP No. 344905104 13G Page 7 of 14 Pages ---------- ----- ------ - ------------------------------------------------------------------------------- 1. Name of Reporting Persons. I.R.S. Identification Nos. of above persons (entities only) Financial Institution Partners, L.P. I.R.S. Identification Nos.: 52-1899611 - ------------------------------------------------------------------------------- 2. Check the Appropriate Box if a Member of a Group (a) [X] (b) [ ] - ------------------------------------------------------------------------------- 3. SEC Use Only - ------------------------------------------------------------------------------- 4. Citizenship or Place of Organization Organized: State of Delaware - ------------------------------------------------------------------------------- Number of 5. Sole Voting Power: Shares Beneficially N/A Owned By -------------------------------------------- Each 6. Shared Voting Power: Reporting Person 6,800 shares With: -------------------------------------------- 7. Sole Dispositive Power: N/A -------------------------------------------- 8. Shared Dispositive Power: 6,800 shares -------------------------------------------- - ------------------------------------------------------------------------------ 9. Aggregate Amount Beneficially Owned By Each Reporting Person 6,800 shares - ------------------------------------------------------------------------------- 10. Check Box if the Aggregate Amount in Row (9) Excludes Certain Shares [ ] - ------------------------------------------------------------------------------- 11. Percent of Class Represented by Amount in Row (9) .1% - ------------------------------------------------------------------------------- 12. Type of Reporting Person PN - -------------------------------------------------------------------------------
Page 7 of 14 Pages 8
- ------------------------------------------------------------------------------- CUSIP No. 344905104 13G Page 8 of 14 Pages ---------- ----- ------ - ------------------------------------------------------------------------------- 1. Name of Reporting Persons. I.R.S. Identification Nos. of above persons (entities only) Financial Institution Partners, Ltd. I.R.S. Identification Nos.: N/A - ------------------------------------------------------------------------------- 2. Check the Appropriate Box if a Member of a Group (a) [X] (b) [ ] - ------------------------------------------------------------------------------- 3. SEC Use Only - ------------------------------------------------------------------------------- 4. Citizenship or Place of Organization Organized: Cayman Islands - ------------------------------------------------------------------------------- Number of 5. Sole Voting Power: Shares Beneficially N/A Owned By -------------------------------------------- Each 6. Shared Voting Power: Reporting Person 8,100 shares With: -------------------------------------------- 7. Sole Dispositive Power: N/A -------------------------------------------- 8. Shared Dispositive Power: 8,100 shares -------------------------------------------- - ------------------------------------------------------------------------------ 9. Aggregate Amount Beneficially Owned By Each Reporting Person 8,100 shares - ------------------------------------------------------------------------------- 10. Check Box if the Aggregate Amount in Row (9) Excludes Certain Shares [ ] - ------------------------------------------------------------------------------- 11. Percent of Class Represented by Amount in Row (9) .1% - ------------------------------------------------------------------------------- 12. Type of Reporting Person PN - -------------------------------------------------------------------------------
Page 8 of 14 Pages 9 Item 1(a) Name of Issuer: Foothill Independent Bancorp - ------------------------------------------------------------------------------- Item 1(b) Address of Issuer's Principal Executive Offices: 510 S Grand Avenue Glendora, California 91741 - ------------------------------------------------------------------------------- Item 2(a) Name of Person Filing: 1. Eric D. Hovde 2. Steven D. Hovde 3. Hovde Capital, L.L.C. 4. Financial Institution Partners II, L.P. 5. Hovde Capital Advisors LLC 6. Financial Institution Partners, L.P. 7. Financial Institution Partners, Ltd. - ------------------------------------------------------------------------------- Item 2(b) Address of Principal Business Office, or if None, Residence: 1. 1826 Jefferson Place, NW, Washington D.C., 20036 2. 1629 Colonial Parkway, Inverness, IL 60067 3. 1824 Jefferson Place, NW, Washington D.C., 20036 4. 1824 Jefferson Place, NW, Washington D.C., 20036 5. 1824 Jefferson Place, NW, Washington D.C., 20036 6. 