The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete. | |||||||||||||||||
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F INFORMATION TABLE |
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COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 | |||||
VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY | ||||||
NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | (to the nearest dollar) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
ABBOTT LABS | COMMON STOCK | 002824100 | 2,187,159 | 20,062 | SH | DFND | 2 | 20,062 | 0 | 0 | ||
ABBVIE INC | COMMON STOCK | 00287Y109 | 660,042 | 4,899 | SH | DFND | 2 | 4,899 | 0 | 0 | ||
ACTIVISION BLIZZARD INC | COMMON STOCK | 00507V109 | 1,491,941 | 17,698 | SH | DFND | 2 | 17,698 | 0 | 0 | ||
ADOBE INC | COMMON STOCK | 00724F101 | 3,397,503 | 6,948 | SH | DFND | 2 | 6,948 | 0 | 0 | ||
AIR PRODUCTS & CHEMICALS INC | COMMON STOCK | 009158106 | 77,578 | 259 | SH | DFND | 2 | 259 | 0 | 0 | ||
ALPHABET INC CL A | COMMON STOCK | 02079K305 | 6,517,785 | 54,451 | SH | DFND | 2 | 54,451 | 0 | 0 | ||
ALPHABET INC CL C | COMMON STOCK | 02079K107 | 1,722,129 | 14,236 | SH | DFND | 2 | 14,236 | 0 | 0 | ||
ALTRIA GROUP INC | COMMON STOCK | 02209S103 | 257,349 | 5,681 | SH | DFND | 2 | 5,681 | 0 | 0 | ||
AMAZON.COM INC | COMMON STOCK | 023135106 | 4,835,313 | 37,092 | SH | DFND | 2 | 37,092 | 0 | 0 | ||
AMERICAN ELEC PWR INC | COMMON STOCK | 025537101 | 72,833 | 865 | SH | DFND | 2 | 865 | 0 | 0 | ||
AMERICAN EXPRESS CO | COMMON STOCK | 025816109 | 294,050 | 1,688 | SH | DFND | 2 | 1,688 | 0 | 0 | ||
AMERICAN INTERNATIONAL GROUP | COMMON STOCK | 026874784 | 17,262 | 300 | SH | DFND | 2 | 300 | 0 | 0 | ||
AMERICAN WATER WORKS CO INC | COMMON STOCK | 030420103 | 834,659 | 5,847 | SH | DFND | 2 | 5,847 | 0 | 0 | ||
AMGEN INC | COMMON STOCK | 031162100 | 1,039,054 | 4,680 | SH | DFND | 2 | 4,680 | 0 | 0 | ||
AMPHENOL CORP CL A | COMMON STOCK | 032095101 | 1,560,956 | 18,375 | SH | DFND | 2 | 18,375 | 0 | 0 | ||
ANALOG DEVICES INC | COMMON STOCK | 032654105 | 11,689 | 60 | SH | DFND | 2 | 60 | 0 | 0 | ||
APPLE INC | COMMON STOCK | 037833100 | 12,037,196 | 62,057 | SH | DFND | 2 | 62,057 | 0 | 0 | ||
APPLIED MATERIALS INC | COMMON STOCK | 038222105 | 332,442 | 2,300 | SH | DFND | 2 | 2,300 | 0 | 0 | ||
ARCHER DANIELS MIDLAND CO | COMMON STOCK | 039483102 | 15,112 | 200 | SH | DFND | 2 | 200 | 0 | 0 | ||
ASHLAND INC | COMMON STOCK | 044186104 | 14,340 | 165 | SH | DFND | 2 | 165 | 0 | 0 | ||
AT&T INC | COMMON STOCK | 00206R102 | 609,178 | 38,193 | SH | DFND | 2 | 38,193 | 0 | 0 | ||
AUTODESK INC | COMMON STOCK | 052769106 | 16,369 | 80 | SH | DFND | 2 | 80 | 0 | 0 | ||
AUTOMATIC DATA PROCESSING INC | COMMON STOCK | 053015103 | 621,566 | 2,828 | SH | DFND | 2 | 2,828 | 0 | 0 | ||
BANK OF AMERICA CORP | COMMON STOCK | 060505104 | 1,803,425 | 62,859 | SH | DFND | 2 | 62,859 | 0 | 0 | ||
BANK OF NEW YORK MELLON CORP | COMMON STOCK | 064058100 | 49,506 | 1,112 | SH | DFND | 2 | 1,112 | 0 | 0 | ||
BAXTER INTL INC | COMMON STOCK | 071813109 | 12,757 | 280 | SH | DFND | 2 | 280 | 0 | 0 | ||
BECTON DICKINSON | COMMON STOCK | 075887109 | 50,162 | 190 | SH | DFND | 2 | 190 | 0 | 0 | ||
BERKSHIRE HATHAWAY INC-CL B | COMMON STOCK | 084670702 | 3,164,821 | 9,281 | SH | DFND | 2 | 9,281 | 0 | 0 | ||
BEST BUY CO INC | COMMON STOCK | 086516101 | 3,688 | 45 | SH | DFND | 2 | 45 | 0 | 0 | ||
BLACKROCK INC CL A | COMMON STOCK | 09247X101 | 2,392,727 | 3,462 | SH | DFND | 2 | 3,462 | 0 | 0 | ||
BLACKSTONE INC | COMMON STOCK | 09260D107 | 51,877 | 558 | SH | DFND | 2 | 558 | 0 | 0 | ||
BOEING CO | COMMON STOCK | 097023105 | 33,786 | 160 | SH | DFND | 2 | 160 | 0 | 0 | ||
BOOKING HOLDINGS INC | COMMON STOCK | 09857L108 | 83,710 | 31 | SH | DFND | 2 | 31 | 0 | 0 | ||
BRISTOL MYERS SQUIBB CO | COMMON STOCK | 110122108 | 2,247,970 | 35,152 | SH | DFND | 2 | 35,152 | 0 | 0 | ||
BROADCOM INC | COMMON STOCK | 11135F101 | 125,777 | 145 | SH | DFND | 2 | 145 | 0 | 0 | ||
CAPITAL ONE FINANCIAL CORP | COMMON STOCK | 14040H105 | 38,826 | 355 | SH | DFND | 2 | 355 | 0 | 0 | ||
CARDINAL HEALTH INC | COMMON STOCK | 14149Y108 | 9,457 | 100 | SH | DFND | 2 | 100 | 0 | 0 | ||
CARRIER GLOBAL CORP | COMMON STOCK | 14448C104 | 44,838 | 902 | SH | DFND | 2 | 902 | 0 | 0 | ||
CATERPILLAR INC | COMMON STOCK | 149123101 | 2,014,657 | 8,188 | SH | DFND | 2 | 8,188 | 0 | 0 | ||
CHARLES SCHWAB CORP | COMMON STOCK | 808513105 | 35,425 | 625 | SH | DFND | 2 | 625 | 0 | 0 | ||
CHARTER COMMUNICATIONS INC CL | COMMON STOCK | 16119P108 | 1,102 | 3 | SH | DFND | 2 | 3 | 0 | 0 | ||
CHEVRON CORPORATION | COMMON STOCK | 166764100 | 1,072,812 | 6,818 | SH | DFND | 2 | 6,818 | 0 | 0 | ||
CISCO SYSTEMS INC | COMMON STOCK | 17275R102 | 3,061,611 | 59,173 | SH | DFND | 2 | 59,173 | 0 | 0 | ||
CITIGROUP INC | COMMON STOCK | 172967424 | 6,906 | 150 | SH | DFND | 2 | 150 | 0 | 0 | ||
CLOROX COMPANY | COMMON STOCK | 189054109 | 79,043 | 497 | SH | DFND | 2 | 497 | 0 | 0 | ||
CME GROUP INC | COMMON STOCK | 12572Q105 | 41,690 | 225 | SH | DFND | 2 | 225 | 0 | 0 | ||
CMS ENERGY CORP | COMMON STOCK | 125896100 | 7,109 | 121 | SH | DFND | 2 | 121 | 0 | 0 | ||
COCA COLA CO | COMMON STOCK | 191216100 | 1,587,158 | 26,356 | SH | DFND | 2 | 26,356 | 0 | 0 | ||
COLGATE PALMOLIVE CO | COMMON STOCK | 194162103 | 204,772 | 2,658 | SH | DFND | 2 | 2,658 | 0 | 0 | ||
COMCAST CORP-CL A | COMMON STOCK | 20030N101 | 122,573 | 2,950 | SH | DFND | 2 | 2,950 | 0 | 0 | ||
CONOCOPHILLIPS | COMMON STOCK | 20825C104 | 1,412,101 | 13,629 | SH | DFND | 2 | 13,629 | 0 | 0 | ||
CONSOLIDATED EDISON INC | COMMON STOCK | 209115104 | 93,926 | 1,039 | SH | DFND | 2 | 1,039 | 0 | 0 | ||
CONSTELLATION BRANDS INC | COMMON STOCK | 21036P108 | 431,958 | 1,755 | SH | DFND | 2 | 1,755 | 0 | 0 | ||
CONSTELLATION ENERGY CORP | COMMON STOCK | 21037T109 | 3,021 | 33 | SH | DFND | 2 | 33 | 0 | 0 | ||
COSTCO WHOLESALE CORP | COMMON STOCK | 22160K105 | 2,516,388 | 4,674 | SH | DFND | 2 | 4,674 | 0 | 0 | ||
CSX CORP | COMMON STOCK | 126408103 | 8,593 | 252 | SH | DFND | 2 | 252 | 0 | 0 | ||
CUMMINS INC | COMMON STOCK | 231021106 | 1,429,528 | 5,831 | SH | DFND | 2 | 5,831 | 0 | 0 | ||
CVS HEALTH CORP | COMMON STOCK | 126650100 | 19,495 | 282 | SH | DFND | 2 | 282 | 0 | 0 | ||
DANAHER CORP | COMMON STOCK | 235851102 | 1,704,480 | 7,102 | SH | DFND | 2 | 7,102 | 0 | 0 | ||
DEERE & CO | COMMON STOCK | 244199105 | 206,242 | 509 | SH | DFND | 2 | 509 | 0 | 0 | ||
DEVON ENERGY CORPORATION | COMMON STOCK | 25179M103 | 4,834 | 100 | SH | DFND | 2 | 100 | 0 | 0 | ||
DISNEY WALT CO NEW | COMMON STOCK | 254687106 | 2,137,274 | 23,939 | SH | DFND | 2 | 23,939 | 0 | 0 | ||
DOLLAR GENERAL CORP | COMMON STOCK | 256677105 | 20,713 | 122 | SH | DFND | 2 | 122 | 0 | 0 | ||
DOLLAR TREE INC | COMMON STOCK | 256746108 | 2,050,759 | 14,291 | SH | DFND | 2 | 14,291 | 0 | 0 | ||
DOMINION ENERGY INC | COMMON STOCK | 25746U109 | 687,875 | 13,282 | SH | DFND | 2 | 13,282 | 0 | 0 | ||
DOW INC | COMMON STOCK | 260557103 | 47,561 | 893 | SH | DFND | 2 | 893 | 0 | 0 | ||
DUKE ENERGY CORP | COMMON STOCK | 26441C204 | 90,278 | 1,006 | SH | DFND | 2 | 1,006 | 0 | 0 | ||
DUPONT DE NEMOURS INC | COMMON STOCK | 26614N102 | 63,010 | 882 | SH | DFND | 2 | 882 | 0 | 0 | ||
EASTMAN CHEMICAL CO | COMMON STOCK | 277432100 | 700,653 | 8,369 | SH | DFND | 2 | 8,369 | 0 | 0 | ||
EBAY INC | COMMON STOCK | 278642103 | 17,876 | 400 | SH | DFND | 2 | 400 | 0 | 0 | ||
ECOLAB INC | COMMON STOCK | 278865100 | 398,396 | 2,134 | SH | DFND | 2 | 2,134 | 0 | 0 | ||
EDISON INTERNATIONAL | COMMON STOCK | 281020107 | 24,308 | 350 | SH | DFND | 2 | 350 | 0 | 0 | ||
ELECTRONIC ARTS INC | COMMON STOCK | 285512109 | 2,075 | 16 | SH | DFND | 2 | 16 | 0 | 0 | ||
EMERSON ELEC CO | COMMON STOCK | 291011104 | 122,930 | 1,360 | SH | DFND | 2 | 1,360 | 0 | 0 | ||
EOG RES INC | COMMON STOCK | 26875P101 | 21,171 | 185 | SH | DFND | 2 | 185 | 0 | 0 | ||
ESSENTIAL UTILITIES INC | COMMON STOCK | 29670G102 | 43,183 | 1,082 | SH | DFND | 2 | 1,082 | 0 | 0 | ||
EXELON CORP | COMMON STOCK | 30161N101 | 4,074 | 100 | SH | DFND | 2 | 100 | 0 | 0 | ||
EXXON MOBIL CORP | COMMON STOCK | 30231G102 | 2,720,718 | 25,368 | SH | DFND | 2 | 25,368 | 0 | 0 | ||
FACTSET RESEARCH SYSTEM INC | COMMON STOCK | 303075105 | 24,039 | 60 | SH | DFND | 2 | 60 | 0 | 0 | ||
FEDEX CORPORATION | COMMON STOCK | 31428X106 | 178,488 | 720 | SH | DFND | 2 | 720 | 0 | 0 | ||
FIRSTENERGY CORP | COMMON STOCK | 337932107 | 31,143 | 801 | SH | DFND | 2 | 801 | 0 | 0 | ||
FISERV INC | COMMON STOCK | 337738108 | 299,606 | 2,375 | SH | DFND | 2 | 2,375 | 0 | 0 | ||
FORD MOTOR CO DEL | COMMON STOCK | 345370860 | 158,865 | 10,500 | SH | DFND | 2 | 10,500 | 0 | 0 | ||
FORTIVE CORP | COMMON STOCK | 34959J108 | 14,730 | 197 | SH | DFND | 2 | 197 | 0 | 0 | ||
GE HEALTHCARE TECHNOLOGIES INC | COMMON STOCK | 36266G107 | 62,474 | 769 | SH | DFND | 2 | 769 | 0 | 0 | ||
GENERAL DYNAMICS CORP | COMMON STOCK | 369550108 | 1,519,604 | 7,063 | SH | DFND | 2 | 7,063 | 0 | 0 | ||
