Exhibit 99.1


CERTIFICATION PURSUANT TO
18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


In connection with the Quarterly Report of United Security Bancshares, Inc.
("Bancshares") on Form 10-Q for the quarter ended March 31, 2003 as filed
with the Securities and Exchange Commission on the date hereof (the
"Report"), I, R. Terry Phillips, President and Chief Executive Officer of
Bancshares, certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant
to Section 906 of the Sarbanes-Oxley Act of 2002, that:

(1)	The Report fully complies with the requirements of Section 13(a) or
15(d) of the Securities Exchange Act of 1934; and

(2)	The information contained in the Report fairly presents, in all
material respects, the financial condition and results of operations of
Bancshares.


/s/ R. Terry Phillips
R. Terry Phillips
	President and Chief Executive Officer
	May 14, 2003
00802336.1/1177-6