-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, EVUIwGm/sya+y4DMq6yzmG76HhV06X5rJtR1/7lCWi6KBY4GvQq2o3alrGO94BMH JOKyRiVnHvUcA/w1iHOjJw== /in/edgar/work/0000950132-00-000852/0000950132-00-000852.txt : 20001116 0000950132-00-000852.hdr.sgml : 20001116 ACCESSION NUMBER: 0000950132-00-000852 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20000930 FILED AS OF DATE: 20001115 FILER: COMPANY DATA: COMPANY CONFORMED NAME: KEYSTONE FINANCIAL INC CENTRAL INDEX KEY: 0000717809 STANDARD INDUSTRIAL CLASSIFICATION: [6021 ] IRS NUMBER: 232289209 STATE OF INCORPORATION: PA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: SEC FILE NUMBER: 028-02148 FILM NUMBER: 769944 BUSINESS ADDRESS: STREET 1: ONE KEYSTONE PLZ - FRONT & MARKET STS STREET 2: P O BOX 3660 CITY: HARRISBURG STATE: PA ZIP: 17105-3660 BUSINESS PHONE: 7172331555 MAIL ADDRESS: STREET 1: ONE KEYSTONE PLZ STREET 2: PO BOX 3660 CITY: HARRISBURG STATE: PA ZIP: 171053660 FORMER COMPANY: FORMER CONFORMED NAME: NCB FINANCIAL CORP DATE OF NAME CHANGE: 19850115 13F-HR 1 0001.txt FORM 13F-HR - -------------------------------------------------------------------------------- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 13F Form 13F COVER PAGE Report for the Calendar Year or Quarter Ended: 9/30/00 ----------- Check here if Amendment [ ]; Amendment Number:___________ This Amendment (Check only one.): [_] is a restatement. [_] adds new holdings entries. Institutional Investment Manager Filing this Report: Name: Keystone Financial Bank N.A. -------------------------------- Address: 1315 11th Ave -------------------------------- P.O. Box 2450 -------------------------------- Altoona PA 16 -------------------------------- Form 13F File Number: 28- _________ The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager: Name: Bonnie E. Long ----------------------------------- Title: Trust Operations Officer ----------------------------------- Phone: (814) 944-1195 ----------------------------------- Signature, Place, and Date of Signing: /s/ Bonnie E. Long Altoona PA 11/14/00 - ------------------------- ---------------------- ------------ [Signature] [City, State] [Date] Report Type (Check only one.): [X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) [_] 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) [_] 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).) List of Other Managers Reporting for this Manager: [If there are no entries in this list, omit this section.] Form 13F File Number Name 28- _________________ _______________________ [Repeat as necessary.] - -------------------------------------------------------------------------------- Form 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: ________________ Form 13F Information Table Entry Total: ________________ Form 13F Information Table Value Total: $ ________________ (thousands) List of Other Included Managers: Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report. [If there are no entries in this list, state "NONE" and omit the column headings and list entries.] No. Form 13F File Number Name 28- ____ _____________________ _____________________________ [Repeat as necessary.]
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 10/03/00 PAGE 1 AS OF 09/30/00 ...........COLUMN 1 AND 2.............COLUMN 3....COLUMN 4 .....COLUMN 5.........COLUMN 6....COLUMN 7............COLUMN 8........... INVESTMENT MARKET DISCRETION VOTING AUTHORITY VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C) AFLAC CORP 001055102 372 5,750 SH X 5,750 AFLAC CORP 001055102 58 900 SH X X 900 AMR CORP DEL 001765106 202 6,160 SH X 6,160 AMR CORP DEL 001765106 13 400 SH X X 400 A T & T CORP 001957109 6,282 213,859 SH X 206,084 6,275 1,500 A T & T CORP 001957109 1,230 41,876 SH X X 29,143 12,733 AT & T CORP - LIBERTY MEDIA GROUP A 001957208 206 11,420 SH X 11,420 AT & T CORP - LIBERTY MEDIA GROUP A 001957208 1,743 96,496 SH X X 96,496 AT & T CORP - LIBERTY MEDIA GROUP B 001957307 507 27,040 SH X X 27,040 A.S.V. INC 001963107 131 10,200 SH X 10,200 ABBOTT LABORATORIES 002824100 8,778 184,552 SH X 180,002 2,400 2,150 ABBOTT LABORATORIES 002824100 909 19,116 SH X X 2,150 16,966 AFFILIATED COMPUTER SERVICES