GENERAL ELECTRIC CO | COMMON STOCK | 369604301 | 257,269 | 2,342 | SH | DFND | 2 | 2,342 | 0 | 0 | ||
GENERAL MLS INC | COMMON STOCK | 370334104 | 216,294 | 2,820 | SH | DFND | 2 | 2,820 | 0 | 0 | ||
GENUINE PARTS CO | COMMON STOCK | 372460105 | 35,538 | 210 | SH | DFND | 2 | 210 | 0 | 0 | ||
GILEAD SCIENCES INC | COMMON STOCK | 375558103 | 96,260 | 1,249 | SH | DFND | 2 | 1,249 | 0 | 0 | ||
GOLDMAN SACHS GROUP INC | COMMON STOCK | 38141G104 | 132,241 | 410 | SH | DFND | 2 | 410 | 0 | 0 | ||
GRAINGER W W INC | COMMON STOCK | 384802104 | 59,144 | 75 | SH | DFND | 2 | 75 | 0 | 0 | ||
GREENLANE HOLDINGS INC CL A | COMMON STOCK | 395330301 | 11 | 11 | SH | DFND | 2 | 11 | 0 | 0 | ||
HARLEY DAVIDSON INC | COMMON STOCK | 412822108 | 7,042 | 200 | SH | DFND | 2 | 200 | 0 | 0 | ||
HAWAIIAN ELECTRIC INDUSTRIES I | COMMON STOCK | 419870100 | 27,005 | 746 | SH | DFND | 2 | 746 | 0 | 0 | ||
HOME DEPOT INC | COMMON STOCK | 437076102 | 3,643,497 | 11,729 | SH | DFND | 2 | 11,729 | 0 | 0 | ||
HONEYWELL INTERNATIONAL INC | COMMON STOCK | 438516106 | 2,564,078 | 12,357 | SH | DFND | 2 | 12,357 | 0 | 0 | ||
IDACORP INC | COMMON STOCK | 451107106 | 23,803 | 232 | SH | DFND | 2 | 232 | 0 | 0 | ||
ILLINOIS TOOL WKS INC | COMMON STOCK | 452308109 | 110,070 | 440 | SH | DFND | 2 | 440 | 0 | 0 | ||
INGERSOLL-RAND INC | COMMON STOCK | 45687V106 | 654 | 10 | SH | DFND | 2 | 10 | 0 | 0 | ||
INTEL CORP | COMMON STOCK | 458140100 | 347,709 | 10,398 | SH | DFND | 2 | 10,398 | 0 | 0 | ||
INTERCONTINENTAL EXCHANGE GROU | COMMON STOCK | 45866F104 | 2,406,116 | 21,278 | SH | DFND | 2 | 21,278 | 0 | 0 | ||
INTERNATIONAL FLAVORS & FRAGRA | COMMON STOCK | 459506101 | 63,035 | 792 | SH | DFND | 2 | 792 | 0 | 0 | ||
INTL. BUSINESS MACHINES CORP | COMMON STOCK | 459200101 | 232,294 | 1,736 | SH | DFND | 2 | 1,736 | 0 | 0 | ||
JACK HENRY & ASSOC INC | COMMON STOCK | 426281101 | 20,080 | 120 | SH | DFND | 2 | 120 | 0 | 0 | ||
JACOBS SOLUTIONS INC | COMMON STOCK | 46982L108 | 71,928 | 605 | SH | DFND | 2 | 605 | 0 | 0 | ||
JOHNSON & JOHNSON | COMMON STOCK | 478160104 | 3,399,450 | 20,538 | SH | DFND | 2 | 20,538 | 0 | 0 | ||
JP MORGAN CHASE & CO | COMMON STOCK | 46625H100 | 3,438,202 | 23,640 | SH | DFND | 2 | 23,640 | 0 | 0 | ||
KELLOGG CO | COMMON STOCK | 487836108 | 6,740 | 100 | SH | DFND | 2 | 100 | 0 | 0 | ||
KEYCORP | COMMON STOCK | 493267108 | 7,503 | 812 | SH | DFND | 2 | 812 | 0 | 0 | ||
KIMBERLY CLARK CORP | COMMON STOCK | 494368103 | 30,511 | 221 | SH | DFND | 2 | 221 | 0 | 0 | ||
KKR & CO INC CL A | COMMON STOCK | 48251W104 | 93,520 | 1,670 | SH | DFND | 2 | 1,670 | 0 | 0 | ||
KNIFE RIVER CORP | COMMON STOCK | 498894104 | 6,525 | 150 | SH | DFND | 2 | 150 | 0 | 0 | ||
KRAFT HEINZ CO | COMMON STOCK | 500754106 | 2,663 | 75 | SH | DFND | 2 | 75 | 0 | 0 | ||
LABORATORY CORP OF AMERICA HOL | COMMON STOCK | 50540R409 | 26,546 | 110 | SH | DFND | 2 | 110 | 0 | 0 | ||
LILLY ELI & CO | COMMON STOCK | 532457108 | 508,374 | 1,084 | SH | DFND | 2 | 1,084 | 0 | 0 | ||
LOCKHEED MARTIN CORP | COMMON STOCK | 539830109 | 192,439 | 418 | SH | DFND | 2 | 418 | 0 | 0 | ||
LOWES COS INC | COMMON STOCK | 548661107 | 1,222,617 | 5,417 | SH | DFND | 2 | 5,417 | 0 | 0 | ||
MANITOWOC CO INC | COMMON STOCK | 563571405 | 3,766 | 200 | SH | DFND | 2 | 200 | 0 | 0 | ||
MARRIOTT INTERNATIONAL INC | COMMON STOCK | 571903202 | 12,858 | 70 | SH | DFND | 2 | 70 | 0 | 0 | ||
MASCO CORP | COMMON STOCK | 574599106 | 1,340,913 | 23,369 | SH | DFND | 2 | 23,369 | 0 | 0 | ||
MASTERCARD INC CL A | COMMON STOCK | 57636Q104 | 1,526,004 | 3,880 | SH | DFND | 2 | 3,880 | 0 | 0 | ||
MCCORMICK & CO INC | COMMON STOCK | 579780206 | 98,657 | 1,131 | SH | DFND | 2 | 1,131 | 0 | 0 | ||
MCDONALDS CORP | COMMON STOCK | 580135101 | 2,316,855 | 7,764 | SH | DFND | 2 | 7,764 | 0 | 0 | ||
MDU RESOURCES GROUP INC | COMMON STOCK | 552690109 | 12,564 | 600 | SH | DFND | 2 | 600 | 0 | 0 | ||
MERCK & CO INC | COMMON STOCK | 58933Y105 | 598,066 | 5,183 | SH | DFND | 2 | 5,183 | 0 | 0 | ||
META PLATFORMS INC CL A | COMMON STOCK | 30303M102 | 1,128,979 | 3,934 | SH | DFND | 2 | 3,934 | 0 | 0 | ||
METLIFE INC | COMMON STOCK | 59156R108 | 29,735 | 526 | SH | DFND | 2 | 526 | 0 | 0 | ||
MICROSOFT CORP | COMMON STOCK | 594918104 | 10,310,189 | 30,276 | SH | DFND | 2 | 30,276 | 0 | 0 | ||
MODERNA INC | COMMON STOCK | 60770K107 | 6,075 | 50 | SH | DFND | 2 | 50 | 0 | 0 | ||
MONDELEZ INTERNATIONAL INC | COMMON STOCK | 609207105 | 12,619 | 173 | SH | DFND | 2 | 173 | 0 | 0 | ||
MONSTER BEVERAGE CORP | COMMON STOCK | 61174X109 | 54,568 | 950 | SH | DFND | 2 | 950 | 0 | 0 | ||
MORGAN STANLEY | COMMON STOCK | 617446448 | 609,841 | 7,141 | SH | DFND | 2 | 7,141 | 0 | 0 | ||
NBT BANCORP INC COM | COMMON STOCK | 628778102 | 11,625 | 365 | SH | DFND | 2 | 365 | 0 | 0 | ||
NETFLIX INC | COMMON STOCK | 64110L106 | 1,509,119 | 3,426 | SH | DFND | 2 | 3,426 | 0 | 0 | ||
NEXTERA ENERGY INC | COMMON STOCK | 65339F101 | 576,757 | 7,773 | SH | DFND | 2 | 7,773 | 0 | 0 | ||
NIKE INC-CLASS B | COMMON STOCK | 654106103 | 205,399 | 1,861 | SH | DFND | 2 | 1,861 | 0 | 0 | ||
NORFOLK SOUTHERN CORP | COMMON STOCK | 655844108 | 60,091 | 265 | SH | DFND | 2 | 265 | 0 | 0 | ||
NORTHROP GRUMMAN CORPORATION | COMMON STOCK | 666807102 | 37,376 | 82 | SH | DFND | 2 | 82 | 0 | 0 | ||
NOVAVAX INC | COMMON STOCK | 670002401 | 743 | 100 | SH | DFND | 2 | 100 | 0 | 0 | ||
NUCOR CORP | COMMON STOCK | 670346105 | 5,739 | 35 | SH | DFND | 2 | 35 | 0 | 0 | ||
NVIDIA CORP | COMMON STOCK | 67066G104 | 4,536,466 | 10,724 | SH | DFND | 2 | 10,724 | 0 | 0 | ||
OCCIDENTAL PETE CORP | COMMON STOCK | 674599105 | 2,940 | 50 | SH | DFND | 2 | 50 | 0 | 0 | ||
ORACLE CORPORATION | COMMON STOCK | 68389X105 | 4,375,009 | 36,737 | SH | DFND | 2 | 36,737 | 0 | 0 | ||
OTIS WORLDWIDE CORP | COMMON STOCK | 68902V107 | 5,519 | 62 | SH | DFND | 2 | 62 | 0 | 0 | ||
PACKAGING CORP OF AMERICA | COMMON STOCK | 695156109 | 11,234 | 85 | SH | DFND | 2 | 85 | 0 | 0 | ||
PARKER HANNIFIN CORP | COMMON STOCK | 701094104 | 3,120 | 8 | SH | DFND | 2 | 8 | 0 | 0 | ||
PAYCHEX INC | COMMON STOCK | 704326107 | 1,442,676 | 12,896 | SH | DFND | 2 | 12,896 | 0 | 0 | ||
PAYPAL HOLDINGS INC | COMMON STOCK | 70450Y103 | 406,519 | 6,092 | SH | DFND | 2 | 6,092 | 0 | 0 | ||
PENN ENTERTAINMENT INC | COMMON STOCK | 707569109 | 36,886 | 1,535 | SH | DFND | 2 | 1,535 | 0 | 0 | ||
PEPSICO INC | COMMON STOCK | 713448108 | 1,502,690 | 8,113 | SH | DFND | 2 | 8,113 | 0 | 0 | ||
PFIZER INC | COMMON STOCK | 717081103 | 1,782,831 | 48,605 | SH | DFND | 2 | 48,605 | 0 | 0 | ||
PHILIP MORRIS INTERNATIONAL | COMMON STOCK | 718172109 | 431,578 | 4,421 | SH | DFND | 2 | 4,421 | 0 | 0 | ||
PHILLIPS 66 | COMMON STOCK | 718546104 | 13,639 | 143 | SH | DFND | 2 | 143 | 0 | 0 | ||
PLUG POWER INC | COMMON STOCK | 72919P202 | 4,156 | 400 | SH | DFND | 2 | 400 | 0 | 0 | ||
PROCTER & GAMBLE CO | COMMON STOCK | 742718109 | 2,575,635 | 16,974 | SH | DFND | 2 | 16,974 | 0 | 0 | ||
PRUDENTIAL FINL INC | COMMON STOCK | 744320102 | 30,877 | 350 | SH | DFND | 2 | 350 | 0 | 0 | ||
QUALCOMM INC | COMMON STOCK | 747525103 | 1,978,088 | 16,617 | SH | DFND | 2 | 16,617 | 0 | 0 | ||
RAYTHEON TECHNOLOGIES CORP | COMMON STOCK | 75513E101 | 188,279 | 1,922 | SH | DFND | 2 | 1,922 | 0 | 0 | ||
ROKU INC | COMMON STOCK | 77543R102 | 6,396 | 100 | SH | DFND | 2 | 100 | 0 | 0 | ||
ROPER TECHNOLOGIES INC | COMMON STOCK | 776696106 | 50,484 | 105 | SH | DFND | 2 | 105 | 0 | 0 | ||
ROSS STORES INC | COMMON STOCK | 778296103 | 27,920 | 249 | SH | DFND | 2 | 249 | 0 | 0 | ||
S&P GLOBAL INC | COMMON STOCK | 78409V104 | 44,098 | 110 | SH | DFND | 2 | 110 | 0 | 0 | ||
SALESFORCE INC | COMMON STOCK | 79466L302 | 2,980,456 | 14,108 | SH | DFND | 2 | 14,108 | 0 | 0 | ||
SERVICENOW INC | COMMON STOCK | 81762P102 | 3,372 | 6 | SH | DFND | 2 | 6 | 0 | 0 | ||
SHERWIN WILLIAMS CO | COMMON STOCK | 824348106 | 157,719 | 594 | SH | DFND | 2 | 594 | 0 | 0 | ||
SIMON PROPERTY GROUP INC REIT | COMMON STOCK | 828806109 | 5,774 | 50 | SH | DFND | 2 | 50 | 0 | 0 | ||
SIRIUS XM HOLDINGS INC | COMMON STOCK | 82968B103 | 4,530 | 1,000 | SH | DFND | 2 | 1,000 | 0 | 0 | ||
SMITH A O CORPORATION | COMMON STOCK | 831865209 | 28,384 | 390 | SH | DFND | 2 | 390 | 0 | 0 | ||
SOUTHERN COMPANY | COMMON STOCK | 842587107 | 27,398 | 390 | SH | DFND | 2 | 390 | 0 | 0 | ||
SOUTHWEST AIRLINES CO | COMMON STOCK | 844741108 | 18,105 | 500 | SH | DFND | 2 | 500 | 0 | 0 | ||
STARBUCKS CORP | COMMON STOCK | 855244109 | 1,572,280 | 15,872 | SH | DFND | 2 | 15,872 | 0 | 0 | ||
STRYKER CORPORATION | COMMON STOCK | 863667101 | 2,625,299 | 8,605 | SH | DFND | 2 | 8,605 | 0 | 0 | ||
SYSCO CORP | COMMON STOCK | 871829107 | 902,495 | 12,163 | SH | DFND | 2 | 12,163 | 0 | 0 | ||
T ROWE PRICE GROUP INC | COMMON STOCK | 74144T108 | 173,631 | 1,550 | SH | DFND | 2 | 1,550 | 0 | 0 | ||
T-MOBILE US INC | COMMON STOCK | 872590104 | 2,222 | 16 | SH | DFND | 2 | 16 | 0 | 0 | ||
TARGET CORP | COMMON STOCK | 87612E106 | 19,257 | 146 | SH | DFND | 2 | 146 | 0 | 0 | ||
TESLA INC | COMMON STOCK | 88160R101 | 132,979 | 508 | SH | DFND | 2 | 508 | 0 | 0 | ||
