CONSOLIDATED BALANCE SHEET (USD $) In Thousands, unless otherwise specified	Sep. 30, 2012	Dec. 31, 2011
ASSETS:
Noninterest-bearing balances	$ 13,243	$ 13,829
Interest-bearing deposits in other financial institutions	7,901	56
Total cash and cash equivalents	21,144	13,885
Investment securities, available for sale, at fair value	296,255	270,097
Investment securities, held to maturity, (fair value of $0 and $55)		54
Loans held for sale	2,285	3,787
Loans	485,051	435,959
Allowance for loan losses	(7,521)	(7,154)
Loans, net	477,530	428,805
Premises and equipment, net	8,247	7,707
Accrued interest receivable	4,255	3,905
Bank-owned life insurance	16,238	16,065
Investment in limited partnerships	3,048	3,544
Goodwill	3,032	3,032
Deferred tax asset	3,878	7,991
Other assets	4,694	5,081
TOTAL ASSETS	840,606	763,953
LIABILITIES:
Interest-bearing deposits	525,825	470,310
Noninterest-bearing deposits	115,285	111,354
Total deposits	641,110	581,664
Short-term borrowings	17,932	29,598
Long-term borrowings, Federal Home Loan Bank (FHLB)	76,278	61,278
Accrued interest payable	501	536
Other liabilities	11,006	10,417
TOTAL LIABILITIES	746,827	683,493
SHAREHOLDERS' EQUITY:
Preferred stock, no par value, 3,000,000 shares authorized; no shares issued
Common stock, par value $8.33, 15,000,000 shares authorized; 4,018,777 and 4,017,677 shares issued	33,489	33,480
Additional paid-in capital	18,148	18,115
Retained earnings	41,737	36,394
Accumulated other comprehensive gain (loss):
Net unrealized gain on available for sale securities	10,848	2,914
Defined benefit plan	(4,133)	(4,133)
Treasury stock at cost, 180,596 shares	(6,310)	(6,310)
TOTAL SHAREHOLDERS' EQUITY	93,779	80,460
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 840,606	$ 763,953