INC CL A 008190100 418 8,377 SH X 5,577 2,800 AGILENT TECHNOLOGIES INC COM 008460101 365 7,455 SH X 7,455 AGILENT TECHNOLOGIES INC COM 00846U101 13 266 SH X X 266 AIR PRODUCTS & CHEMICALS INC 009158106 1,004 27,875 SH X 27,875 AIR PRODUCTS & CHEMICALS INC 009158106 109 3,040 SH X X 3,040 ALBERTSONS INC 013104104 167 7,961 SH X 7,961 ALBERTSONS INC 013104104 106 5,040 SH X X 5,040 ALCOA INC 013817101 445 17,596 SH X 17,596 ALCOA INC 013817101 5 188 SH X X 188 ALLEGHENY ENERGY INC 017361106 396 10,360 SH X 9,860 500 ALLEGHENY ENERGY INC 017361106 264 6,911 SH X X 6,911 ALLSTATE CORPORATION COM 020002101 386 11,118 SH X 10,348 400 370 ALLSTATE CORPORATION COM 020002101 17 487 SH X X 462 25 ---------- PAGE TOTAL 24,126
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 10/03/00 PAGE 2 AS OF 09/30/00 ...........COLUMN 1 AND 2.............COLUMN 3....COLUMN 4 .....COLUMN 5.........COLUMN 6....COLUMN 7............COLUMN 8........... INVESTMENT MARKET DISCRETION VOTING AUTHORITY VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C) ALLTEL CORP 020039103 477 9,131 SH X 8,983 148 ALLTEL CORP 020039103 339 6,500 SH X X 5,500 1,000 ALZA CORP COMMON 022615108 298 3,450 SH X 3,450 AMERICA ONLINE INC 02364J104 2,571 47,841 SH X 46,351 90 1,400 AMERICA ONLINE INC 02364J104 292 5,435 SH X X 3,600 1,835 AMERICAN ELECTRIC POWER CO 025537101 153 3,910 SH X 3,910 AMERICAN ELECTRIC POWER CO 025537101 48 1,230 SH X X 400 830 AMERICAN EXPRESS 025816109 675 11,106 SH X 11,106 AMERICAN EXPRESS 025816109 164 2,700 SH X X 1,200 1,500 AMERICAN GENERAL CORP 026351106 746 9,559 SH X 9,559 AMERICAN GENERAL CORP 026351106 257 3,300 SH X X 3,300 AMERICAN HOME PRODUCTS INC 026609107 4,404 78,032 SH X 78,032 AMERICAN HOME PRODUCTS INC 026609107 1,184 20,980 SH X X 4,800 16,180 AMERICAN INTERNATIONAL GROUP INC 026874107 1,308 13,668 SH X 13,510 65 93 AMERICAN INTERNATIONAL GROUP INC 026874107 358 3,745 SH X X 3,745 AMERICAN WATER WORKS COMPANY INC 030411102 294 10,675 SH X 10,675 AMERICAN WATER WORKS COMPANY INC 030411102 6 200 SH X X 200 AMGEN INC 031162100 2,777 39,775 SH X 39,550 75 150 AMGEN INC 031162100 206 2,950 SH X X 1,600 1,350 ANALOG DEVICES INC 032654105 1,032 12,475 SH X 12,475 ANHEUSER BUSCH COS INC 035229103 736 17,400 SH X 17,400 APPLIED MATERIALS INC 038222105 171 2,875 SH X 2,875 APPLIED MATERIALS INC 038222105 30 500 SH X X 500 ASSOCIATES FIRST CAPITAL CORP CL A 046008108 197 5,184 SH X 5,080 104 ASSOCIATES FIRST CAPITAL CORP CL A 046008108 61 1,611 SH X X 1,436 175 ---------- PAGE TOTAL 18,784
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 10/03/00 PAGE 3 AS OF 09/30/00 - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - - INVESTMENT MARKET DISCRETION VOTING AUTHORITY VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C) AUTOMATIC DATA PROCESSING INC 053015103 2,939 43,944 SH X 41,744 2,200 BAKER HUGHES INC 057224107 433 11,658 SH X 11,658 BANK OF AMERICA CORP 060505104 1,740 33,220 SH X 33,220 BANK OF AMERICA CORP 060505104 1 28 SH X X 28 BANK OF NEW YORK 064057102 2,920 51,674 SH X 51,674 BANK OF NEW YORK 064057102 90 1,600 SH X X 1,600 BANK ONE CORP 06423A103 464 12,191 SH X 12,191 BAXTER INTERNATIONAL INC 071813109 817 10,240 SH X 10,240 BAXTER INTERNATIONAL INC 071813109 123 1,539 SH X X 1,539 BELLSOUTH CORP 079860102 7,023 173,405 SH X 167,932 5,473 BELLSOUTH CORP 079860102 1,640 40,492 SH X X 20,516 19,976 BESTFOODS 08658U101 1,923 26,430 SH X 26,430 BLACKROCK PENN TAX FR INC-I 091928622 140 13,245 SH X 13,245 BOEING COMPANY 097023105 1,525 24,298 SH X 24,298 BOEING COMPANY 097023105 69 1,100 SH X X 1,100 BRISTOL MYERS SQUIBB CO 110122108 5,160 89,744 SH X 86,944 2,800 BRISTOL MYERS SQUIBB CO 110122108 1,448 25,180 SH X X 13,940 11,240 BROADWING INC 111620100 869 33,975 SH X 33,975 BURLINGTON NORTHERN SANTA FE INC 12189T104 282 13,070 SH X 13,070 BURLINGTON NORTHERN SANTA FE INC 12189T104 63 2,900 SH X X 2,750 150 C-COR.NET CORP 125010108 89 5,820 SH X 5,820 C-COR.NET CORP 125010108 1,428 93,222 SH X X 89,222 4,000 C P & L ENERGY INC 12614C106 168 4,026 SH X 4,026 COM C P & L ENERGY INC 12614C106 113 2,700 SH X X 2,700 COM CSX CORP 126408103 215 9,869 SH X 9,669 200 ---------- PAGE TOTAL 31,682