TEXAS INSTRUMENTS INC | COMMON STOCK | 882508104 | 806,670 | 4,481 | SH | DFND | 2 | 4,481 | 0 | 0 | ||
THERMO FISHER SCIENTIFIC INC | COMMON STOCK | 883556102 | 2,559,184 | 4,905 | SH | DFND | 2 | 4,905 | 0 | 0 | ||
TJX COS INC | COMMON STOCK | 872540109 | 2,016,476 | 23,782 | SH | DFND | 2 | 23,782 | 0 | 0 | ||
TOMPKINS FINANCIAL CORPORATION | COMMON STOCK | 890110109 | 13,368 | 240 | SH | DFND | 2 | 240 | 0 | 0 | ||
TRAVELERS COMPANIES INC | COMMON STOCK | 89417E109 | 1,528,555 | 8,802 | SH | DFND | 2 | 8,802 | 0 | 0 | ||
TRUIST FINANCIAL CORP | COMMON STOCK | 89832Q109 | 41,731 | 1,375 | SH | DFND | 2 | 1,375 | 0 | 0 | ||
TRUSTCO BANK CORP NY | COMMON STOCK | 898349204 | 1,230 | 43 | SH | DFND | 2 | 43 | 0 | 0 | ||
UBER TECHNOLOGIES INC | COMMON STOCK | 90353T100 | 4,835 | 112 | SH | DFND | 2 | 112 | 0 | 0 | ||
UNION PAC CORP | COMMON STOCK | 907818108 | 1,834,214 | 8,964 | SH | DFND | 2 | 8,964 | 0 | 0 | ||
UNITED PARCEL SERVICE CL B | COMMON STOCK | 911312106 | 152,363 | 850 | SH | DFND | 2 | 850 | 0 | 0 | ||
UNITEDHEALTH GROUP INC | COMMON STOCK | 91324P102 | 2,541,624 | 5,288 | SH | DFND | 2 | 5,288 | 0 | 0 | ||
US BANCORP NEW | COMMON STOCK | 902973304 | 736,230 | 22,283 | SH | DFND | 2 | 22,283 | 0 | 0 | ||
VERIZON COMMUNICATIONS | COMMON STOCK | 92343V104 | 326,082 | 8,768 | SH | DFND | 2 | 8,768 | 0 | 0 | ||
VERTEX PHARMACEUTICALS INC | COMMON STOCK | 92532F100 | 7,038 | 20 | SH | DFND | 2 | 20 | 0 | 0 | ||
VIATRIS INC | COMMON STOCK | 92556V106 | 240 | 24 | SH | DFND | 2 | 24 | 0 | 0 | ||
VIRGIN GALACTIC HOLDINGS INC | COMMON STOCK | 92766K106 | 4,101 | 1,057 | SH | DFND | 2 | 1,057 | 0 | 0 | ||
VISA INC CL A | COMMON STOCK | 92826C839 | 3,187,932 | 13,424 | SH | DFND | 2 | 13,424 | 0 | 0 | ||
VULCAN MATERIALS CO | COMMON STOCK | 929160109 | 190,497 | 845 | SH | DFND | 2 | 845 | 0 | 0 | ||
WABTEC CORP | COMMON STOCK | 929740108 | 16,451 | 150 | SH | DFND | 2 | 150 | 0 | 0 | ||
WALMART INC | COMMON STOCK | 931142103 | 1,552,624 | 9,878 | SH | DFND | 2 | 9,878 | 0 | 0 | ||
WARNER BROS DISCOVERY INC CL A | COMMON STOCK | 934423104 | 138 | 11 | SH | DFND | 2 | 11 | 0 | 0 | ||
WASTE MANAGEMENT INC | COMMON STOCK | 94106L109 | 42,314 | 244 | SH | DFND | 2 | 244 | 0 | 0 | ||
WEC ENERGY GROUP INC | COMMON STOCK | 92939U106 | 25,148 | 285 | SH | DFND | 2 | 285 | 0 | 0 | ||
WELLS FARGO & CO | COMMON STOCK | 949746101 | 219,247 | 5,137 | SH | DFND | 2 | 5,137 | 0 | 0 | ||
WENDY'S CO | COMMON STOCK | 95058W100 | 14,573 | 670 | SH | DFND | 2 | 670 | 0 | 0 | ||
WILLIAMS COS INC | COMMON STOCK | 969457100 | 1,527,867 | 46,824 | SH | DFND | 2 | 46,824 | 0 | 0 | ||
XYLEM INC | COMMON STOCK | 98419M100 | 8,221 | 73 | SH | DFND | 2 | 73 | 0 | 0 | ||
YUM CHINA HOLDINGS INC | COMMON STOCK | 98850P109 | 28,250 | 500 | SH | DFND | 2 | 500 | 0 | 0 | ||
YUM! BRANDS INC | COMMON STOCK | 988498101 | 1,614,385 | 11,652 | SH | DFND | 2 | 11,652 | 0 | 0 | ||
ZIMMER BIOMET HOLDINGS INC | COMMON STOCK | 98956P102 | 88,088 | 605 | SH | DFND | 2 | 605 | 0 | 0 | ||
3M CO | COMMON STOCK | 88579Y101 | 192,173 | 1,920 | SH | DFND | 2 | 1,920 | 0 | 0 | ||
BIONTECH SE SPONS ADR | COMMON STOCK | 09075V102 | 5,397 | 50 | SH | DFND | 2 | 50 | 0 | 0 | ||
BP PLC SPONS ADR | COMMON STOCK | 055622104 | 74,885 | 2,122 | SH | DFND | 2 | 2,122 | 0 | 0 | ||
RIO TINTO PLC SPONS ADR | COMMON STOCK | 767204100 | 38,304 | 600 | SH | DFND | 2 | 600 | 0 | 0 | ||
AMERICAN TOWER CORP REIT | COMMON STOCK | 03027X100 | 38,206 | 197 | SH | DFND | 2 | 197 | 0 | 0 | ||
LXP INDUSTRIAL TRUST REIT | COMMON STOCK | 529043101 | 14,625 | 1,500 | SH | DFND | 2 | 1,500 | 0 | 0 | ||
WEYERHAEUSER CO REIT | COMMON STOCK | 962166104 | 3,351 | 100 | SH | DFND | 2 | 100 | 0 | 0 | ||
ARROW FINANCIAL CORPORATION | COMMON STOCK | 042744102 | 30,866,564 | 1,532,600 | SH | DFND | 2 | 1,532,600 | 0 | 0 | ||
ACCENTURE PLC CL A | COMMON STOCK | G1151C101 | 65,419 | 212 | SH | DFND | 2 | 212 | 0 | 0 | ||
BARRICK GOLD CORP | COMMON STOCK | 067901108 | 16,930 | 1,000 | SH | DFND | 2 | 1,000 | 0 | 0 | ||
CHECK POINT SOFTWARE TECH LTD | COMMON STOCK | M22465104 | 20,099 | 160 | SH | DFND | 2 | 160 | 0 | 0 | ||
EATON CORP PLC | COMMON STOCK | G29183103 | 28,154 | 140 | SH | DFND | 2 | 140 | 0 | 0 | ||
ENBRIDGE INCORPORATED | COMMON STOCK | 29250N105 | 66,870 | 1,800 | SH | DFND | 2 | 1,800 | 0 | 0 | ||
GLOBALFOUNDRIES INC | COMMON STOCK | G39387108 | 50,050 | 775 | SH | DFND | 2 | 775 | 0 | 0 | ||
LYONDELLBASELL INDUSTRIES NV | COMMON STOCK | N53745100 | 852,733 | 9,286 | SH | DFND | 2 | 9,286 | 0 | 0 | ||
MANULIFE FINANCIAL CORP | COMMON STOCK | 56501R106 | 4,463 | 236 | SH | DFND | 2 | 236 | 0 | 0 | ||
MEDTRONIC PLC | COMMON STOCK | G5960L103 | 65,811 | 747 | SH | DFND | 2 | 747 | 0 | 0 | ||
MIND MEDICINE MINDMED INC | COMMON STOCK | 60255C885 | 236 | 66 | SH | DFND | 2 | 66 | 0 | 0 | ||
RESTAURANT BRANDS INTERNATIONA | COMMON STOCK | 76131D103 | 16,744 | 216 | SH | DFND | 2 | 216 | 0 | 0 | ||
ROYAL BANK OF CANADA | COMMON STOCK | 780087102 | 9,551 | 100 | SH | DFND | 2 | 100 | 0 | 0 | ||
SCHLUMBERGER LTD | COMMON STOCK | 806857108 | 22,251 | 453 | SH | DFND | 2 | 453 | 0 | 0 | ||
SHOPIFY INC CL A | COMMON STOCK | 82509L107 | 23,256 | 360 | SH | DFND | 2 | 360 | 0 | 0 | ||
TORONTO DOMINION BANK | COMMON STOCK | 891160509 | 98,224 | 1,584 | SH | DFND | 2 | 1,584 | 0 | 0 | ||
COMM. SERV. SELECT SECTOR SPDR | OTHER | 81369Y852 | 14,318 | 220 | SH | DFND | 2 | 220 | 0 | 0 | ||
CONS DISC SELECT SECTOR SPDR F | OTHER | 81369Y407 | 304,809 | 1,795 | SH | DFND | 2 | 1,795 | 0 | 0 | ||
CONS STAPLES SELECT SECT SPDR | OTHER | 81369Y308 | 96,421 | 1,300 | SH | DFND | 2 | 1,300 | 0 | 0 | ||
ENERGY SELECT SECTOR SPDR FUND | OTHER | 81369Y506 | 163,720 | 2,017 | SH | DFND | 2 | 2,017 | 0 | 0 | ||
FINANCIAL SELECT SECTOR SPDR F | OTHER | 81369Y605 | 487,345 | 14,457 | SH | DFND | 2 | 14,457 | 0 | 0 | ||
GABELLI DIVIDEND & INCOME TRUS | OTHER | 36242H104 | 31,378 | 1,485 | SH | DFND | 2 | 1,485 | 0 | 0 | ||
HEALTH CARE SELECT SECTOR SPDR | OTHER | 81369Y209 | 466,148 | 3,512 | SH | DFND | 2 | 3,512 | 0 | 0 | ||
INDUSTRIAL SELECT SECTOR SPDR | OTHER | 81369Y704 | 294,593 | 2,745 | SH | DFND | 2 | 2,745 | 0 | 0 | ||
INVESCO KBW HIGH DIVIDEND YIEL | OTHER | 46138E610 | 27,821 | 1,780 | SH | DFND | 2 | 1,780 | 0 | 0 | ||
INVESCO QQQ TRUST SERIES 1 | OTHER | 46090E103 | 21,567,478 | 58,382 | SH | DFND | 2 | 58,382 | 0 | 0 | ||
ISHARES CORE MSCI DEV MKTS ETF | OTHER | 46435G326 | 27,181,348 | 444,721 | SH | DFND | 2 | 444,721 | 0 | 0 | ||
ISHARES CORE MSCI EAFE ETF | OTHER | 46432F842 | 40,028 | 593 | SH | DFND | 2 | 593 | 0 | 0 | ||
ISHARES CORE S&P MID-CAP ETF | OTHER | 464287507 | 45,405,479 | 173,648 | SH | DFND | 2 | 173,648 | 0 | 0 | ||
ISHARES CORE S&P SMALL-CAP ETF | OTHER | 464287804 | 45,689,724 | 458,502 | SH | DFND | 2 | 458,502 | 0 | 0 | ||
ISHARES MSCI EAFE ETF | OTHER | 464287465 | 3,915 | 54 | SH | DFND | 2 | 54 | 0 | 0 | ||
ISHARES RUSSELL MIDCAP ETF | OTHER | 464287499 | 222,595 | 3,048 | SH | DFND | 2 | 3,048 | 0 | 0 | ||
ISHARES SILVER TRUST | OTHER | 46428Q109 | 79,069 | 3,785 | SH | DFND | 2 | 3,785 | 0 | 0 | ||
ISHARES US REGIONAL BANKS ETF | OTHER | 464288778 | 24,880 | 735 | SH | DFND | 2 | 735 | 0 | 0 | ||
MATERIALS SELECT SECTOR SPDR F | OTHER | 81369Y100 | 1,179,986 | 14,239 | SH | DFND | 2 | 14,239 | 0 | 0 | ||
REAL ESTATE SELECT SECTOR SPDR | OTHER | 81369Y860 | 5,013 | 133 | SH | DFND | 2 | 133 | 0 | 0 | ||
SPDR GOLD TRUST | OTHER | 78463V107 | 249,400 | 1,399 | SH | DFND | 2 | 1,399 | 0 | 0 | ||
SPDR PORTFOLIO S&P 500 GROWTH | OTHER | 78464A409 | 391,501 | 6,417 | SH | DFND | 2 | 6,417 | 0 | 0 | ||
SPDR PORTFOLIO S&P 500 VALUE E | OTHER | 78464A508 | 28,969,186 | 670,583 | SH | DFND | 2 | 670,583 | 0 | 0 | ||
SPDR S&P BIOTECH ETF | OTHER | 78464A870 | 119,808 | 1,440 | SH | DFND | 2 | 1,440 | 0 | 0 | ||
SPDR S&P INSURANCE ETF | OTHER | 78464A789 | 51,509 | 1,260 | SH | DFND | 2 | 1,260 | 0 | 0 | ||
SPDR S&P MIDCAP 400 ETF TRUST | OTHER | 78467Y107 | 11,973 | 25 | SH | DFND | 2 | 25 | 0 | 0 | ||
SPDR S&P PHARMACEUTICALS ETF | OTHER | 78464A722 | 2,050 | 50 | SH | DFND | 2 | 50 | 0 | 0 | ||
SPDR S&P 500 ETF TRUST | OTHER | 78462F103 | 5,936,406 | 13,392 | SH | DFND | 2 | 13,392 | 0 | 0 | ||
TECHNOLOGY SELECT SECTOR SPDR | OTHER | 81369Y803 | 774,546 | 4,455 | SH | DFND | 2 | 4,455 | 0 | 0 | ||
UTILITIES SELECT SECTOR SPDR F | OTHER | 81369Y886 | 767,611 | 11,730 | SH | DFND | 2 | 11,730 | 0 | 0 | ||
VANECK BIOTECH ETF | OTHER | 92189F726 | 39,013 | 250 | SH | DFND | 2 | 250 | 0 | 0 | ||
VANECK GOLD MINERS ETF | OTHER | 92189F106 | 37,999 | 1,262 | SH | DFND | 2 | 1,262 | 0 | 0 | ||
VANECK SOCIAL SENTIMENT ETF | OTHER | 92189H839 | 28,735 | 1,750 | SH | DFND | 2 | 1,750 | 0 | 0 | ||
VANGUARD FTSE EMERGING MARKETS | OTHER | 922042858 | 5,044 | 124 | SH | DFND | 2 | 124 | 0 | 0 | ||
VANGUARD GROWTH ETF | OTHER | 922908736 | 157,326 | 556 | SH | DFND | 2 | 556 | 0 | 0 | ||
VANGUARD HEALTH CARE ETF | OTHER | 92204A504 | 12,731 | 52 | SH | DFND | 2 | 52 | 0 | 0 | ||
