EDGAR Filing Documents for 0000717538-09-000045

Form 10-K - Annual report [Section 13 and 15(d), not S-K Item 405]:

SEC Accession No. 0000717538-09-000045

Filing Date

2009-03-06

Accepted

2009-03-06 13:00:20

Documents

Period of Report

2008-12-31

Document Format Files

Seq	Description	Document	Type	Size
1		tenk.htm	10-K	1521822
2	ARROW FORM 10-K FOR DECEMBER 31, 2008	tenk.pdf	10-K	682563
3		ex106.htm	EX-10.6	7243
4		ex107.htm	EX-10.7	17051
5		ex108.htm	EX-10.8	13333
6		ex109.htm	EX-10.9	49936
7		ex1010.htm	EX-10.10	50675
8		ex1011.htm	EX-10.11	10927
9		ex1012.htm	EX-10.12	55463
10		ex1013.htm	EX-10.13	71852
11		ex1014.htm	EX-10.14	12479
12		ex1015.htm	EX-10.15	32188
13		ex1016.htm	EX-10.16	32677
14		ex21.htm	EX-21	5987
15		ex23.htm	EX-23	2497
16		ex311.htm	EX-31.1	7505
17		ex312.htm	EX-31.2	7710
18		ex32.htm	EX-32	3687
19		tenk002.gif	GRAPHIC	833707
20		tenk004.gif	GRAPHIC	630268
21		tenk006.gif	GRAPHIC	6214
22		tenk008.gif	GRAPHIC	6214
	Complete submission text file	0000717538-09-000045.txt		4879867

Mailing Address 250 GLEN STREET GLENS FALLS NY 12801

Business Address 250 GLEN ST GLENS FALLS NY 12801 5187451000X299

ARROW FINANCIAL CORP (Filer) CIK: 0000717538 (see all company filings)