1824 Jefferson Place, NW, Washington D.C., 20036 7. Bank of Bermuda (Cayman) Limited, 36C Bermuda House, British American Centre, Dr. Roy's Drive, P.O. Box 513 GT Georgetown, Grand Cayman, Cayman Islands - ------------------------------------------------------------------------------- Item 2(c) Citizenship: 1. United States citizen 2. United States citizen 3. Organized in the State of Nevada 4. Organized in the State of Delaware 5. Organized in the State of Delaware 6. Organized in the State of Delaware 7. Organized in the Cayman Islands - ------------------------------------------------------------------------------- Item 2(d) Title of Class of Securities: Common Stock, No Par Value - ------------------------------------------------------------------------------- Item 2(e) CUSIP Number: 344905104 - ------------------------------------------------------------------------------- Item 3. If This Statement is Filed Pursuant to Rule 13d-1(b), or 13d-2(b) or (c), Check Whether the Person Filing is a: NOT APPLICABLE (a) [ ] Broker or dealer registered under Section 15 of the Exchange Act. (b) [ ] Bank as defined in Section 3(a)(6) of the Exchange Act. (c) [ ] Insurance company as defined in Section 3(a)(19) of the Exchange Act. (d) [ ] Investment company registered under Section 8 of the Investment Company Act of 1940 (e) [ ] An investment adviser in accordance with Rule 13d-1 (b)(1)(ii)(E). (f) [ ] An employee benefit plan or endowment fund in accordance with Rule 13d-1(b)(1)(ii)(F). (g) [ ] A parent holding company or control person in accordance with Rule 13d-1(b)(1)(ii)(G). (h) [ ] A savings association as defined in Section 3(b) of the Federal Deposit Insurance Act. (i) [ ] A church plan that is excluded from the definition of an investment company under Section 3(c)(14) of the Investment Company Act of 1940. (j) [ ] Group, in accordance with Rule 13d-1(b)(1)(ii)(J). - ------------------------------------------------------------------------------- Page 9 of 14 Pages 10 Item 4. Ownership. Provide the following information regarding the aggregate number and percentage of the class of securities of the issuer identified in Item 1. (a) Amount beneficially owned: 275,966 (b) Percent of class: 5.0% (c) Number of shares as to which the person has: (i) Sole power to vote or to direct the vote: 1. Eric D. Hovde: N/A 2. Steven D. Hovde: N/A 3. Hovde Capital, L.L.C.: N/A 4. Financial Institution Partners II, L.P.: N/A 5. Hovde Capital Advisors LLC N/A 6. Financial Institution Partners, L.P. N/A 7. Financial Institution Partners, Ltd. N/A (ii)Shared power to vote or to direct the vote: 1. Eric D. Hovde: 275,966 2. Steven D. Hovde: 275,966 3. Hovde Capital, L.L.C.: 261,066 4. Financial Institution Partners II, L.P.: 261,066 5. Hovde Capital Advisors LLC 14,900 6. Financial Institution Partners, L.P. 6,800 7. Financial Institution Partners, Ltd. 8,100 (iii)Sole power to dispose or to direct the disposition of: 1. Eric D. Hovde: N/A 2. Steven D. Hovde: N/A 3. Hovde Capital, L.L.C.: N/A 4. Financial Institution Partners II, L.P.: N/A 5. Hovde Capital Advisors LLC N/A 6. Financial Institution Partners, L.P. N/A 7. Financial Institution Partners, Ltd. N/A (iv) Shared power to dispose or to direct the disposition of: 1. Eric D. Hovde: 275,966 2. Steven D. Hovde: 275,966 3. Hovde Capital, L.L.C.: 261,066 4. Financial Institution Partners II, L.P.: 261,066 5. Hovde Capital Advisors LLC 14,900 6. Financial Institution Partners, L.P. 6,800 7. Financial Institution Partners, Ltd. 8,100 - ------------------------------------------------------------------------------- Page 10 of 14 Pages 11 Item 5. Ownership of Five Percent or Less of a Class. If this statement is being filed to report the fact that as of the date hereof the reporting person has ceased to be the beneficial owner of more than five percent of the class of securities, check the following [X]. - ------------------------------------------------------------------------------- Item 6. Ownership of More Than Five Percent on Behalf of Another Person. Not Applicable - ------------------------------------------------------------------------------- Item 7. Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person. Not Applicable - ------------------------------------------------------------------------------- Item 8. Identification and Classification of Members of the Group. The persons filing this statement are Financial Institution Partners II, L.P., Financial Institution Partners, L.P., Financial Institution Partners, Ltd. (the "Limited Partnerships"), Hovde Capital, L.L.C. (the "General Partner"), Hovde Capital Advisors LLC (the "Investment Manager"), Eric D. Hovde, and Steven D. Hovde who are collectively referred to herein as the "Reporting Persons." By virtue of their control over the investment decisions of the Limited Partnerships, all decisions regarding voting and disposition of the shares of the Issuer's common stock (the "Shares") beneficially owned by the Limited Partnerships are made by the General Partner or Investment Manager, as applicable, acting through their President, CEO, Managing Members or Chairman. As such, the Limited Partnerships and the General Partner or Investment Manager, as applicable, share voting and investment power with respect to the Shares. Therefore, as a result of their ownership interest in, and positions as officers and/or managers of the General Partner and Investment Manager, Eric D. Hovde and Steven D. Hovde may be deemed to have beneficial ownership of the Shares. Attached as Schedule 1 hereto and incorporated by reference herein is a list containing the principal business and the address of each Reporting Person. - ------------------------------------------------------------------------------- Item 9. Notice