<SEC-DOCUMENT>0001174947-23-000093-index.html : 20230131
<SEC-HEADER>0001174947-23-000093.hdr.sgml : 20230131
<ACCEPTANCE-DATETIME>20230131150504
ACCESSION NUMBER:		0001174947-23-000093
CONFORMED SUBMISSION TYPE:	5
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20221231
FILED AS OF DATE:		20230131
DATE AS OF CHANGE:		20230131

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			WALKO RONALD A
		CENTRAL INDEX KEY:			0001195378

	FILING VALUES:
		FORM TYPE:		5
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-17077
		FILM NUMBER:		23572185

	MAIL ADDRESS:	
		STREET 1:		809 CLAIRE ROAD
		CITY:			MONTOURSVILLE
		STATE:			PA
		ZIP:			17754

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PENNS WOODS BANCORP INC
		CENTRAL INDEX KEY:			0000716605
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				232226454
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		115 S MAIN ST
		CITY:			JERSEY SHORE
		STATE:			PA
		ZIP:			17740
		BUSINESS PHONE:		570-322-1111

	MAIL ADDRESS:	
		STREET 1:		115 S MAIN ST
		CITY:			JERSEY SHORE
		STATE:			PA
		ZIP:			17740
</SEC-HEADER>
<DOCUMENT>
<TYPE>5
<SEQUENCE>1
<FILENAME>ownership.xml
<TEXT>
Document 1 - file: ownership.html

Document 1 - RAW XML: ownership.xml

</DOCUMENT>
</SEC-DOCUMENT>