American Century Investments
                                4500 Main Street
                             Kansas City, MO 64111
                                                                 January 5, 1999


Securities and Exchange Commission 
450 Fifth Street, N.W. 
Washington, DC 20549 
     
RE:  American Century California Tax-Free 
       and Municipal Funds
     1933 Act File No. 2-82734
     1940 Act File No. 811-3706

Ladies and Gentlemen: 

     Pursuant to Rule 497(j) under the Securities  Act of 1933, as amended,  the
undersigned  hereby  certifies  that the form of  prospectus  and  statement  of
additional  information that would have been filed under paragraph (b) or (c) of
Rule 497 with respect to the  above-referenced  issuer  would not have  differed
from that contained in Post-Effective Amendment No. 28, filed December 28, 1998,
to the issuer's Registration Statement on Form N-1A.

     Any concerns regarding this filing should be directed to the undersigned at
(650) 967-9683.


Sincerely,

/s/Charles C.S. Park
Charles C.S. Park
Assistant General Counsel