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 10/03/00 PAGE 4 AS OF 09/30/00 - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - - INVESTMENT MARKET DISCRETION VOTING AUTHORITY VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C) CSX CORP 126408103 117 5,365 SH X X 2,500 2,325 540 CAPITAL ONE FINANCIAL CORP 14040H105 336 4,800 SH X 2,500 2,300 CARLISLE COMPANIES INC 142339100 1,108 26,700 SH X 26,700 CARLISLE COMPANIES INC 142339100 17 408 SH X X 408 CARNIVAL CORPORATION 143658102 2,675 108,625 SH X 108,375 250 CARNIVAL CORPORATION 143658102 41 1,650 SH X X 1,650 CATERPILLAR INC 149123101 347 11,200 SH X 11,100 100 CATERPILLAR INC 149123101 19 600 SH X X 600 CHASE MANHATTAN CORP NEW 16161A108 2,582 55,901 SH X 53,314 900 1,687 CHASE MANHATTAN CORP NEW 16161A108 28 600 SH X X 600 CHEVRON CORP 166751107 1,027 12,049 SH X 11,349 700 CHEVRON CORP 166751107 235 2,756 SH X X 600 2,156 CIRCUIT CITY STORES-CIRCUIT CITY 172737108 986 42,850 SH X 42,700 150 GROUP CIRCUIT CITY STORES-CIRCUIT CITY 172737108 5 200 SH X X 200 GROUP CISCO SYSTEMS INC 17275R102 10,414 188,490 SH X 187,730 160 600 CISCO SYSTEMS INC 17275R102 1,702 30,800 SH X X 25,900 4,900 CITIGROUP INC 172967101 6,851 126,716 SH X 124,913 1,803 CITIGROUP INC 172967101 762 14,093 SH X X 8,761 5,332 CITRIX SYSTEMS INC 177376100 2,005 99,935 SH X 99,635 300 CITRIX SYSTEMS INC 177376100 52 2,575 SH X X 2,575 COASTAL CORP 190441105 1,410 19,025 SH X 18,675 350 COCA COLA 191216100 3,998 72,523 SH X 66,223 1,950 4,350 COCA COLA 191216100 1,388 25,177 SH X X 23,462 1,715 COLGATE-PALMOLIVE CO 194162103 1,073 22,728 SH X 22,728 COLGATE-PALMOLIVE CO 194162103 378 8,000 SH X X 8,000 ---------- PAGE TOTAL 39,556
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 10/03/00 PAGE 5 AS OF 09/30/00 - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - - INVESTMENT MARKET DISCRETION VOTING AUTHORITY VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C) COLORADO MEDTECH INC 19652U104 110 12,900 SH X 5,500 7,400 COMMUNITY BKS INC MILLERSBURG PA 203628102 381 18,059 SH X 18,059 COMPAQ COMPUTER CORP 204493100 688 24,982 SH X 21,882 3,100 COMPAQ COMPUTER CORP 204493100 124 4,500 SH X X 3,750 750 COMPUTER NETWORK TECHNOLOGY CORP 204925101 1,401 40,750 SH X 33,500 7,250 COMPUWARE CORP 205638109 608 72,650 SH X 58,350 14,300 COMPUWARE CORP 205638109 63 7,500 SH X X 6,300 1,200 CONAGRA FOODS INC 205887102 724 36,069 SH X 34,069 2,000 CONECTIV INC 206829103 136 7,589 SH X 7,589 CONECTIV INC 206829103 64 3,550 SH X X 3,550 CONOCO INC CL B 208251405 333 12,378 SH X 12,378 CONSOLIDATED EDISON INC 209115104 459 13,439 SH X 13,439 CONSOLIDATED EDISON INC 209115104 38 1,100 SH X X 500 600 CONSTELLATION ENERGY GROUP 210371100 2,222 44,650 SH X 44,650 CONSTELLATION ENERGY GROUP 210371100 613 12,325 SH X X 7,400 4,325 600 CORNING INC 219350105 30 100 SH X 100 CORNING INC 219350105 193 650 SH X X 400 250 ALLEN DISTRIBUTION 14.85% INTEREST 2307603Y4 1,804 3 SH X 3 LTD PARTNERSHIP STEINER & STEINER GENERAL 2307706Y0 250 1 SH X 1 PARTNERSHIP BIOWORKS INC SERIES B 2307857Y7 50 20,000 SH X 20,000 CONV PFD ONE-HALF INTEREST ANTHONY & JOSEPH 2309423Y8 21 21,427 SH X X 21,427 D'ANGELO PARTNERSHIP DELAWARE GROUP TAX FREE PA FUND A 233216100 288 37,519 SH X 37,519 CLASS DELAWARE GROUP TAX FREE PA FUND A 233216100 70 9,064 SH X X 9,064 CLASS DQE INC 23329J104 580 14,440 SH X 14,015 425 DQE INC 23329J104 52 1,300 SH X X 1,300 ---------- PAGE TOTAL 11,302
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 10/03/00 PAGE 6 AS OF 09/30/00 - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - - INVESTMENT MARKET DISCRETION VOTING AUTHORITY VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C) DANAHER CORP 235851102 1,620 32,560 SH X 32,035 125 400 DANAHER CORP 235851102 55 1,100 SH X X 600 500 DATASTREAM SYSTEMS INC 238124101 179 13,900 SH X 2,100 11,800 DEERE & CO 244199105 245 7,366 SH X 7,366 DEERE & CO 244199105 7 200 SH X X 200 DELL COMPUTER CORP 247025109 942 30,565 SH X 24,065 6,500 DELL COMPUTER CORP 247025109 12 400 SH X X 400 DIGI INTERNATIONAL INC 253798102 79 10,000 SH X 10,000 DISNEY (WALT) COMPANY HOLDING CO 254687106 4,860 127,067 SH X 122,092 1,500 3,475 DISNEY (WALT) COMPANY