VANGUARD INFO TECH ETF | OTHER | 92204A702 | 45,985 | 104 | SH | DFND | 2 | 104 | 0 | 0 | ||
VANGUARD MID-CAP ETF | OTHER | 922908629 | 28,031,872 | 127,325 | SH | DFND | 2 | 127,325 | 0 | 0 | ||
VANGUARD REAL ESTATE ETF | OTHER | 922908553 | 190,935 | 2,285 | SH | DFND | 2 | 2,285 | 0 | 0 | ||
VANGUARD S&P 500 ETF | OTHER | 922908363 | 80,478,528 | 197,600 | SH | DFND | 2 | 197,600 | 0 | 0 | ||
VANGUARD SMALL-CAP ETF | OTHER | 922908751 | 12,695,944 | 63,834 | SH | DFND | 2 | 63,834 | 0 | 0 | ||
ISHARES BARCLAYS 1-3 YEAR TR E | OTHER | 464287457 | 120,323 | 1,484 | SH | DFND | 2 | 1,484 | 0 | 0 | ||
ISHARES CORE U.S. AGGREGATE | OTHER | 464287226 | 4,291,679 | 43,815 | SH | DFND | 2 | 43,815 | 0 | 0 | ||
ISHARES ESG AWARE 1-5 YEAR USD | OTHER | 46435G243 | 458,594 | 19,180 | SH | DFND | 2 | 19,180 | 0 | 0 | ||
ISHARES IBONDS DEC 2023 TERM C | OTHER | 46434VAX8 | 8,430,017 | 333,334 | SH | DFND | 2 | 333,334 | 0 | 0 | ||
ISHARES IBONDS DEC 2024 MUNI E | OTHER | 46435U697 | 257,652 | 10,002 | SH | DFND | 2 | 10,002 | 0 | 0 | ||
ISHARES IBONDS DEC 2024 TERM C | OTHER | 46434VBG4 | 7,598,766 | 308,642 | SH | DFND | 2 | 308,642 | 0 | 0 | ||
ISHARES IBONDS DEC 2025 TERM C | OTHER | 46434VBD1 | 7,246,589 | 297,235 | SH | DFND | 2 | 297,235 | 0 | 0 | ||
ISHARES IBONDS DEC 2026 MUNI E | OTHER | 46435U259 | 258,322 | 10,259 | SH | DFND | 2 | 10,259 | 0 | 0 | ||
ISHARES IBONDS DEC 2026 TERM C | OTHER | 46435GAA0 | 7,393,918 | 315,037 | SH | DFND | 2 | 315,037 | 0 | 0 | ||
ISHARES IBONDS DEC 2027 TERM C | OTHER | 46435UAA9 | 7,082,132 | 301,624 | SH | DFND | 2 | 301,624 | 0 | 0 | ||
ISHARES IBONDS DEC 2028 TERM C | OTHER | 46435U515 | 6,983,088 | 285,024 | SH | DFND | 2 | 285,024 | 0 | 0 | ||
ISHARES IBONDS DEC 2029 TERM C | OTHER | 46436E205 | 7,151,492 | 318,552 | SH | DFND | 2 | 318,552 | 0 | 0 | ||
ISHARES IBONDS DEC 2030 TERM C | OTHER | 46436E726 | 7,063,925 | 333,204 | SH | DFND | 2 | 333,204 | 0 | 0 | ||
ISHARES IBONDS DEC 2031 TERM C | OTHER | 46436E486 | 7,044,028 | 347,510 | SH | DFND | 2 | 347,510 | 0 | 0 | ||
ISHARES IBONDS DEC 2032 TC ETF | OTHER | 46436E312 | 6,486,755 | 263,475 | SH | DFND | 2 | 263,475 | 0 | 0 | ||
ISHARES IBONDS 2023 H/Y INC | OTHER | 46435U150 | 127,129 | 5,380 | SH | DFND | 2 | 5,380 | 0 | 0 | ||
ISHARES IBONDS 2024 H/Y INC | OTHER | 46435U184 | 16,118,633 | 698,381 | SH | DFND | 2 | 698,381 | 0 | 0 | ||
ISHARES 1-5Y INV GRADE CORP ET | OTHER | 464288646 | 3,603,611 | 71,828 | SH | DFND | 2 | 71,828 | 0 | 0 | ||
VANGUARD SHORT TERM CORP BOND | OTHER | 92206C409 | 9,359,369 | 123,703 | SH | DFND | 2 | 123,703 | 0 | 0 | ||
VANGUARD TOTAL BOND MARKET ETF | OTHER | 921937835 | 1,681,829 | 23,137 | SH | DFND | 2 | 23,137 | 0 | 0 | ||
ISHARES IBONDS DEC 2023 MUNI E | OTHER | 46435G318 | 258,876 | 10,156 | SH | DFND | 2 | 10,156 | 0 | 0 | ||
ISHARES IBONDS DEC 2025 MUNI E | OTHER | 46435U432 | 257,635 | 9,783 | SH | DFND | 2 | 9,783 | 0 | 0 | ||
ISHARES IBONDS DEC 2027 MUNI E | OTHER | 46435U283 | 258,846 | 10,327 | SH | DFND | 2 | 10,327 | 0 | 0 | ||
ISHARES NATIONAL MUNI BOND ETF | OTHER | 464288414 | 1,218,003 | 11,412 | SH | DFND | 2 | 11,412 | 0 | 0 | ||
ISHARES NEW YORK MUNI BOND ETF | OTHER | 464288323 | 4,404,815 | 82,704 | SH | DFND | 2 | 82,704 | 0 | 0 | ||
ABBOTT LABS | COMMON STOCK | 002824100 | 124,283 | 1,140 | SH | OTR | 2 | 0 | 1,140 | 0 | ||
ABBVIE INC | COMMON STOCK | 00287Y109 | 226,077 | 1,678 | SH | OTR | 2 | 0 | 1,678 | 0 | ||
ACTIVISION BLIZZARD INC | COMMON STOCK | 00507V109 | 16,860 | 200 | SH | OTR | 2 | 0 | 200 | 0 | ||
ADOBE INC | COMMON STOCK | 00724F101 | 119,803 | 245 | SH | OTR | 2 | 0 | 245 | 0 | ||
ALPHABET INC CL A | COMMON STOCK | 02079K305 | 703,477 | 5,877 | SH | OTR | 2 | 0 | 5,877 | 0 | ||
ALPHABET INC CL C | COMMON STOCK | 02079K107 | 126,414 | 1,045 | SH | OTR | 2 | 0 | 1,045 | 0 | ||
ALTRIA GROUP INC | COMMON STOCK | 02209S103 | 6,795 | 150 | SH | OTR | 2 | 0 | 150 | 0 | ||
AMAZON.COM INC | COMMON STOCK | 023135106 | 320,686 | 2,460 | SH | OTR | 2 | 0 | 2,460 | 0 | ||
AMERICAN EXPRESS CO | COMMON STOCK | 025816109 | 226,460 | 1,300 | SH | OTR | 2 | 0 | 1,300 | 0 | ||
AMERICAN WATER WORKS CO INC | COMMON STOCK | 030420103 | 40,684 | 285 | SH | OTR | 2 | 0 | 285 | 0 | ||
AMGEN INC | COMMON STOCK | 031162100 | 55,505 | 250 | SH | OTR | 2 | 0 | 250 | 0 | ||
AMPHENOL CORP CL A | COMMON STOCK | 032095101 | 28,713 | 338 | SH | OTR | 2 | 0 | 338 | 0 | ||
APPLE INC | COMMON STOCK | 037833100 | 1,709,264 | 8,812 | SH | OTR | 2 | 0 | 8,812 | 0 | ||
AT&T INC | COMMON STOCK | 00206R102 | 46,399 | 2,909 | SH | OTR | 2 | 0 | 2,909 | 0 | ||
AUTOMATIC DATA PROCESSING INC | COMMON STOCK | 053015103 | 593,433 | 2,700 | SH | OTR | 2 | 0 | 2,700 | 0 | ||
BANK OF AMERICA CORP | COMMON STOCK | 060505104 | 144,483 | 5,036 | SH | OTR | 2 | 0 | 5,036 | 0 | ||
BANK OF NEW YORK MELLON CORP | COMMON STOCK | 064058100 | 61,215 | 1,375 | SH | OTR | 2 | 0 | 1,375 | 0 | ||
BAXTER INTL INC | COMMON STOCK | 071813109 | 86,564 | 1,900 | SH | OTR | 2 | 0 | 1,900 | 0 | ||
BECTON DICKINSON | COMMON STOCK | 075887109 | 38,281 | 145 | SH | OTR | 2 | 0 | 145 | 0 | ||
BERKSHIRE HATHAWAY INC-CL B | COMMON STOCK | 084670702 | 390,786 | 1,146 | SH | OTR | 2 | 0 | 1,146 | 0 | ||
BLACKROCK INC CL A | COMMON STOCK | 09247X101 | 162,418 | 235 | SH | OTR | 2 | 0 | 235 | 0 | ||
BRISTOL MYERS SQUIBB CO | COMMON STOCK | 110122108 | 152,009 | 2,377 | SH | OTR | 2 | 0 | 2,377 | 0 | ||
CARDINAL HEALTH INC | COMMON STOCK | 14149Y108 | 18,914 | 200 | SH | OTR | 2 | 0 | 200 | 0 | ||
CARRIER GLOBAL CORP | COMMON STOCK | 14448C104 | 237,117 | 4,770 | SH | OTR | 2 | 0 | 4,770 | 0 | ||
CATERPILLAR INC | COMMON STOCK | 149123101 | 273,362 | 1,111 | SH | OTR | 2 | 0 | 1,111 | 0 | ||
CHEVRON CORPORATION | COMMON STOCK | 166764100 | 398,568 | 2,533 | SH | OTR | 2 | 0 | 2,533 | 0 | ||
CISCO SYSTEMS INC | COMMON STOCK | 17275R102 | 83,043 | 1,605 | SH | OTR | 2 | 0 | 1,605 | 0 | ||
CLOROX COMPANY | COMMON STOCK | 189054109 | 15,904 | 100 | SH | OTR | 2 | 0 | 100 | 0 | ||
COCA COLA CO | COMMON STOCK | 191216100 | 114,177 | 1,896 | SH | OTR | 2 | 0 | 1,896 | 0 | ||
COLGATE PALMOLIVE CO | COMMON STOCK | 194162103 | 439,128 | 5,700 | SH | OTR | 2 | 0 | 5,700 | 0 | ||
COMCAST CORP-CL A | COMMON STOCK | 20030N101 | 12,465 | 300 | SH | OTR | 2 | 0 | 300 | 0 | ||
CONOCOPHILLIPS | COMMON STOCK | 20825C104 | 128,373 | 1,239 | SH | OTR | 2 | 0 | 1,239 | 0 | ||
CONSTELLATION BRANDS INC | COMMON STOCK | 21036P108 | 167,615 | 681 | SH | OTR | 2 | 0 | 681 | 0 | ||
COSTCO WHOLESALE CORP | COMMON STOCK | 22160K105 | 38,225 | 71 | SH | OTR | 2 | 0 | 71 | 0 | ||
CUMMINS INC | COMMON STOCK | 231021106 | 45,355 | 185 | SH | OTR | 2 | 0 | 185 | 0 | ||
CVS HEALTH CORP | COMMON STOCK | 126650100 | 26,961 | 390 | SH | OTR | 2 | 0 | 390 | 0 | ||
DANAHER CORP | COMMON STOCK | 235851102 | 50,160 | 209 | SH | OTR | 2 | 0 | 209 | 0 | ||
DISNEY WALT CO NEW | COMMON STOCK | 254687106 | 156,240 | 1,750 | SH | OTR | 2 | 0 | 1,750 | 0 | ||
DOLLAR TREE INC | COMMON STOCK | 256746108 | 25,113 | 175 | SH | OTR | 2 | 0 | 175 | 0 | ||
DOMINION ENERGY INC | COMMON STOCK | 25746U109 | 40,137 | 775 | SH | OTR | 2 | 0 | 775 | 0 | ||
DOW INC | COMMON STOCK | 260557103 | 1,758 | 33 | SH | OTR | 2 | 0 | 33 | 0 | ||
DTE ENERGY CO | COMMON STOCK | 233331107 | 31,356 | 285 | SH | OTR | 2 | 0 | 285 | 0 | ||
DUKE ENERGY CORP | COMMON STOCK | 26441C204 | 56,895 | 634 | SH | OTR | 2 | 0 | 634 | 0 | ||
ECOLAB INC | COMMON STOCK | 278865100 | 186,690 | 1,000 | SH | OTR | 2 | 0 | 1,000 | 0 | ||
EMBECTA CORP | COMMON STOCK | 29082K105 | 626 | 29 | SH | OTR | 2 | 0 | 29 | 0 | ||
EMERSON ELEC CO | COMMON STOCK | 291011104 | 283,463 | 3,136 | SH | OTR | 2 | 0 | 3,136 | 0 | ||
EOG RES INC | COMMON STOCK | 26875P101 | 4,005 | 35 | SH | OTR | 2 | 0 | 35 | 0 | ||
EXXON MOBIL CORP | COMMON STOCK | 30231G102 | 929,643 | 8,668 | SH | OTR | 2 | 0 | 8,668 | 0 | ||
GENERAL DYNAMICS CORP | COMMON STOCK | 369550108 | 43,030 | 200 | SH | OTR | 2 | 0 | 200 | 0 | ||
GILEAD SCIENCES INC | COMMON STOCK | 375558103 | 8,478 | 110 | SH | OTR | 2 | 0 | 110 | 0 | ||
GOLDMAN SACHS GROUP INC | COMMON STOCK | 38141G104 | 8,064 | 25 | SH | OTR | 2 | 0 | 25 | 0 | ||
HOME DEPOT INC | COMMON STOCK | 437076102 | 506,033 | 1,629 | SH | OTR | 2 | 0 | 1,629 | 0 | ||
HONEYWELL INTERNATIONAL INC | COMMON STOCK | 438516106 | 152,513 | 735 | SH | OTR | 2 | 0 | 735 | 0 | ||
INTEL CORP | COMMON STOCK | 458140100 | 97,177 | 2,906 | SH | OTR | 2 | 0 | 2,906 | 0 | ||
INTERCONTINENTAL EXCHANGE GROU | COMMON STOCK | 45866F104 | 98,832 | 874 | SH | OTR | 2 | 0 | 874 | 0 | ||
INTL. BUSINESS MACHINES CORP | COMMON STOCK | 459200101 | 537,916 | 4,020 | SH | OTR | 2 | 0 | 4,020 | 0 | ||
INTUIT INC | COMMON STOCK | 461202103 | 343,643 | 750 | SH | OTR | 2 | 0 | 750 | 0 | ||
JACOBS SOLUTIONS INC | COMMON STOCK | 46982L108 | 61,228 | 515 | SH | OTR | 2 | 0 | 515 | 0 | ||
JOHNSON & JOHNSON | COMMON STOCK | 478160104 | 1,038,969 | 6,277 | SH | OTR | 2 | 0 | 6,277 | 0 | ||
