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Loan Servicing (Tables)
12 Months Ended
Dec. 31, 2022
Loan Servicing  
Schedule of mortgage servicing rights

 

 

Year Ended

 

 

Year Ended

 

 

 

December 31, 2022

 

 

December 31, 2021

 

 

 

 

 

 

 

 

Balance at beginning of year

 

$897,720

 

 

$922,146

 

MSRs capitalized

 

 

120,629

 

 

 

147,328

 

MSRs amortized

 

 

(155,756)

 

 

(225,404)

Change in valuation allowance

 

 

0

 

 

 

53,650

 

Balance at end of year

 

$862,593

 

 

$897,720