HOLDING CO 254687106 1,178 30,800 SH X X 27,200 3,600 DOMINION RESOURCES INC VA 25746U109 808 13,909 SH X 13,909 DOMINION RESOURCES INC VA 25746U109 229 3,937 SH X X 1,211 1,999 727 DOVER CORP 260003108 521 11,100 SH X 11,100 DOVER CORP 260003108 432 9,200 SH X X 9,200 DOW CHEMICAL 260543103 1,760 70,559 SH X 69,434 1,125 DOW CHEMICAL 260543103 187 7,500 SH X X 3,000 4,500 DUPONT E I DE NEMOURS & COMPANY 263534109 3,741 91,518 SH X 85,322 2,300 3,896 DUPONT E I DE NEMOURS & COMPANY 263534109 258 6,320 SH X X 5,095 1,225 DUKE ENERGY CORP 264399106 900 10,497 SH X 10,497 DUKE ENERGY CORP 264399106 160 1,865 SH X X 1,233 632 EMC CORP MASS 268648102 9,397 94,442 SH X 91,607 135 2,700 EMC CORP MASS 268648102 590 5,925 SH X X 3,000 2,925 EASTMAN KODAK CO 277461109 148 3,609 SH X 3,459 150 EASTMAN KODAK CO 277461109 62 1,513 SH X X 1,163 300 50 EATON CORP 278058102 351 5,702 SH X 5,702 ---------- PAGE TOTAL 28,721
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 10/03/00 PAGE 7 AS OF 09/30/00 - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - - INVESTMENT MARKET DISCRETION VOTING AUTHORITY VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C) EL PASO ENERGY CORP 283905107 418 6,778 SH X 3,478 3,300 ELECTRONIC DATA SYSTEMS CORP 285661104 192 4,638 SH X 4,638 ELECTRONIC DATA SYSTEMS CORP 285661104 17 400 SH X X 400 EMERSON ELECTRIC 291011104 1,693 25,269 SH X 25,269 EMERSON ELECTRIC 291011104 64 950 SH X X 200 750 ENRON CORP 293561106 307 3,500 SH X 3,500 ENRON CORP 293561106 296 3,380 SH X X 380 3,000 EXXON MOBIL CORP 30231G102 23,371 262,281 SH X 259,443 50 2,788 EXXON MOBIL CORP 30231G102 5,654 63,451 SH X X 17,068 31,789 14,594 FPL GROUP INC 302571104 1,595 24,250 SH X 24,050 200 FPL GROUP INC 302571104 92 1,400 SH X X 1,400 FEDERAL HOME LOAN MTGE CORP 313400301 287 5,300 SH X 5,300 FANNIE MAE 313586109 4,569 63,900 SH X 61,365 85 2,450 FANNIE MAE 313586109 543 7,600 SH X X 5,500 2,100 FEDERATED PA MUNI INCOME FUND A #311 313923708 1,785 162,387 SH X 162,387 FEDERATED PA MUNI INCOME FUND A #311 313923708 125 11,391 SH X X 2,633 8,758 FEDERATED #9 US GOVT SEC (1-3 YRS) 31428M100 502 48,507 SH X 48,507 FEDERATED #47 U.S. GOVERNMENT SEC 31428P103 341 32,415 SH X 23,168 9,246 (2-5 YRS) FUND FEDEX CORP 31428X106 510 11,500 SH X 11,500 FIRST LEESPORT BANCORP 320682107 451 32,810 SH X 210 32,600 FIRST SENTINEL BANCORP INC 33640T103 95 10,000 SH X 10,000 FIRST UNION CORP N CAROLINA 337358105 4,731 146,987 SH X 145,387 700 900 FIRST UNION CORP N CAROLINA 337358105 864 26,842 SH X X 13,022 13,010 810 FIRST UNITED CORP 33741H107 164 15,267 SH X 15,267 FIRST UNITED CORP 33741H107 50 4,677 SH X X 2,627 2,050 ---------- PAGE TOTAL 48,716
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 10/03/00 PAGE 8 AS OF 09/30/00 - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - - INVESTMENT MARKET DISCRETION VOTING AUTHORITY VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C) FIRST VIRGINIA BANKS INC 337477103 256 6,000 SH X X 1,500 4,500 FLEETBOSTON FINANCIAL CORP 339030108 1,543 39,563 SH X 39,563 FLEETBOSTON FINANCIAL CORP 339030108 260 6,678 SH X X 3,326 3,352 FLORIDA PROGRESS CORP 341109106 246 4,650 SH X 4,650 FLORIDA PROGRESS CORP 341109106 90 1,700 SH X X 200 1,500 FORD MTR CO DEL 345370860 1,405 55,104 SH X 55,104 FORD MTR CO DEL 345370860 187 7,318 SH X X 1,048 5,571 699 FRANKLIN FINL SVCS CORP 353525108 250 14,688 SH X 7,688 7,000 FRANKLIN TAX FREE TR PA TAX FREE 354723801 322 32,604 SH X 32,604 INCOME FUND FULTON FINANCIAL INC 360271100 1,107 55,858 SH X 35,336 20,522 FULTON FINANCIAL INC 360271100 584 29,455 SH X X 29,455 GAP INC 364760108 1,080 53,674 SH X 48,899 1,025 3,750 GENERAL ELECTRIC CO 369604103 37,681 651,779 SH X 624,194 13,150 14,435 GENERAL ELECTRIC CO 369604103 10,617 183,645 SH X X 97,890 85,755 GENERAL MILLS INC 370334104 285 8,038 SH X 8,038 GENERAL MILLS INC 370334104 14 400 SH X X 400 GENERAL MOTORS CORP 370442105 887 13,653 SH X 13,453 200 GENERAL MOTORS CORP 370442105 129 1,986 SH X X 1,468 518 GENERAL MOTORS CORP CL H NEW 370442832 182 4,890 SH X 4,890 GENERAL MOTORS CORP CL H NEW 370442832 49 1,329 SH X X 789 540 GENESIS HEALTH VENTURES INC 371912106 2 10,500 SH X 10,500 GENRAD INC 372447102 173 15,700 SH X 4,500 11,200 GILLETTE CO 375766102 1,237 40,066 SH X 39,466 600 GILLETTE CO 375766102 252 8,170 SH X X 5,420 2,750 GLATFELTER P H CO 377316104 394 32,500 SH X 32,500 ---------- PAGE TOTAL 59,232