JP MORGAN CHASE & CO | COMMON STOCK | 46625H100 | 1,013,426 | 6,968 | SH | OTR | 2 | 0 | 6,968 | 0 | ||
KELLOGG CO | COMMON STOCK | 487836108 | 60,660 | 900 | SH | OTR | 2 | 0 | 900 | 0 | ||
KRAFT HEINZ CO | COMMON STOCK | 500754106 | 1,172 | 33 | SH | OTR | 2 | 0 | 33 | 0 | ||
LILLY ELI & CO | COMMON STOCK | 532457108 | 762,093 | 1,625 | SH | OTR | 2 | 0 | 1,625 | 0 | ||
LOWES COS INC | COMMON STOCK | 548661107 | 194,102 | 860 | SH | OTR | 2 | 0 | 860 | 0 | ||
MARRIOTT INTERNATIONAL INC | COMMON STOCK | 571903202 | 3,857 | 21 | SH | OTR | 2 | 0 | 21 | 0 | ||
MASCO CORP | COMMON STOCK | 574599106 | 26,969 | 470 | SH | OTR | 2 | 0 | 470 | 0 | ||
MASTERCARD INC CL A | COMMON STOCK | 57636Q104 | 35,397 | 90 | SH | OTR | 2 | 0 | 90 | 0 | ||
MCDONALDS CORP | COMMON STOCK | 580135101 | 129,808 | 435 | SH | OTR | 2 | 0 | 435 | 0 | ||
MERCK & CO INC | COMMON STOCK | 58933Y105 | 367,863 | 3,188 | SH | OTR | 2 | 0 | 3,188 | 0 | ||
META PLATFORMS INC CL A | COMMON STOCK | 30303M102 | 103,026 | 359 | SH | OTR | 2 | 0 | 359 | 0 | ||
METLIFE INC | COMMON STOCK | 59156R108 | 13,285 | 235 | SH | OTR | 2 | 0 | 235 | 0 | ||
MICROSOFT CORP | COMMON STOCK | 594918104 | 2,181,159 | 6,405 | SH | OTR | 2 | 0 | 6,405 | 0 | ||
MONDELEZ INTERNATIONAL INC | COMMON STOCK | 609207105 | 15,099 | 207 | SH | OTR | 2 | 0 | 207 | 0 | ||
MORGAN STANLEY | COMMON STOCK | 617446448 | 170,800 | 2,000 | SH | OTR | 2 | 0 | 2,000 | 0 | ||
NETFLIX INC | COMMON STOCK | 64110L106 | 103,515 | 235 | SH | OTR | 2 | 0 | 235 | 0 | ||
NEXTERA ENERGY INC | COMMON STOCK | 65339F101 | 171,625 | 2,313 | SH | OTR | 2 | 0 | 2,313 | 0 | ||
NIKE INC-CLASS B | COMMON STOCK | 654106103 | 325,592 | 2,950 | SH | OTR | 2 | 0 | 2,950 | 0 | ||
NORFOLK SOUTHERN CORP | COMMON STOCK | 655844108 | 137,870 | 608 | SH | OTR | 2 | 0 | 608 | 0 | ||
NVIDIA CORP | COMMON STOCK | 67066G104 | 634,530 | 1,500 | SH | OTR | 2 | 0 | 1,500 | 0 | ||
OCCIDENTAL PETE CORP | COMMON STOCK | 674599105 | 33,222 | 565 | SH | OTR | 2 | 0 | 565 | 0 | ||
ORACLE CORPORATION | COMMON STOCK | 68389X105 | 724,782 | 6,086 | SH | OTR | 2 | 0 | 6,086 | 0 | ||
ORGANON & CO | COMMON STOCK | 68622V106 | 354 | 17 | SH | OTR | 2 | 0 | 17 | 0 | ||
OTIS WORLDWIDE CORP | COMMON STOCK | 68902V107 | 187,722 | 2,109 | SH | OTR | 2 | 0 | 2,109 | 0 | ||
PARAMOUNT GLOBAL CL B | COMMON STOCK | 92556H206 | 12,346 | 776 | SH | OTR | 2 | 0 | 776 | 0 | ||
PAYCHEX INC | COMMON STOCK | 704326107 | 130,329 | 1,165 | SH | OTR | 2 | 0 | 1,165 | 0 | ||
PAYPAL HOLDINGS INC | COMMON STOCK | 70450Y103 | 31,763 | 476 | SH | OTR | 2 | 0 | 476 | 0 | ||
PEPSICO INC | COMMON STOCK | 713448108 | 835,898 | 4,513 | SH | OTR | 2 | 0 | 4,513 | 0 | ||
PFIZER INC | COMMON STOCK | 717081103 | 416,501 | 11,355 | SH | OTR | 2 | 0 | 11,355 | 0 | ||
PHILIP MORRIS INTERNATIONAL | COMMON STOCK | 718172109 | 9,762 | 100 | SH | OTR | 2 | 0 | 100 | 0 | ||
PHILLIPS 66 | COMMON STOCK | 718546104 | 3,052 | 32 | SH | OTR | 2 | 0 | 32 | 0 | ||
PROCTER & GAMBLE CO | COMMON STOCK | 742718109 | 754,755 | 4,974 | SH | OTR | 2 | 0 | 4,974 | 0 | ||
QUALCOMM INC | COMMON STOCK | 747525103 | 26,189 | 220 | SH | OTR | 2 | 0 | 220 | 0 | ||
QUEST DIAGNOSTICS INC | COMMON STOCK | 74834L100 | 70,280 | 500 | SH | OTR | 2 | 0 | 500 | 0 | ||
RAYTHEON TECHNOLOGIES CORP | COMMON STOCK | 75513E101 | 552,201 | 5,637 | SH | OTR | 2 | 0 | 5,637 | 0 | ||
RUMBLE INC CL A | COMMON STOCK | 78137L105 | 8,920 | 1,000 | SH | OTR | 2 | 0 | 1,000 | 0 | ||
SALESFORCE INC | COMMON STOCK | 79466L302 | 191,613 | 907 | SH | OTR | 2 | 0 | 907 | 0 | ||
SOUTHERN COMPANY | COMMON STOCK | 842587107 | 42,150 | 600 | SH | OTR | 2 | 0 | 600 | 0 | ||
STARBUCKS CORP | COMMON STOCK | 855244109 | 202,380 | 2,043 | SH | OTR | 2 | 0 | 2,043 | 0 | ||
STRYKER CORPORATION | COMMON STOCK | 863667101 | 383,803 | 1,258 | SH | OTR | 2 | 0 | 1,258 | 0 | ||
SYSCO CORP | COMMON STOCK | 871829107 | 22,260 | 300 | SH | OTR | 2 | 0 | 300 | 0 | ||
T ROWE PRICE GROUP INC | COMMON STOCK | 74144T108 | 160,189 | 1,430 | SH | OTR | 2 | 0 | 1,430 | 0 | ||
TESLA INC | COMMON STOCK | 88160R101 | 57,066 | 218 | SH | OTR | 2 | 0 | 218 | 0 | ||
THE CIGNA GROUP | COMMON STOCK | 125523100 | 12,346 | 44 | SH | OTR | 2 | 0 | 44 | 0 | ||
THERMO FISHER SCIENTIFIC INC | COMMON STOCK | 883556102 | 182,613 | 350 | SH | OTR | 2 | 0 | 350 | 0 | ||
TJX COS INC | COMMON STOCK | 872540109 | 177,635 | 2,095 | SH | OTR | 2 | 0 | 2,095 | 0 | ||
TRAVELERS COMPANIES INC | COMMON STOCK | 89417E109 | 20,839 | 120 | SH | OTR | 2 | 0 | 120 | 0 | ||
TRUIST FINANCIAL CORP | COMMON STOCK | 89832Q109 | 3,035 | 100 | SH | OTR | 2 | 0 | 100 | 0 | ||
UNION PAC CORP | COMMON STOCK | 907818108 | 101,287 | 495 | SH | OTR | 2 | 0 | 495 | 0 | ||
UNITED PARCEL SERVICE CL B | COMMON STOCK | 911312106 | 119,381 | 666 | SH | OTR | 2 | 0 | 666 | 0 | ||
UNITEDHEALTH GROUP INC | COMMON STOCK | 91324P102 | 165,821 | 345 | SH | OTR | 2 | 0 | 345 | 0 | ||
US BANCORP NEW | COMMON STOCK | 902973304 | 99,946 | 3,025 | SH | OTR | 2 | 0 | 3,025 | 0 | ||
VERIZON COMMUNICATIONS | COMMON STOCK | 92343V104 | 118,971 | 3,199 | SH | OTR | 2 | 0 | 3,199 | 0 | ||
VERTEX PHARMACEUTICALS INC | COMMON STOCK | 92532F100 | 105,573 | 300 | SH | OTR | 2 | 0 | 300 | 0 | ||
VIATRIS INC | COMMON STOCK | 92556V106 | 10,838 | 1,086 | SH | OTR | 2 | 0 | 1,086 | 0 | ||
VISA INC CL A | COMMON STOCK | 92826C839 | 358,832 | 1,511 | SH | OTR | 2 | 0 | 1,511 | 0 | ||
WALMART INC | COMMON STOCK | 931142103 | 101,381 | 645 | SH | OTR | 2 | 0 | 645 | 0 | ||
WARNER BROS DISCOVERY INC CL A | COMMON STOCK | 934423104 | 4,351 | 347 | SH | OTR | 2 | 0 | 347 | 0 | ||
WELLS FARGO & CO | COMMON STOCK | 949746101 | 65,087 | 1,525 | SH | OTR | 2 | 0 | 1,525 | 0 | ||
WILLIAMS COS INC | COMMON STOCK | 969457100 | 58,897 | 1,805 | SH | OTR | 2 | 0 | 1,805 | 0 | ||
YUM! BRANDS INC | COMMON STOCK | 988498101 | 18,704 | 135 | SH | OTR | 2 | 0 | 135 | 0 | ||
ZIMMER BIOMET HOLDINGS INC | COMMON STOCK | 98956P102 | 21,840 | 150 | SH | OTR | 2 | 0 | 150 | 0 | ||
3M CO | COMMON STOCK | 88579Y101 | 191,172 | 1,910 | SH | OTR | 2 | 0 | 1,910 | 0 | ||
AMERICAN TOWER CORP REIT | COMMON STOCK | 03027X100 | 32,970 | 170 | SH | OTR | 2 | 0 | 170 | 0 | ||
ARROW FINANCIAL CORPORATION | COMMON STOCK | 042744102 | 437,179 | 21,707 | SH | OTR | 2 | 0 | 21,707 | 0 | ||
EATON CORP PLC | COMMON STOCK | G29183103 | 100,550 | 500 | SH | OTR | 2 | 0 | 500 | 0 | ||
LINDE PLC | COMMON STOCK | G54950103 | 104,797 | 275 | SH | OTR | 2 | 0 | 275 | 0 | ||
LYONDELLBASELL INDUSTRIES NV | COMMON STOCK | N53745100 | 11,938 | 130 | SH | OTR | 2 | 0 | 130 | 0 | ||
MEDTRONIC PLC | COMMON STOCK | G5960L103 | 52,860 | 600 | SH | OTR | 2 | 0 | 600 | 0 | ||
SCHLUMBERGER LTD | COMMON STOCK | 806857108 | 11,052 | 225 | SH | OTR | 2 | 0 | 225 | 0 | ||
TORONTO DOMINION BANK | COMMON STOCK | 891160509 | 129,229 | 2,084 | SH | OTR | 2 | 0 | 2,084 | 0 | ||
COMM. SERV. SELECT SECTOR SPDR | OTHER | 81369Y852 | 406,555 | 6,247 | SH | OTR | 2 | 0 | 6,247 | 0 | ||
CONS DISC SELECT SECTOR SPDR F | OTHER | 81369Y407 | 589,750 | 3,473 | SH | OTR | 2 | 0 | 3,473 | 0 | ||
CONS STAPLES SELECT SECT SPDR | OTHER | 81369Y308 | 383,162 | 5,166 | SH | OTR | 2 | 0 | 5,166 | 0 | ||
ENERGY SELECT SECTOR SPDR FUND | OTHER | 81369Y506 | 234,094 | 2,884 | SH | OTR | 2 | 0 | 2,884 | 0 | ||
FINANCIAL SELECT SECTOR SPDR F | OTHER | 81369Y605 | 662,975 | 19,667 | SH | OTR | 2 | 0 | 19,667 | 0 | ||
HEALTH CARE SELECT SECTOR SPDR | OTHER | 81369Y209 | 772,489 | 5,820 | SH | OTR | 2 | 0 | 5,820 | 0 | ||
INDUSTRIAL SELECT SECTOR SPDR | OTHER | 81369Y704 | 515,243 | 4,801 | SH | OTR | 2 | 0 | 4,801 | 0 | ||
INVESCO QQQ TRUST SERIES 1 | OTHER | 46090E103 | 96,419 | 261 | SH | OTR | 2 | 0 | 261 | 0 | ||
ISHARES CORE MSCI DEV MKTS ETF | OTHER | 46435G326 | 826,770 | 13,527 | SH | OTR | 2 | 0 | 13,527 | 0 | ||
ISHARES CORE S&P MID-CAP ETF | OTHER | 464287507 | 286,582 | 1,096 | SH | OTR | 2 | 0 | 1,096 | 0 | ||
ISHARES CORE S&P SMALL-CAP ETF | OTHER | 464287804 | 1,014,537 | 10,181 | SH | OTR | 2 | 0 | 10,181 | 0 | ||
ISHARES MSCI ALL COUNTRY ASIA | OTHER | 464288182 | 3,056 | 46 | SH | OTR | 2 | 0 | 46 | 0 | ||
ISHARES MSCI EMERGING MKT ETF | OTHER | 464287234 | 15,666 | 396 | SH | OTR | 2 | 0 | 396 | 0 | ||
ISHARES RUSSELL MIDCAP ETF | OTHER | 464287499 | 12,123 | 166 | SH | OTR | 2 | 0 | 166 | 0 | ||
MATERIALS SELECT SECTOR SPDR F | OTHER | 81369Y100 | 298,995 | 3,608 | SH | OTR | 2 | 0 | 3,608 | 0 | ||
SPDR PORTFOLIO S&P 500 VALUE E | OTHER | 78464A508 | 106,747 | 2,471 | SH | OTR | 2 | 0 | 2,471 | 0 | ||
SPDR S&P BIOTECH ETF | OTHER | 78464A870 | 8,320 | 100 | SH | OTR | 2 | 0 | 100 | 0 | ||
SPDR S&P TELECOM ETF | OTHER | 78464A540 | 5,431 | 70 | SH | OTR | 2 | 0 | 70 | 0 | ||
SPDR S&P 500 ETF TRUST | OTHER | 78462F103 | 150,715 | 340 | SH | OTR | 2 | 0 | 340 | 0 | ||
TECHNOLOGY SELECT SECTOR SPDR | OTHER | 81369Y803 | 1,628,547 | 9,367 | SH | OTR | 2 | 0 | 9,367 | 0 | ||
UTILITIES SELECT SECTOR SPDR F | OTHER | 81369Y886 | 162,357 | 2,481 | SH | OTR | 2 | 0 | 2,481 | 0 | ||
VANGUARD MID-CAP ETF | OTHER | 922908629 | 3,294,254 | 14,963 | SH | OTR | 2 | 0 | 14,963 | 0 | ||