of Dissolution of Group. Not Applicable - ------------------------------------------------------------------------------- Page 11 of 14 Pages 12 Item 10. Certifications. By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect. After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. December 20, 2002 - ------------------------- Dated FINANCIAL INSTITUTION PARTNERS II, L.P., by its General Partner, HOVDE CAPITAL, L.L.C. By: /s/ Eric D. Hovde - ------------------------- Eric D. Hovde Its: Managing Member HOVDE CAPITAL, L.L.C. By: /s/ Eric D. Hovde - ------------------------- Eric D. Hovde Its: Managing Member HOVDE CAPITAL ADVISORS LLC By: /s/ Eric D. Hovde - ------------------------- Eric D. Hovde Its: Managing Member FINANCIAL INSTITUTION PARTNERS, L.P., by its General Partner, HOVDE CAPITAL IV, LLC By: /s/ Eric D. Hovde - ------------------------- Eric D. Hovde Its: Managing Member FINANCIAL INSTITUTION PARTNERS, LTD., by its General Partner, HOVDE CAPITAL OFFSHORE LLC By: /s/ Eric D. Hovde - ------------------------- Eric D. Hovde Its: Managing Member ERIC D. HOVDE /s/ Eric D. Hovde - ------------------------- STEVEN D. HOVDE /s/ Steven D. Hovde - ------------------------- The original statement shall be signed by each person on whose behalf the statement is filed or his authorized representative. If the statement is signed on behalf of a person by his authorized representative other than an executive officer or general partner of the filing person, evidence of the representative's authority to sign on behalf of such person shall be filed with the statement, provided, however, that a power of attorney for this purpose which is already on file with the Commission may be incorporated by reference. The name and any title of each person who signs the statement shall be typed or printed beneath his signature. Note. Schedules filed in paper format shall include a signed original and five copies of the schedule, including all exhibits. See Rule 13d-7(b) for other parties for whom copies are to be sent. Attention. Intentional misstatements or omissions of fact constitute federal criminal violations (see 18 U.S.C. 1001). Page 12 of 14 Pages 13 - ------------------------------------------------------------------------------- Schedule 1 INFORMATION RELATING TO REPORTING PERSONS
Principal Business and Address of Principal Business Name or Principal Office - ---- ------------------------------ Financial Institution Limited partnership formed to Partners II, L.P. make investments primarily in equity securities of financial institutions and financial services companies. 1824 Jefferson Place, NW Washington, DC 20036 Organized: State of Delaware Hovde Capital, L.L.C. Limited liability company formed to serve as the general partner of Financial Institution Partners II, L.P. 1824 Jefferson Place, NW Washington, DC 20036 Organized: State of Nevada Hovde Capital Advisors LLC Limited liability company and registered investment adviser formed to serve as an investment manager. 1824 Jefferson Place, NW Washington, DC 20036 Organized: State of Delaware Financial Institution Limited partnership formed to Partners, L.P. make investments primarily in equity securities of financial institutions and financial services companies. 1824 Jefferson Place, N.W. Washington, D.C. 20036 Organized: State of Delaware Financial Institution Cayman Islands Exempted Company formed to Partners, Ltd. make investments primarily in equity securities of financial institutions and financial services companies. Bank of Bermuda (Cayman) Limited, 36C Bermuda House, British American Centre, Dr. Roy's Drive, P.O. Box 513 GT Georgetown, Grand Cayman, Cayman Islands Organized: Cayman Islands Eric D. Hovde Portfolio Manager 1826 Jefferson Place, N.W. Washington, D.C. 20036 Citizenship: U.S.A. Steven D. Hovde Investment Banker 1629 Colonial Parkway Inverness, IL 60067 Citizenship: U.S.A.
Page 13 of 14 Pages 14 EXHIBIT A Consent Agreement Pursuant to 17 C.F.R. 13d-1(k)(1)(iii) Each of the undersigned hereby consents and agrees to the filing on behalf of each of them of the foregoing joint statement on Schedule 13D pursuant to 17 C.F.R. 13d-1(k)(1)(iii) with respect to his/its beneficial ownership of the shares of the Issuer. FINANCIAL INSTITUTION PARTNERS II, L.P., by its General Partner, HOVDE CAPITAL, L.L.C. By: /s/ Eric D. Hovde ------------------------------------------------- Eric D. Hovde Its: Managing Member HOVDE CAPITAL, L.L.C. By: /s/ Eric D. Hovde ------------------------------------------------- Eric D. Hovde Its: Managing Member HOVDE CAPITAL ADVISORS LLC By: /s/ Eric D. Hovde ------------------------- Eric D. Hovde Its: Managing Member FINANCIAL INSTITUTION PARTNERS, L.P., by its General Partner, HOVDE CAPITAL IV, LLC By: /s/ Eric D. Hovde ------------------------- Eric D. Hovde Its: Managing Member FINANCIAL INSTITUTION PARTNERS, LTD., by its General Partner, HOVDE CAPITAL OFFSHORE LLC By: /s/ Eric D. Hovde ------------------------- Eric D. Hovde Its: Managing Member ERIC D. HOVDE /s/ Eric D. Hovde ------------------------------------------------- STEVEN D. HOVDE /s/ Steven D. Hovde ------------------------------------------------- Dated: 12/20/02 -------- Page 14 of 14 Pages -----END PRIVACY-ENHANCED MESSAGE-----