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 10/03/00 PAGE 9 AS OF 09/30/00 - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - - INVESTMENT MARKET DISCRETION VOTING AUTHORITY VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C) GLIMCHER REALTY TRUST 379302102 178 11,904 SH X 11,904 GOVERNMENT SECS INCOME FD 383743580 2 61,079 SH X 61,079 UNIT GNMA G GOVERNOR LIMITED DURATION 383757408 69,699 7,170,632 SH X 7,117,878 23,810 28,943 GOVERNMENT SECURITIES FUND GOVERNOR LIMITED DURATION 383757408 1,133 116,543 SH X X 19,133 95,463 1,946 GOVERNMENT SECURITIES FUND GOVERNOR PENNSYLVANIA MUNICIPAL 383757507 72,043 7,336,382 SH X 7,301,376 19,168 15,837 BOND FUND GOVERNOR PENNSYLVANIA MUNICIPAL 383757507 14,739 1,500,934 SH X X 200,305 1,292,843 7,785 BOND FUND GOVERNOR INTERMEDIATE TERM INCOME 383757606 232,750 25,107,901 SH X 24,894,704 104,432 108,763 FUND GOVERNOR INTERMEDIATE TERM INCOME 383757606 6,261 675,414 SH X X 141,673 488,429 45,311 FUND HALLIBURTON CO 406216101 2,600 53,123 SH X 51,973 700 450 HALLIBURTON CO 406216101 469 9,587 SH X X 1,500 7,900 187 HARTFORD FINANCIAL SERVICES GROUP 416515104 51 700 SH X 700 INC HARTFORD FINANCIAL SERVICES GROUP 416515104 219 3,006 SH X X 2,000 1,006 INC HEINZ H J CO 423074103 2,414 65,142 SH X 64,392 750 HEINZ H J CO 423074103 337 9,100 SH X X 1,950 7,150 HERSHEY FOODS CORP 427866108 1,399 25,843 SH X 25,843 HERSHEY FOODS CORP 427866108 858 15,850 SH X X 9,400 6,450 HEWLETT PACKARD CO 428236103 2,888 29,621 SH X 28,621 1,000 HEWLETT PACKARD CO 428236103 138 1,415 SH X X 400 1,015 HOME DEPOT INC 437076102 1,085 20,500 SH X 20,500 HOME DEPOT INC 437076102 437 8,251 SH X X 6,301 1,950 HONEYWELL INTL INC 438516106 1,574 44,192 SH X 44,092 100 HOOPER HOLMES INC 439104100 143 15,000 SH X 6,400 8,600 HUMAN GENOME SCIENCES INC 444903108 519 3,000 SH X X 3,000 HUNTINGTON BANCSHARES INC 446150104 99 6,748 SH X 6,748 HUNTINGTON BANCSHARES INC 446150104 54 3,659 SH X X 3,659 -------- PAGE TOTAL 412,089
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 10/03/00 PAGE 10 AS OF 09/30/00 - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - - INVESTMENT MARKET DISCRETION VOTING AUTHORITY VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C) HUTCHINSON TECHNOLOGY INC 448407106 672 31,900 SH X 28,600 3,300 INTEGRA LIFESCIENCES HOLDING CORP 457985208 236 21,950 SH X 18,750 3,200 INTEL CORP 458140100 13,125 315,784 SH X 309,744 5,740 300 INTEL CORP 458140100 1,247 30,005 SH X X 16,640 13,365 FEDERATED #78 INTERMEDIATE MUNI 458810108 573 56,594 SH X 56,594 FUND INTERNATIONAL BUSINESS MACHINES 459200101 7,205 63,976 SH X 60,976 1,900 1,100 CORP INTERNATIONAL BUSINESS MACHINES 459200101 3,246 28,824 SH X X 17,548 11,276 CORP INTERNATIONAL PAPER CO 460146103 747 26,031 SH X 26,031 INTERNATIONAL PAPER CO 460146103 92 3,200 SH X X 3,200 INTERNATIONAL RECTIFIER CORP 460254105 572 11,325 SH X 11,325 JLG INDUSTRIES INC 466210101 254 20,842 SH X 20,842 JOHNSON & JOHNSON 478160104 9,847 104,822 SH X 102,701 875 1,246 JOHNSON & JOHNSON 478160104 1,233 13,122 SH X X 9,547 3,575 KEYSTONE FINANCIAL INC 493482103 40,403 1,857,586 SH X 1,107,663 749,923 KEYSTONE FINANCIAL INC 493482103 7,117 327,234 SH X X 20,206 307,028 KIMBERLY CLARK CORP 494368103 768 13,767 SH X 13,019 748 KIMBERLY CLARK CORP 494368103 198 3,550 SH X X 3,550 LEGGETT & PLATT INC 524660107 316 20,000 SH X 20,000 LILLY ELI & CO 532457108 1,825 22,490 SH X 19,990 1,200 1,300 LILLY ELI & CO 532457108 142 1,750 SH X X 650 1,100 LIMITED INC 532716107 221 10,000 SH X X 10,000 LINEAR TECHNOLOGY CORP 535678106 1,127 17,400 SH X 17,400 LINEAR TECHNOLOGY CORP 535678106 142 2,200 SH X X 2,200 LOCKHEED MARTIN CORP 539830109 575 17,452 SH X 17,452 LOWE'S COMPANIES INC 548661107 184 4,100 SH X 3,900 200 ---------- PAGE TOTAL 92,067