VANGUARD REAL ESTATE ETF | OTHER | 922908553 | 181,743 | 2,175 | SH | OTR | 2 | 0 | 2,175 | 0 | ||
VANGUARD S&P 500 ETF | OTHER | 922908363 | 1,036,120 | 2,544 | SH | OTR | 2 | 0 | 2,544 | 0 | ||
VANGUARD SMALL-CAP ETF | OTHER | 922908751 | 1,354,640 | 6,811 | SH | OTR | 2 | 0 | 6,811 | 0 | ||
ISHARES BARCLAYS 1-3 YEAR TR E | OTHER | 464287457 | 121,620 | 1,500 | SH | OTR | 2 | 0 | 1,500 | 0 | ||
ISHARES CORE U.S. AGGREGATE | OTHER | 464287226 | 465,263 | 4,750 | SH | OTR | 2 | 0 | 4,750 | 0 | ||
ISHARES IBONDS DEC 2023 TERM C | OTHER | 46434VAX8 | 99,744 | 3,944 | SH | OTR | 2 | 0 | 3,944 | 0 | ||
ISHARES IBONDS DEC 2024 TERM C | OTHER | 46434VBG4 | 216,114 | 8,778 | SH | OTR | 2 | 0 | 8,778 | 0 | ||
ISHARES IBONDS DEC 2025 TERM C | OTHER | 46434VBD1 | 167,393 | 6,866 | SH | OTR | 2 | 0 | 6,866 | 0 | ||
ISHARES IBONDS DEC 2026 TERM C | OTHER | 46435GAA0 | 166,754 | 7,105 | SH | OTR | 2 | 0 | 7,105 | 0 | ||
ISHARES IBONDS DEC 2027 TERM C | OTHER | 46435UAA9 | 166,943 | 7,110 | SH | OTR | 2 | 0 | 7,110 | 0 | ||
ISHARES IBONDS DEC 2028 TERM C | OTHER | 46435U515 | 166,576 | 6,799 | SH | OTR | 2 | 0 | 6,799 | 0 | ||
ISHARES IBONDS DEC 2029 TERM C | OTHER | 46436E205 | 214,959 | 9,575 | SH | OTR | 2 | 0 | 9,575 | 0 | ||
ISHARES IBONDS DEC 2030 TERM C | OTHER | 46436E726 | 216,113 | 10,194 | SH | OTR | 2 | 0 | 10,194 | 0 | ||
ISHARES IBONDS DEC 2031 TERM C | OTHER | 46436E486 | 255,402 | 12,600 | SH | OTR | 2 | 0 | 12,600 | 0 | ||
ISHARES IBONDS DEC 2032 TC ETF | OTHER | 46436E312 | 157,322 | 6,390 | SH | OTR | 2 | 0 | 6,390 | 0 | ||
ISHARES IBONDS 2024 H/Y INC | OTHER | 46435U184 | 374,196 | 16,213 | SH | OTR | 2 | 0 | 16,213 | 0 | ||
ISHARES 1-5Y INV GRADE CORP ET | OTHER | 464288646 | 124,973 | 2,491 | SH | OTR | 2 | 0 | 2,491 | 0 | ||
VANGUARD SHORT TERM CORP BOND | OTHER | 92206C409 | 655,291 | 8,661 | SH | OTR | 2 | 0 | 8,661 | 0 | ||
VANGUARD TOTAL BOND MARKET ETF | OTHER | 921937835 | 120,084 | 1,652 | SH | OTR | 2 | 0 | 1,652 | 0 | ||
ISHARES NATIONAL MUNI BOND ETF | OTHER | 464288414 | 45,360 | 425 | SH | OTR | 2 | 0 | 425 | 0 | ||
ABBOTT LABS | COMMON STOCK | 002824100 | 21,804 | 200 | SH | OTR | 0 | 200 | 0 | |||
ABBOTT LABS | COMMON STOCK | 002824100 | 97,682 | 896 | SH | SOLE | 896 | 0 | 0 | |||
ABBVIE INC | COMMON STOCK | 00287Y109 | 26,946 | 200 | SH | OTR | 0 | 200 | 0 | |||
ACTIVISION BLIZZARD INC | COMMON STOCK | 00507V109 | 69,126 | 820 | SH | SOLE | 820 | 0 | 0 | |||
ADOBE INC | COMMON STOCK | 00724F101 | 180,437 | 369 | SH | SOLE | 369 | 0 | 0 | |||
ALPHABET INC CL A | COMMON STOCK | 02079K305 | 214,742 | 1,794 | SH | SOLE | 1,794 | 0 | 0 | |||
ALPHABET INC CL C | COMMON STOCK | 02079K107 | 97,381 | 805 | SH | SOLE | 805 | 0 | 0 | |||
ALTRIA GROUP INC | COMMON STOCK | 02209S103 | 20,385 | 450 | SH | SOLE | 450 | 0 | 0 | |||
AMAZON.COM INC | COMMON STOCK | 023135106 | 277,928 | 2,132 | SH | SOLE | 2,132 | 0 | 0 | |||
AMERICAN EXPRESS CO | COMMON STOCK | 025816109 | 52,260 | 300 | SH | OTR | 0 | 300 | 0 | |||
AMERICAN EXPRESS CO | COMMON STOCK | 025816109 | 10,452 | 60 | SH | SOLE | 60 | 0 | 0 | |||
AMERICAN WATER WORKS CO INC | COMMON STOCK | 030420103 | 39,685 | 278 | SH | SOLE | 278 | 0 | 0 | |||
AMGEN INC | COMMON STOCK | 031162100 | 33,303 | 150 | SH | OTR | 0 | 150 | 0 | |||
AMGEN INC | COMMON STOCK | 031162100 | 23,090 | 104 | SH | SOLE | 104 | 0 | 0 | |||
AMPHENOL CORP CL A | COMMON STOCK | 032095101 | 51,395 | 605 | SH | SOLE | 605 | 0 | 0 | |||
ANALOG DEVICES INC | COMMON STOCK | 032654105 | 34,092 | 175 | SH | OTR | 0 | 175 | 0 | |||
ANALOG DEVICES INC | COMMON STOCK | 032654105 | 27,273 | 140 | SH | SOLE | 140 | 0 | 0 | |||
APPLE INC | COMMON STOCK | 037833100 | 81,467 | 420 | SH | OTR | 0 | 420 | 0 | |||
APPLE INC | COMMON STOCK | 037833100 | 1,387,855 | 7,155 | SH | SOLE | 7,155 | 0 | 0 | |||
AT&T INC | COMMON STOCK | 00206R102 | 4,785 | 300 | SH | OTR | 0 | 300 | 0 | |||
AT&T INC | COMMON STOCK | 00206R102 | 42,268 | 2,650 | SH | SOLE | 2,650 | 0 | 0 | |||
AUTODESK INC | COMMON STOCK | 052769106 | 20,461 | 100 | SH | SOLE | 100 | 0 | 0 | |||
AUTOMATIC DATA PROCESSING INC | COMMON STOCK | 053015103 | 51,870 | 236 | SH | SOLE | 236 | 0 | 0 | |||
BANK OF AMERICA CORP | COMMON STOCK | 060505104 | 70,721 | 2,465 | SH | SOLE | 2,465 | 0 | 0 | |||
BERKSHIRE HATHAWAY INC-CL B | COMMON STOCK | 084670702 | 153,450 | 450 | SH | SOLE | 450 | 0 | 0 | |||
BLACKROCK INC CL A | COMMON STOCK | 09247X101 | 116,112 | 168 | SH | SOLE | 168 | 0 | 0 | |||
BOOKING HOLDINGS INC | COMMON STOCK | 09857L108 | 8,101 | 3 | SH | SOLE | 3 | 0 | 0 | |||
BRISTOL MYERS SQUIBB CO | COMMON STOCK | 110122108 | 15,988 | 250 | SH | OTR | 0 | 250 | 0 | |||
BRISTOL MYERS SQUIBB CO | COMMON STOCK | 110122108 | 125,790 | 1,967 | SH | SOLE | 1,967 | 0 | 0 | |||
CATERPILLAR INC | COMMON STOCK | 149123101 | 87,348 | 355 | SH | SOLE | 355 | 0 | 0 | |||
CHEVRON CORPORATION | COMMON STOCK | 166764100 | 29,897 | 190 | SH | OTR | 0 | 190 | 0 | |||
CHEVRON CORPORATION | COMMON STOCK | 166764100 | 42,799 | 272 | SH | SOLE | 272 | 0 | 0 | |||
CISCO SYSTEMS INC | COMMON STOCK | 17275R102 | 20,696 | 400 | SH | OTR | 0 | 400 | 0 | |||
CISCO SYSTEMS INC | COMMON STOCK | 17275R102 | 145,596 | 2,814 | SH | SOLE | 2,814 | 0 | 0 | |||
CLOROX COMPANY | COMMON STOCK | 189054109 | 11,928 | 75 | SH | SOLE | 75 | 0 | 0 | |||
COCA COLA CO | COMMON STOCK | 191216100 | 120,741 | 2,005 | SH | SOLE | 2,005 | 0 | 0 | |||
COLGATE PALMOLIVE CO | COMMON STOCK | 194162103 | 15,408 | 200 | SH | OTR | 0 | 200 | 0 | |||
COLGATE PALMOLIVE CO | COMMON STOCK | 194162103 | 15,408 | 200 | SH | SOLE | 200 | 0 | 0 | |||
CONOCOPHILLIPS | COMMON STOCK | 20825C104 | 58,022 | 560 | SH | SOLE | 560 | 0 | 0 | |||
CONSTELLATION BRANDS INC | COMMON STOCK | 21036P108 | 47,995 | 195 | SH | SOLE | 195 | 0 | 0 | |||
COSTCO WHOLESALE CORP | COMMON STOCK | 22160K105 | 132,441 | 246 | SH | SOLE | 246 | 0 | 0 | |||
CUMMINS INC | COMMON STOCK | 231021106 | 62,516 | 255 | SH | SOLE | 255 | 0 | 0 | |||
DANAHER CORP | COMMON STOCK | 235851102 | 24,240 | 101 | SH | OTR | 0 | 101 | 0 | |||
DANAHER CORP | COMMON STOCK | 235851102 | 85,920 | 358 | SH | SOLE | 358 | 0 | 0 | |||
DEERE & CO | COMMON STOCK | 244199105 | 24,311 | 60 | SH | SOLE | 60 | 0 | 0 | |||
DELL TECHNOLOGIES INC CL C | COMMON STOCK | 24703L202 | 1,786 | 33 | SH | SOLE | 33 | 0 | 0 | |||
DISNEY WALT CO NEW | COMMON STOCK | 254687106 | 17,856 | 200 | SH | OTR | 0 | 200 | 0 | |||
DISNEY WALT CO NEW | COMMON STOCK | 254687106 | 119,100 | 1,334 | SH | SOLE | 1,334 | 0 | 0 | |||
DOLLAR TREE INC | COMMON STOCK | 256746108 | 60,270 | 420 | SH | SOLE | 420 | 0 | 0 | |||
DOMINION ENERGY INC | COMMON STOCK | 25746U109 | 10,358 | 200 | SH | OTR | 0 | 200 | 0 | |||
DOMINION ENERGY INC | COMMON STOCK | 25746U109 | 15,174 | 293 | SH | SOLE | 293 | 0 | 0 | |||
DOW INC | COMMON STOCK | 260557103 | 3,515 | 66 | SH | OTR | 0 | 66 | 0 | |||
DOW INC | COMMON STOCK | 260557103 | 2,397 | 45 | SH | SOLE | 45 | 0 | 0 | |||
DUPONT DE NEMOURS INC | COMMON STOCK | 26614N102 | 4,715 | 66 | SH | OTR | 0 | 66 | 0 | |||
DUPONT DE NEMOURS INC | COMMON STOCK | 26614N102 | 3,215 | 45 | SH | SOLE | 45 | 0 | 0 | |||
EASTMAN CHEMICAL CO | COMMON STOCK | 277432100 | 22,270 | 266 | SH | SOLE | 266 | 0 | 0 | |||
ECOLAB INC | COMMON STOCK | 278865100 | 5,601 | 30 | SH | SOLE | 30 | 0 | 0 | |||
ELEVANCE HEALTH INC | COMMON STOCK | 036752103 | 19,993 | 45 | SH | SOLE | 45 | 0 | 0 | |||
EXXON MOBIL CORP | COMMON STOCK | 30231G102 | 23,595 | 220 | SH | OTR | 0 | 220 | 0 | |||
EXXON MOBIL CORP | COMMON STOCK | 30231G102 | 137,387 | 1,281 | SH | SOLE | 1,281 | 0 | 0 | |||
FEDEX CORPORATION | COMMON STOCK | 31428X106 | 22,311 | 90 | SH | SOLE | 90 | 0 | 0 | |||
GE HEALTHCARE TECHNOLOGIES INC | COMMON STOCK | 36266G107 | 18,279 | 225 | SH | SOLE | 225 | 0 | 0 | |||
GENERAL DYNAMICS CORP | COMMON STOCK | 369550108 | 76,378 | 355 | SH | SOLE | 355 | 0 | 0 | |||
GENERAL ELECTRIC CO | COMMON STOCK | 369604301 | 74,149 | 675 | SH | SOLE | 675 | 0 | 0 | |||
GENERAL MLS INC | COMMON STOCK | 370334104 | 7,670 | 100 | SH | OTR | 0 | 100 | 0 | |||
GENERAL MLS INC | COMMON STOCK | 370334104 | 23,010 | 300 | SH | SOLE | 300 | 0 | 0 | |||
GOLDMAN SACHS GROUP INC | COMMON STOCK | 38141G104 | 25,803 | 80 | SH | SOLE | 80 | 0 | 0 | |||
HOME DEPOT INC | COMMON STOCK | 437076102 | 31,064 | 100 | SH | OTR | 0 | 100 | 0 | |||
HOME DEPOT INC | COMMON STOCK | 437076102 | 196,014 | 631 | SH | SOLE | 631 | 0 | 0 | |||
HONEYWELL INTERNATIONAL INC | COMMON STOCK | 438516106 | 137,573 | 663 | SH | SOLE | 663 | 0 | 0 | |||
ILLINOIS TOOL WKS INC | COMMON STOCK | 452308109 | 27,017 | 108 | SH | SOLE | 108 | 0 | 0 | |||
INTEL CORP | COMMON STOCK | 458140100 | 13,376 | 400 | SH | OTR | 0 | 400 | 0 | |||
INTEL CORP | COMMON STOCK | 458140100 | 22,338 | 668 | SH | SOLE | 668 | 0 | 0 | |||
INTERCONTINENTAL EXCHANGE GROU | COMMON STOCK | 45866F104 | 114,550 | 1,013 | SH | SOLE | 1,013 | 0 | 0 | |||
INTERNATIONAL FLAVORS & FRAGRA | COMMON STOCK | 459506101 | 2,626 | 33 | SH | SOLE | 33 | 0 | 0 | |||