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 10/03/00 PAGE 11 AS OF 09/30/00 - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - - INVESTMENT MARKET DISCRETION VOTING AUTHORITY VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C) LOWE'S COMPANIES INC 548661107 45 1,000 SH X X 1,000 LUCENT TECHNOLOGIES INC 549463107 7,525 246,725 SH X 237,397 8,728 600 LUCENT TECHNOLOGIES INC 549463107 820 26,882 SH X X 18,276 8,606 MFS PENNSYLVANIA MUNICIPAL BOND 55273N798 153 16,142 SH X 16,142 FUND A MAIN STREET BANCORP INC 559906102 197 23,678 SH X 23,678 MAIN STREET BANCORP INC 559906102 14 1,685 SH X X 1,685 MAY DEPARTMENT STORES CO INC 577778103 189 9,238 SH X 9,238 MAY DEPARTMENT STORES CO INC 577778103 15 750 SH X X 750 MCDONALDS CORP 580135101 2,035 67,418 SH X 66,018 1,400 MCDONALDS CORP 580135101 139 4,608 SH X X 990 3,618 MCLEODUSA INC CL A 582266102 410 28,640 SH X 28,340 300 MCLEODUSA INC CL A 582266102 29 2,000 SH X X 2,000 MEDTRONIC INC 585055106 3,583 69,159 SH X 65,659 700 2,800 MEDTRONIC INC 585055106 232 4,475 SH X X 3,600 875 MELLON FINANCIAL CORP 58551A108 51 1,100 SH X 1,100 MELLON FINANCIAL CORP 58551A108 362 7,812 SH X X 2,672 1,140 4,000 MERCANTILE BANKSHARES CORP 587405101 553 15,225 SH X 15,225 MERCERSBURG FINANCIAL CORP 58817A108 70 1,600 SH X 1,600 MERCERSBURG FINANCIAL CORP 58817A108 440 10,120 SH X X 10,120 MERCK & COMPANY INC 589331107 13,573 182,334 SH X 175,639 2,230 4,465 MERCK & COMPANY INC 589331107 2,466 33,125 SH X X 15,550 17,575 MERRILL LYNCH & CO INC 590188108 2,270 34,400 SH X 34,400 MICROSOFT CORP 594918104 8,022 133,005 SH X 132,570 360 75 MICROSOFT CORP 594918104 234 3,875 SH X X 2,100 1,775 MINNESOTA MINING & MANUFACTURING 604059105 1,504 16,500 SH X 16,300 200 CO ---------- PAGE TOTAL 44,931
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 10/03/00 PAGE 12 AS OF 09/30/00 - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - - INVESTMENT MARKET DISCRETION VOTING AUTHORITY VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C) MINNESOTA MINING & MANUFACTURING 604059105 252 2,767 SH X X 1,048 1,415 304 CO MODIS PROFESSIONAL SERVICES INC 607830106 71 13,650 SH X 3,750 9,900 MORGAN J P & CO INC 616880100 2,393 14,645 SH X 14,325 320 MORGAN J P & CO INC 616880100 65 400 SH X X 300 100 MORGAN STANLEY DEAN WITTER & CO 617446448 6,685 73,106 SH X 69,656 450 3,000 MORGAN STANLEY DEAN WITTER & CO 617446448 147 1,608 SH X X 988 620 MOTOROLA INC 620076109 4,743 160,782 SH X 151,232 4,250 5,300 MOTOROLA INC 620076109 189 6,400 SH X X 3,000 3,400 MUTUAL CONSUMER DISCOUNT CO 628247892 8 13,780 SH X 13,780 CLASS A NAVIGANT CONSULTING INC 63935N107 85 24,600 SH X 24,600 NEOSE TECHNOLOGIES INC 640522108 375 7,750 SH X 7,750 NIKE INC C/B 654106103 350 8,740 SH X 8,540 200 NORDSTROM INC 655664100 199 12,800 SH X 12,800 NORFOLK SOUTHERN CORP 655844108 160 10,962 SH X 10,962 NORFOLK SOUTHERN CORP 655844108 113 7,760 SH X X 7,131 629 NOVELLUS SYSTEMS INC 670008101 268 5,750 SH X 5,750 OMEGA FINANCIAL CORP 682092101 103 3,407 SH X 3,407 OMEGA FINANCIAL CORP 682092101 536 17,730 SH X X 12,000 5,730 ORACLE CORPORATION 68389X105 1,443 18,328 SH X 18,328 ORACLE CORPORATION 68389X105 221 2,800 SH X X 2,400 400 PECO ENERGY CO 693304107 527 8,698 SH X 8,698 PECO ENERGY CO 693304107 44 725 SH X X 78 100 547 PE CORP-PE BIOSYSTEMS GROUP 69332S102 1,011 8,675 SH X 8,675 PNC FINANCIAL SERVICES GROUP 693475105 3,251 50,019 SH X 45,648 4,371 PNC FINANCIAL SERVICES GROUP 693475105 726 11,175 SH X X 6,020 5,155 ---------- PAGE TOTAL 23,965
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 10/03/00 PAGE 13 AS OF 09/30/00 - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - - INVESTMENT MARKET DISCRETION VOTING AUTHORITY VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C) PPG INDUSTRIES INC 693506107 1,434 36,123 SH X 35,973 50 100 PPG INDUSTRIES INC 693506107 103 2,601 SH X X 1,376 1,225 PPL CORP 69351T106 5,078 121,580 SH X 121,180 400 PPL CORP 69351T106 793 18,979 SH X X 1,800 17,179 PSC INC 69361E107 32 10,700 SH X 6,200 4,500 PALL CORP 696429307 199 10,000 SH X X 10,000 PALM INC 696642107 326 6,154 SH X 6,154 PALM INC 696642107 24 444 SH X X 444 PEPSICO INC 713448108 3,782 82,227 SH X 81,627 300 300 PEPSICO INC 713448108 637 13,848 SH X X 6,948 6,900 PFIZER INC 717081103 10,184 226,717 SH X 222,992 2,500 1,225 PFIZER INC 717081103 2,823 62,836 