INTL. BUSINESS MACHINES CORP | COMMON STOCK | 459200101 | 13,381 | 100 | SH | OTR | 0 | 100 | 0 | |||
INTL. BUSINESS MACHINES CORP | COMMON STOCK | 459200101 | 23,149 | 173 | SH | SOLE | 173 | 0 | 0 | |||
JACOBS SOLUTIONS INC | COMMON STOCK | 46982L108 | 4,756 | 40 | SH | SOLE | 40 | 0 | 0 | |||
JOHNSON & JOHNSON | COMMON STOCK | 478160104 | 24,828 | 150 | SH | OTR | 0 | 150 | 0 | |||
JOHNSON & JOHNSON | COMMON STOCK | 478160104 | 168,003 | 1,015 | SH | SOLE | 1,015 | 0 | 0 | |||
JP MORGAN CHASE & CO | COMMON STOCK | 46625H100 | 187,763 | 1,291 | SH | SOLE | 1,291 | 0 | 0 | |||
KIMBERLY CLARK CORP | COMMON STOCK | 494368103 | 6,903 | 50 | SH | SOLE | 50 | 0 | 0 | |||
KINDER MORGAN INC | COMMON STOCK | 49456B101 | 861 | 50 | SH | SOLE | 50 | 0 | 0 | |||
KRAFT HEINZ CO | COMMON STOCK | 500754106 | 1,775 | 50 | SH | SOLE | 50 | 0 | 0 | |||
KYNDRYL HOLDINGS INC | COMMON STOCK | 50155Q100 | 266 | 20 | SH | OTR | 0 | 20 | 0 | |||
LILLY ELI & CO | COMMON STOCK | 532457108 | 16,414 | 35 | SH | SOLE | 35 | 0 | 0 | |||
LOWES COS INC | COMMON STOCK | 548661107 | 46,043 | 204 | SH | SOLE | 204 | 0 | 0 | |||
MARRIOTT INTERNATIONAL INC | COMMON STOCK | 571903202 | 8,817 | 48 | SH | OTR | 0 | 48 | 0 | |||
MARRIOTT INTERNATIONAL INC | COMMON STOCK | 571903202 | 13,777 | 75 | SH | SOLE | 75 | 0 | 0 | |||
MASCO CORP | COMMON STOCK | 574599106 | 69,372 | 1,209 | SH | SOLE | 1,209 | 0 | 0 | |||
MASTERCARD INC CL A | COMMON STOCK | 57636Q104 | 113,664 | 289 | SH | SOLE | 289 | 0 | 0 | |||
MCDONALDS CORP | COMMON STOCK | 580135101 | 29,841 | 100 | SH | OTR | 0 | 100 | 0 | |||
MCDONALDS CORP | COMMON STOCK | 580135101 | 113,097 | 379 | SH | SOLE | 379 | 0 | 0 | |||
MERCK & CO INC | COMMON STOCK | 58933Y105 | 81,350 | 705 | SH | SOLE | 705 | 0 | 0 | |||
META PLATFORMS INC CL A | COMMON STOCK | 30303M102 | 75,476 | 263 | SH | SOLE | 263 | 0 | 0 | |||
MICROCHIP TECHNOLOGY INC | COMMON STOCK | 595017104 | 30,013 | 335 | SH | SOLE | 335 | 0 | 0 | |||
MICROSOFT CORP | COMMON STOCK | 594918104 | 136,216 | 400 | SH | OTR | 0 | 400 | 0 | |||
MICROSOFT CORP | COMMON STOCK | 594918104 | 499,913 | 1,468 | SH | SOLE | 1,468 | 0 | 0 | |||
MONDELEZ INTERNATIONAL INC | COMMON STOCK | 609207105 | 21,882 | 300 | SH | SOLE | 300 | 0 | 0 | |||
MORGAN STANLEY | COMMON STOCK | 617446448 | 8,540 | 100 | SH | SOLE | 100 | 0 | 0 | |||
NASDAQ INC | COMMON STOCK | 631103108 | 12,463 | 250 | SH | SOLE | 250 | 0 | 0 | |||
NETFLIX INC | COMMON STOCK | 64110L106 | 128,183 | 291 | SH | SOLE | 291 | 0 | 0 | |||
NEXTERA ENERGY INC | COMMON STOCK | 65339F101 | 26,712 | 360 | SH | SOLE | 360 | 0 | 0 | |||
NIKE INC-CLASS B | COMMON STOCK | 654106103 | 28,807 | 261 | SH | SOLE | 261 | 0 | 0 | |||
NVIDIA CORP | COMMON STOCK | 67066G104 | 233,507 | 552 | SH | SOLE | 552 | 0 | 0 | |||
ORACLE CORPORATION | COMMON STOCK | 68389X105 | 35,727 | 300 | SH | OTR | 0 | 300 | 0 | |||
ORACLE CORPORATION | COMMON STOCK | 68389X105 | 224,604 | 1,886 | SH | SOLE | 1,886 | 0 | 0 | |||
PAYCHEX INC | COMMON STOCK | 704326107 | 90,391 | 808 | SH | SOLE | 808 | 0 | 0 | |||
PAYPAL HOLDINGS INC | COMMON STOCK | 70450Y103 | 29,361 | 440 | SH | SOLE | 440 | 0 | 0 | |||
PEPSICO INC | COMMON STOCK | 713448108 | 27,783 | 150 | SH | OTR | 0 | 150 | 0 | |||
PEPSICO INC | COMMON STOCK | 713448108 | 28,709 | 155 | SH | SOLE | 155 | 0 | 0 | |||
PFIZER INC | COMMON STOCK | 717081103 | 101,567 | 2,769 | SH | SOLE | 2,769 | 0 | 0 | |||
PROCTER & GAMBLE CO | COMMON STOCK | 742718109 | 22,761 | 150 | SH | OTR | 0 | 150 | 0 | |||
PROCTER & GAMBLE CO | COMMON STOCK | 742718109 | 122,606 | 808 | SH | SOLE | 808 | 0 | 0 | |||
PRUDENTIAL FINL INC | COMMON STOCK | 744320102 | 11,028 | 125 | SH | SOLE | 125 | 0 | 0 | |||
QUALCOMM INC | COMMON STOCK | 747525103 | 100,232 | 842 | SH | SOLE | 842 | 0 | 0 | |||
RAYTHEON TECHNOLOGIES CORP | COMMON STOCK | 75513E101 | 24,000 | 245 | SH | SOLE | 245 | 0 | 0 | |||
SALESFORCE INC | COMMON STOCK | 79466L302 | 185,486 | 878 | SH | SOLE | 878 | 0 | 0 | |||
SOUTHWEST AIRLINES CO | COMMON STOCK | 844741108 | 3,621 | 100 | SH | SOLE | 100 | 0 | 0 | |||
STARBUCKS CORP | COMMON STOCK | 855244109 | 72,215 | 729 | SH | SOLE | 729 | 0 | 0 | |||
STRYKER CORPORATION | COMMON STOCK | 863667101 | 177,867 | 583 | SH | SOLE | 583 | 0 | 0 | |||
SYSCO CORP | COMMON STOCK | 871829107 | 35,097 | 473 | SH | SOLE | 473 | 0 | 0 | |||
T ROWE PRICE GROUP INC | COMMON STOCK | 74144T108 | 28,005 | 250 | SH | OTR | 0 | 250 | 0 | |||
T ROWE PRICE GROUP INC | COMMON STOCK | 74144T108 | 10,306 | 92 | SH | SOLE | 92 | 0 | 0 | |||
TESLA INC | COMMON STOCK | 88160R101 | 13,089 | 50 | SH | SOLE | 50 | 0 | 0 | |||
TEXAS INSTRUMENTS INC | COMMON STOCK | 882508104 | 9,001 | 50 | SH | SOLE | 50 | 0 | 0 | |||
THERMO FISHER SCIENTIFIC INC | COMMON STOCK | 883556102 | 115,829 | 222 | SH | SOLE | 222 | 0 | 0 | |||
TJX COS INC | COMMON STOCK | 872540109 | 33,916 | 400 | SH | OTR | 0 | 400 | 0 | |||
TJX COS INC | COMMON STOCK | 872540109 | 84,536 | 997 | SH | SOLE | 997 | 0 | 0 | |||
TRAVELERS COMPANIES INC | COMMON STOCK | 89417E109 | 65,643 | 378 | SH | SOLE | 378 | 0 | 0 | |||
UNION PAC CORP | COMMON STOCK | 907818108 | 109,062 | 533 | SH | SOLE | 533 | 0 | 0 | |||
UNITED PARCEL SERVICE CL B | COMMON STOCK | 911312106 | 10,934 | 61 | SH | SOLE | 61 | 0 | 0 | |||
UNITEDHEALTH GROUP INC | COMMON STOCK | 91324P102 | 109,105 | 227 | SH | SOLE | 227 | 0 | 0 | |||
US BANCORP NEW | COMMON STOCK | 902973304 | 45,959 | 1,391 | SH | SOLE | 1,391 | 0 | 0 | |||
VERIZON COMMUNICATIONS | COMMON STOCK | 92343V104 | 63,744 | 1,714 | SH | SOLE | 1,714 | 0 | 0 | |||
VISA INC CL A | COMMON STOCK | 92826C839 | 16,624 | 70 | SH | OTR | 0 | 70 | 0 | |||
VISA INC CL A | COMMON STOCK | 92826C839 | 215,869 | 909 | SH | SOLE | 909 | 0 | 0 | |||
VMWARE INC CL A | COMMON STOCK | 928563402 | 2,012 | 14 | SH | SOLE | 14 | 0 | 0 | |||
WALMART INC | COMMON STOCK | 931142103 | 58,314 | 371 | SH | SOLE | 371 | 0 | 0 | |||
WARNER BROS DISCOVERY INC CL A | COMMON STOCK | 934423104 | 903 | 72 | SH | OTR | 0 | 72 | 0 | |||
WELLS FARGO & CO | COMMON STOCK | 949746101 | 25,608 | 600 | SH | OTR | 0 | 600 | 0 | |||
WELLS FARGO & CO | COMMON STOCK | 949746101 | 3,201 | 75 | SH | SOLE | 75 | 0 | 0 | |||
WILLIAMS COS INC | COMMON STOCK | 969457100 | 91,756 | 2,812 | SH | SOLE | 2,812 | 0 | 0 | |||
YUM! BRANDS INC | COMMON STOCK | 988498101 | 69,968 | 505 | SH | SOLE | 505 | 0 | 0 | |||
VODAFONE GROUP SPONS ADR | COMMON STOCK | 92857W308 | 170 | 18 | SH | SOLE | 18 | 0 | 0 | |||
CROWN CASTLE INC REIT | COMMON STOCK | 22822V101 | 8,546 | 75 | SH | SOLE | 75 | 0 | 0 | |||
ARROW FINANCIAL CORPORATION | COMMON STOCK | 042744102 | 388,964 | 19,313 | SH | SOLE | 19,313 | 0 | 0 | |||
ACCENTURE PLC CL A | COMMON STOCK | G1151C101 | 16,972 | 55 | SH | SOLE | 55 | 0 | 0 | |||
LYONDELLBASELL INDUSTRIES NV | COMMON STOCK | N53745100 | 40,313 | 439 | SH | SOLE | 439 | 0 | 0 | |||
SCHLUMBERGER LTD | COMMON STOCK | 806857108 | 30,700 | 625 | SH | SOLE | 625 | 0 | 0 | |||
COMM. SERV. SELECT SECTOR SPDR | OTHER | 81369Y852 | 45,556 | 700 | SH | SOLE | 700 | 0 | 0 | |||
CONS DISC SELECT SECTOR SPDR F | OTHER | 81369Y407 | 84,905 | 500 | SH | SOLE | 500 | 0 | 0 | |||
CONS STAPLES SELECT SECT SPDR | OTHER | 81369Y308 | 34,860 | 470 | SH | SOLE | 470 | 0 | 0 | |||
ENERGY SELECT SECTOR SPDR FUND | OTHER | 81369Y506 | 27,922 | 344 | SH | SOLE | 344 | 0 | 0 | |||
HEALTH CARE SELECT SECTOR SPDR | OTHER | 81369Y209 | 106,184 | 800 | SH | SOLE | 800 | 0 | 0 | |||
INDUSTRIAL SELECT SECTOR SPDR | OTHER | 81369Y704 | 70,831 | 660 | SH | SOLE | 660 | 0 | 0 | |||
INVESCO QQQ TRUST SERIES 1 | OTHER | 46090E103 | 2,158,890 | 5,844 | SH | SOLE | 5,844 | 0 | 0 | |||
ISHARES CORE MSCI DEV MKTS ETF | OTHER | 46435G326 | 1,779,753 | 29,119 | SH | SOLE | 29,119 | 0 | 0 | |||
ISHARES CORE S&P MID-CAP ETF | OTHER | 464287507 | 3,731,058 | 14,269 | SH | SOLE | 14,269 | 0 | 0 | |||
ISHARES CORE S&P SMALL-CAP ETF | OTHER | 464287804 | 3,839,315 | 38,528 | SH | SOLE | 38,528 | 0 | 0 | |||
ISHARES CORE S&P 500 ETF | OTHER | 464287200 | 5,794 | 13 | SH | SOLE | 13 | 0 | 0 | |||
ISHARES RUSSELL MIDCAP ETF | OTHER | 464287499 | 133,718 | 1,831 | SH | SOLE | 1,831 | 0 | 0 | |||
ISHARES RUSSELL 2000 ETF | OTHER | 464287655 | 64,234 | 343 | SH | SOLE | 343 | 0 | 0 | |||
ISHARES SILVER TRUST | OTHER | 46428Q109 | 4,805 | 230 | SH | SOLE | 230 | 0 | 0 | |||
MATERIALS SELECT SECTOR SPDR F | OTHER | 81369Y100 | 104,168 | 1,257 | SH | SOLE | 1,257 | 0 | 0 | |||
NUVEEN ESG SMALL-CAP ETF | OTHER | 67092P607 | 57,519 | 1,555 | SH | SOLE | 1,555 | 0 | 0 | |||
SPDR GOLD TRUST | OTHER | 78463V107 | 71,843 | 403 | SH | SOLE | 403 | 0 | 0 | |||
SPDR PORTFOLIO S&P 500 VALUE E | OTHER | 78464A508 | 2,086,344 | 48,295 | SH | SOLE | 48,295 | 0 | 0 | |||
SPDR S&P BIOTECH ETF | OTHER | 78464A870 | 3,328 | 40 | SH | SOLE | 40 | 0 | 0 | |||
SPDR S&P 500 ETF TRUST | OTHER | 78462F103 | 73,141 | 165 | SH | SOLE | 165 | 0 | 0 | |||
TECHNOLOGY SELECT SECTOR SPDR | OTHER | 81369Y803 | 173,860 | 1,000 | SH | SOLE | 1,000 | 0 | 0 | |||