SH X X 30,000 32,836 PHARMACIA CORP 71713U102 4,007 66,579 SH X 66,504 75 PHARMACIA CORP 71713U102 635 10,550 SH X X 8,400 2,150 PHILIP MORRIS COMPANIES INC 718154107 2,878 97,771 SH X 97,171 600 PHILIP MORRIS COMPANIES INC 718154107 383 13,000 SH X X 4,800 8,200 PHILLIPS PETROLEUM CO 718507106 793 12,640 SH X 12,640 PHILLIPS PETROLEUM CO 718507106 6 100 SH X X 100 PROSPERITY DEVELOPMENT COMPANY 7213760Y8 194 5 SH X 5 PROSPERITY DEVELOPMENT COMPANY 7213760Y8 705 19 SH X X 19 PITNEY BOWES 724479100 163 4,125 SH X 4,125 PITNEY BOWES 724479100 410 10,400 SH X X 10,400 PROCTER & GAMBLE CO 742718109 4,397 65,630 SH X 63,780 950 900 PROCTER & GAMBLE CO 742718109 584 8,717 SH X X 5,517 3,200 PUBLIC SERVICE ENTERPRISE GROUP INC 744573106 707 15,806 SH X 15,806 ---------- PAGE TOTAL 41,277
15
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 10/03/00 PAGE 14 AS OF 09/30/00 - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - - INVESTMENT MARKET DISCRETION VOTING AUTHORITY VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C) PUBLIC SERVICE ENTERPRISE GROUP INC 744573106 183 4,102 SH X X 4,102 QUAKER OATS COMPANY 747402105 82 1,036 SH X 1,036 QUAKER OATS COMPANY 747402105 142 1,800 SH X X 1,000 800 QWEST COMMUNICATIONS INTERNATIONAL 749121109 2,365 49,153 SH X 49,153 INC QWEST COMMUNICATIONS INTERNATIONAL 749121109 350 7,269 SH X X 1,900 5,369 INC RCM TECHNOLOGIES INC 749360400 67 16,700 SH X 3,000 13,700 RAYTHEON CO CL B 755111408 253 8,900 SH X 8,400 500 RITE AID CORP 767754104 101 25,200 SH X 25,200 ROHM & HAAS 775371107 499 17,171 SH X 15,471 1,700 T ROWE PRICE MARYLAND TAX FREE 77957R101 678 66,896 SH X 66,896 BOND FUND #87 T ROWE PRICE MARYLAND TAX FREE 77957R101 10 1,009 SH X X 1,009 BOND FUND #87 T ROWE PRICE SHORT TERM TAX FREE 77957R606 214 42,048 SH X 42,048 BOND FUND #90 T ROWE PRICE SHORT TERM TAX FREE 77957R606 16 3,083 SH X X 3,083 BOND FUND #90 ROWLAND LAND COMPANY, LTD 779665405 2,207 2,758 SH X 2,758 LIMITED PARTNERSHIP SBC COMMUNICATIONS INC 78387G103 6,306 126,444 SH X 123,980 2,464 SBC COMMUNICATIONS INC 78387G103 2,301 46,139 SH X X 35,379 10,760 SBS TECHNOLOGIES INC 78387P103 219 9,400 SH X 3,400 6,000 SARA LEE CORP 803111103 1,301 64,024 SH X 64,024 SARA LEE CORP 803111103 77 3,800 SH X X 3,800 SCHERING-PLOUGH CORP 806605101 1,452 31,180 SH X 28,605 75 2,500 SCHERING-PLOUGH CORP 806605101 340 7,300 SH X X 1,900 5,400 SCHLUMBERGER LTD 806857108 471 5,725 SH X 5,325 400 SCHLUMBERGER LTD 806857108 82 1,000 SH X X 800 200 SCHWAB CHARLES CORP NEW 808513105 3,382 95,348 SH X 92,823 2,225 300 SCHWAB CHARLES CORP NEW 808513105 105 2,970 SH X X 2,970 ---------- PAGE TOTAL 23,203
16
1REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 10/03/00 PAGE 15 AS OF 09/30/00 - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - - INVESTMENT MARKET DISCRETION VOTING AUTHORITY VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C) SCOTTS COMPANY CL A 810186106 268 8,000 SH X 8,000 SEARS ROEBUCK & CO 812387108 202 6,234 SH X 6,234 SEARS ROEBUCK & CO 812387108 9 263 SH X X 250 13 SELECTIVE INSURANCE GROUP 816300107 215 12,004 SH X 12,004 SELECTIVE INSURANCE GROUP 816300107 16 900 SH X X 900 SOLECTRON CORP 834182107 1,719 37,260 SH X 37,085 175 SOLECTRON CORP 834182107 71 1,540 SH X X 1,540 THE SOUTHERN CO 842587107 624 19,238 SH X 19,238 THE SOUTHERN CO 842587107 65 2,015 SH X X 2,015 SPRINT CORP 852061100 2,130 72,648 SH X 66,618 3,730 2,300 SPRINT CORP 852061100 64 2,200 SH X X 200 2,000 SPRINT CORP (PCS GRP) 852061506 1,125 32,028 SH X 29,428 1,800 800 SPRINT CORP (PCS GRP) 852061506 39 1,100 SH X X 100 1,000 STATE STREET CORP 857477103 3,694 28,390 SH X 28,390 STATE STREET CORP 857477103 2,130 16,375 SH X X 16,375 STRYKER CORP 863667101 369 8,600 SH X 8,600 STRYKER CORP 863667101 215 5,000 SH X X 2,000 3,000 SUMMIT BANCORP 866005101 338 9,842 SH X 9,842 SUMMIT BANCORP 866005101 20 569 SH X X 569 SUN MICROSYSTEMS INC 866810104 11,174 95,710 SH X 90,315 845 4,550 SUN MICROSYSTEMS INC 866810104 693 5,940 SH X X 4,600 1,340 SUSQUEHANNA BANCSHARES INC 869099101 454 29,741 SH X 19,911 9,830 SUSQUEHANNA BANCSHARES INC 869099101 81 5,317 SH X X 1,098 4,219 SYMIX SYSTEMS INC 871535100 69 12,500 SH X 12,500 SYNCOR INTERNATIONAL CORP 87157J106 773 21,000 SH X 18,500 2,500 ---------- PAGE TOTAL 26,557
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 10/03/00 PAGE 16 AS OF 09/30/00 - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - - INVESTMENT MARKET DISCRETION VOTING AUTHORITY VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C) TECO ENERGY INC 872375100 397 13,800 SH X 13,800 TECO ENERGY INC 872375100 181 6,300 SH X X 300 6,000 TRW INC 872649108 191 4,697 SH X 4,697 TRW INC 872649108 41 1,000 SH X X 1,000 TELXON CORP 879700102 188 10,750 SH X 4,250 6,500 TEXACO INC 881694103 1,135 21,617 SH X 21,177 440 TEXACO INC 881694103 242 4,600 SH X X 1,800 2,800 TEXAS INSTRUMENTS INC 882508104 3,913 82,595 SH X 79,625 2,970 TEXAS INSTRUMENTS INC 882508104 54 1,130 SH X X 480 650 TEXTRON INC 883203101 1,597 34,570 SH X 32,920 50 1,600 TEXTRON INC 883203101 95 2,050 SH X X 2,050 TIME WARNER INC 887315109 546 6,975 SH X 6,975 TIME WARNER INC 887315109 728 9,300 SH X X 8,700 600 TRICON GLOBAL RESTAURANTS INC 895953107 225 7,340 SH X 7,340 TRICON GLOBAL RESTAURANTS INC 895953107 39 1,260 SH X X 100 1,160 TYCO INTL LTD NEW 902124106 7,213 139,049 SH X 138,299 750 TYCO INTL LTD NEW 902124106 6,417 123,702 SH X X 63,358 60,344 UST INC 902911106 220 9,600 SH X 9,600 UST INC 902911106 82 3,600 SH X X 3,600 UNIFI INC 904677101 642 62,975 SH X 58,475 4,500 UNION CARBIDE CORP 905581104 325 8,604 SH X 8,604 UNION CARBIDE CORP 905581104 8 225 SH X X 225 UNION PACIFIC CORP 907818108 502 12,888 SH X 12,888 UNION PACIFIC CORP 907818108 119 3,060 SH X X 1,860 1,200 UNITED TECHNOLOGIES CORP 913017109 1,974 28,460 SH X 28,310 50 100 ---------- PAGE TOTAL 27,074
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 10/03/00 PAGE 17 AS OF 09/30/00 - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - - INVESTMENT MARKET DISCRETION VOTING AUTHORITY VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C) UNITED TECHNOLOGIES CORP 913017109 170 2,450 SH X X 1,600 850 UNITEDHEALTH GROUP INC 91324P102 545 5,515 SH X 5,515 UNITEDHEALTH GROUP INC 91324P102 49 500 SH X X 500 UNITRIN INC 913275103 274 8,640 SH X 8,640 VALLEY NATIONAL BANCORP 919794107 1,045 38,256 SH X 38,256 VAN KAMPEN PA TAX-FREE INCOME FUND 920902103 340 20,444 SH X 20,444 CL A VERIZON COMMUNICATIONS 92343V104 13,636 281,521 SH X 280,730 791 VERIZON COMMUNICATIONS 92343V104 2,583 53,330 SH X X 5,422 40,608 7,300 VIACOM INC CL A 925524100 287 4,900 SH X 4,900 VIACOM INC CL B 925524308 724 12,376 SH X 12,376 VIACOM INC CL B 925524308 38 651 SH X X 651 VODAFONE GROUP PLC NEW 92857W100 1,759 47,550 SH X 47,550 ADR SPONSORED VODAFONE GROUP PLC NEW 92857W100 407 11,010 SH X X 2,500 8,510 ADR SPONSORED WACHOVIA CORP 929771103 1,069 18,850 SH X 18,850 WAL MART STORES INC 931142103 3,364 69,905 SH X 69,705 200 WAL MART STORES INC 931142103 77 1,600 SH X X 1,600 WALGREEN CO 931422109 3,397 89,535 SH X 88,285 750 500 WALGREEN CO 931422109 326 8,600 SH X X 2,800 5,800 WEIS MARKETS INC 948849104 197 4,968 SH X 4,968 WEIS MARKETS INC 948849104 60 1,518 SH X X 1,518 WELLS FARGO COMPANY 949746101 1,456 31,690 SH X 28,465 125 3,100 WELLS FARGO COMPANY 949746101 78 1,700 SH X X 1,700 WENDY'S INTERNATIONAL INC 950590109 687 34,222 SH X 34,222 WHOLE FOODS MARKET INC 966837106 462 8,596 SH X 8,446 100 50 WHOLE FOODS MARKET INC 966837106 54 1,000 SH X X 1,000 ---------- PAGE TOTAL 33,084
REPORT PTR289 5H KEYSTONE FINANCIAL BANK, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 10/03/00 PAGE 18 AS OF 09/30/00 - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - - INVESTMENT MARKET DISCRETION VOTING AUTHORITY VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C) WILLIAMS COMPANIES INC 969457100 2,386 56,478 SH X 51,078 675 4,725 WILLIAMS COMPANIES INC 969457100 144 3,400 SH X X 3,400 WORLDCOM INC GA NEW 98157D106 3,439 113,205 SH X 113,080 125 WORLDCOM INC GA NEW 98157D106 283 9,328 SH X X 1,050 8,278 XCEL ENERGY INC 98389B100 750 27,247 SH X 27,247 XCEL ENERGY INC 98389B100 43 1,550 SH X X 1,550 XEROX CORP 984121103 342 22,830 SH X 22,830 XEROX CORP 984121103 54 3,600 SH X X 3,600 ---------- PAGE TOTAL 7,441 FINAL TOTALS 993,807
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