UTILITIES SELECT SECTOR SPDR F | OTHER | 81369Y886 | 60,794 | 929 | SH | SOLE | 929 | 0 | 0 | |||
VANECK GOLD MINERS ETF | OTHER | 92189F106 | 4,577 | 152 | SH | SOLE | 152 | 0 | 0 | |||
VANGUARD MID-CAP ETF | OTHER | 922908629 | 97,531 | 443 | SH | OTR | 0 | 443 | 0 | |||
VANGUARD MID-CAP ETF | OTHER | 922908629 | 1,162,445 | 5,280 | SH | SOLE | 5,280 | 0 | 0 | |||
VANGUARD S&P 500 ETF | OTHER | 922908363 | 8,554,102 | 21,003 | SH | SOLE | 21,003 | 0 | 0 | |||
VANGUARD SMALL-CAP ETF | OTHER | 922908751 | 31,425 | 158 | SH | OTR | 0 | 158 | 0 | |||
VANGUARD SMALL-CAP ETF | OTHER | 922908751 | 450,088 | 2,263 | SH | SOLE | 2,263 | 0 | 0 | |||
ISHARES BARCLAYS 1-3 YEAR TR E | OTHER | 464287457 | 19,621 | 242 | SH | SOLE | 242 | 0 | 0 | |||
ISHARES CORE U.S. AGGREGATE | OTHER | 464287226 | 26,936 | 275 | SH | SOLE | 275 | 0 | 0 | |||
ISHARES IBONDS DEC 2023 TERM C | OTHER | 46434VAX8 | 772,180 | 30,533 | SH | SOLE | 30,533 | 0 | 0 | |||
ISHARES IBONDS DEC 2024 TERM C | OTHER | 46434VBG4 | 787,077 | 31,969 | SH | SOLE | 31,969 | 0 | 0 | |||
ISHARES IBONDS DEC 2025 TERM C | OTHER | 46434VBD1 | 799,006 | 32,773 | SH | SOLE | 32,773 | 0 | 0 | |||
ISHARES IBONDS DEC 2026 TERM C | OTHER | 46435GAA0 | 802,439 | 34,190 | SH | SOLE | 34,190 | 0 | 0 | |||
ISHARES IBONDS DEC 2027 TERM C | OTHER | 46435UAA9 | 848,825 | 36,151 | SH | SOLE | 36,151 | 0 | 0 | |||
ISHARES IBONDS DEC 2028 TERM C | OTHER | 46435U515 | 846,818 | 34,564 | SH | SOLE | 34,564 | 0 | 0 | |||
ISHARES IBONDS DEC 2029 TERM C | OTHER | 46436E205 | 847,847 | 37,766 | SH | SOLE | 37,766 | 0 | 0 | |||
ISHARES IBONDS DEC 2030 TERM C | OTHER | 46436E726 | 740,431 | 34,926 | SH | SOLE | 34,926 | 0 | 0 | |||
ISHARES IBONDS DEC 2031 TERM C | OTHER | 46436E486 | 804,010 | 39,665 | SH | SOLE | 39,665 | 0 | 0 | |||
ISHARES IBONDS DEC 2032 TC ETF | OTHER | 46436E312 | 654,621 | 26,589 | SH | SOLE | 26,589 | 0 | 0 | |||
ISHARES IBONDS 2024 H/Y INC | OTHER | 46435U184 | 1,330,193 | 57,634 | SH | SOLE | 57,634 | 0 | 0 | |||
ISHARES 1-5Y INV GRADE CORP ET | OTHER | 464288646 | 28,095 | 560 | SH | SOLE | 560 | 0 | 0 | |||
ISHARES 20 PLUS YEAR TREASURY BOND | OTHER | 464287432 | 33,764 | 328 | SH | SOLE | 328 | 0 | 0 | |||
VANGUARD SHORT TERM CORP BOND | OTHER | 92206C409 | 366,497 | 4,844 | SH | SOLE | 4,844 | 0 | 0 | |||
VANGUARD TOTAL BOND MARKET ETF | OTHER | 921937835 | 17,809 | 245 | SH | SOLE | 245 | 0 | 0 | |||
ISHARES NEW YORK MUNI BOND ETF | OTHER | 464288323 | 50,650 | 951 | SH | SOLE | 951 | 0 | 0 | |||
ABBOTT LABS | COMMON STOCK | 002824100 | 2,180,400 | 20,000 | SH | DFND | 3 | 20,000 | 0 | 0 | ||
ACTIVISION BLIZZARD INC | COMMON STOCK | 00507V109 | 1,475,250 | 17,500 | SH | DFND | 3 | 17,500 | 0 | 0 | ||
ADOBE INC | COMMON STOCK | 00724F101 | 3,325,132 | 6,800 | SH | DFND | 3 | 6,800 | 0 | 0 | ||
AIR PRODUCTS & CHEMICALS INC | COMMON STOCK | 009158106 | 808,731 | 2,700 | SH | DFND | 3 | 2,700 | 0 | 0 | ||
ALPHABET INC CL A | COMMON STOCK | 02079K305 | 3,806,460 | 31,800 | SH | DFND | 3 | 31,800 | 0 | 0 | ||
AMAZON.COM INC | COMMON STOCK | 023135106 | 4,314,916 | 33,100 | SH | DFND | 3 | 33,100 | 0 | 0 | ||
AMGEN INC | COMMON STOCK | 031162100 | 2,264,604 | 10,200 | SH | DFND | 3 | 10,200 | 0 | 0 | ||
AMPHENOL CORP CL A | COMMON STOCK | 032095101 | 2,973,250 | 35,000 | SH | DFND | 3 | 35,000 | 0 | 0 | ||
APPLE INC | COMMON STOCK | 037833100 | 11,153,275 | 57,500 | SH | DFND | 3 | 57,500 | 0 | 0 | ||
BANK OF AMERICA CORP | COMMON STOCK | 060505104 | 1,993,955 | 69,500 | SH | DFND | 3 | 69,500 | 0 | 0 | ||
BERKSHIRE HATHAWAY INC-CL B | COMMON STOCK | 084670702 | 2,028,950 | 5,950 | SH | DFND | 3 | 5,950 | 0 | 0 | ||
BLACKROCK INC CL A | COMMON STOCK | 09247X101 | 2,315,319 | 3,350 | SH | DFND | 3 | 3,350 | 0 | 0 | ||
CAPITAL ONE FINANCIAL CORP | COMMON STOCK | 14040H105 | 743,716 | 6,800 | SH | DFND | 3 | 6,800 | 0 | 0 | ||
CATERPILLAR INC | COMMON STOCK | 149123101 | 1,550,115 | 6,300 | SH | DFND | 3 | 6,300 | 0 | 0 | ||
CHEVRON CORPORATION | COMMON STOCK | 166764100 | 1,038,510 | 6,600 | SH | DFND | 3 | 6,600 | 0 | 0 | ||
CISCO SYSTEMS INC | COMMON STOCK | 17275R102 | 1,591,005 | 30,750 | SH | DFND | 3 | 30,750 | 0 | 0 | ||
COSTCO WHOLESALE CORP | COMMON STOCK | 22160K105 | 1,117,139 | 2,075 | SH | DFND | 3 | 2,075 | 0 | 0 | ||
DANAHER CORP | COMMON STOCK | 235851102 | 1,200,000 | 5,000 | SH | DFND | 3 | 5,000 | 0 | 0 | ||
DISNEY WALT CO NEW | COMMON STOCK | 254687106 | 1,156,176 | 12,950 | SH | DFND | 3 | 12,950 | 0 | 0 | ||
DOLLAR TREE INC | COMMON STOCK | 256746108 | 588,350 | 4,100 | SH | DFND | 3 | 4,100 | 0 | 0 | ||
DOMINION ENERGY INC | COMMON STOCK | 25746U109 | 414,320 | 8,000 | SH | DFND | 3 | 8,000 | 0 | 0 | ||
ECOLAB INC | COMMON STOCK | 278865100 | 728,091 | 3,900 | SH | DFND | 3 | 3,900 | 0 | 0 | ||
EXXON MOBIL CORP | COMMON STOCK | 30231G102 | 879,450 | 8,200 | SH | DFND | 3 | 8,200 | 0 | 0 | ||
GOLDMAN SACHS GROUP INC | COMMON STOCK | 38141G104 | 838,604 | 2,600 | SH | DFND | 3 | 2,600 | 0 | 0 | ||
HOME DEPOT INC | COMMON STOCK | 437076102 | 2,857,888 | 9,200 | SH | DFND | 3 | 9,200 | 0 | 0 | ||
HONEYWELL INTERNATIONAL INC | COMMON STOCK | 438516106 | 2,075,000 | 10,000 | SH | DFND | 3 | 10,000 | 0 | 0 | ||
INTERCONTINENTAL EXCHANGE GROU | COMMON STOCK | 45866F104 | 2,374,680 | 21,000 | SH | DFND | 3 | 21,000 | 0 | 0 | ||
JOHNSON & JOHNSON | COMMON STOCK | 478160104 | 2,731,080 | 16,500 | SH | DFND | 3 | 16,500 | 0 | 0 | ||
JP MORGAN CHASE & CO | COMMON STOCK | 46625H100 | 3,156,048 | 21,700 | SH | DFND | 3 | 21,700 | 0 | 0 | ||
LILLY ELI & CO | COMMON STOCK | 532457108 | 281,388 | 600 | SH | DFND | 3 | 600 | 0 | 0 | ||
MASCO CORP | COMMON STOCK | 574599106 | 1,893,540 | 33,000 | SH | DFND | 3 | 33,000 | 0 | 0 | ||
MCDONALDS CORP | COMMON STOCK | 580135101 | 775,866 | 2,600 | SH | DFND | 3 | 2,600 | 0 | 0 | ||
META PLATFORMS INC CL A | COMMON STOCK | 30303M102 | 1,578,390 | 5,500 | SH | DFND | 3 | 5,500 | 0 | 0 | ||
MICROSOFT CORP | COMMON STOCK | 594918104 | 10,216,200 | 30,000 | SH | DFND | 3 | 30,000 | 0 | 0 | ||
MORGAN STANLEY | COMMON STOCK | 617446448 | 965,020 | 11,300 | SH | DFND | 3 | 11,300 | 0 | 0 | ||
NETFLIX INC | COMMON STOCK | 64110L106 | 1,321,470 | 3,000 | SH | DFND | 3 | 3,000 | 0 | 0 | ||
NEXTERA ENERGY INC | COMMON STOCK | 65339F101 | 408,100 | 5,500 | SH | DFND | 3 | 5,500 | 0 | 0 | ||
NIKE INC-CLASS B | COMMON STOCK | 654106103 | 938,145 | 8,500 | SH | DFND | 3 | 8,500 | 0 | 0 | ||
NVIDIA CORP | COMMON STOCK | 67066G104 | 2,804,623 | 6,630 | SH | DFND | 3 | 6,630 | 0 | 0 | ||
ORACLE CORPORATION | COMMON STOCK | 68389X105 | 2,262,710 | 19,000 | SH | DFND | 3 | 19,000 | 0 | 0 | ||
PEPSICO INC | COMMON STOCK | 713448108 | 2,444,904 | 13,200 | SH | DFND | 3 | 13,200 | 0 | 0 | ||
PFIZER INC | COMMON STOCK | 717081103 | 1,632,260 | 44,500 | SH | DFND | 3 | 44,500 | 0 | 0 | ||
PROCTER & GAMBLE CO | COMMON STOCK | 742718109 | 2,336,796 | 15,400 | SH | DFND | 3 | 15,400 | 0 | 0 | ||
QUALCOMM INC | COMMON STOCK | 747525103 | 1,636,800 | 13,750 | SH | DFND | 3 | 13,750 | 0 | 0 | ||
SALESFORCE INC | COMMON STOCK | 79466L302 | 2,323,860 | 11,000 | SH | DFND | 3 | 11,000 | 0 | 0 | ||
SHERWIN WILLIAMS CO | COMMON STOCK | 824348106 | 730,180 | 2,750 | SH | DFND | 3 | 2,750 | 0 | 0 | ||
SOUTHERN COMPANY | COMMON STOCK | 842587107 | 642,788 | 9,150 | SH | DFND | 3 | 9,150 | 0 | 0 | ||
STRYKER CORPORATION | COMMON STOCK | 863667101 | 1,983,085 | 6,500 | SH | DFND | 3 | 6,500 | 0 | 0 | ||
SYSCO CORP | COMMON STOCK | 871829107 | 556,500 | 7,500 | SH | DFND | 3 | 7,500 | 0 | 0 | ||
THERMO FISHER SCIENTIFIC INC | COMMON STOCK | 883556102 | 3,039,194 | 5,825 | SH | DFND | 3 | 5,825 | 0 | 0 | ||
TJX COS INC | COMMON STOCK | 872540109 | 1,954,410 | 23,050 | SH | DFND | 3 | 23,050 | 0 | 0 | ||
UNION PAC CORP | COMMON STOCK | 907818108 | 1,084,486 | 5,300 | SH | DFND | 3 | 5,300 | 0 | 0 | ||
UNITED PARCEL SERVICE CL B | COMMON STOCK | 911312106 | 1,021,725 | 5,700 | SH | DFND | 3 | 5,700 | 0 | 0 | ||
UNITEDHEALTH GROUP INC | COMMON STOCK | 91324P102 | 2,931,904 | 6,100 | SH | DFND | 3 | 6,100 | 0 | 0 | ||
VISA INC CL A | COMMON STOCK | 92826C839 | 3,562,200 | 15,000 | SH | DFND | 3 | 15,000 | 0 | 0 | ||
VULCAN MATERIALS CO | COMMON STOCK | 929160109 | 247,984 | 1,100 | SH | DFND | 3 | 1,100 | 0 | 0 | ||
WALMART INC | COMMON STOCK | 931142103 | 2,436,290 | 15,500 | SH | DFND | 3 | 15,500 | 0 | 0 | ||
WASTE MANAGEMENT INC | COMMON STOCK | 94106L109 | 3,121,560 | 18,000 | SH | DFND | 3 | 18,000 | 0 | 0 | ||
WILLIAMS COS INC | COMMON STOCK | 969457100 | 1,122,472 | 34,400 | SH | DFND | 3 | 34,400 | 0 | 0 | ||
AMERICAN TOWER CORP REIT | COMMON STOCK | 03027X100 | 455,759 | 2,350 | SH | DFND | 3 | 2,350 | 0 | 0 | ||
DIGITAL REALTY TRUST INC REIT | COMMON STOCK | 253868103 | 1,252,570 | 11,000 | SH | DFND | 3 | 11,000 | 0 | 0 | ||
PUBLIC STORAGE INC REIT | COMMON STOCK | 74460D109 | 554,572 | 1,900 | SH | DFND | 3 | 1,900 | 0 | 0 | ||
LYONDELLBASELL INDUSTRIES NV | COMMON STOCK | N53745100 | 183,660 | 2,000 | SH | DFND | 3 | 2,000 | 0 | 0 |